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发帖数: 577 | 1 Scores reflect credit payment patterns over time with more emphasis on rece
nt information. In general, a score may improve, if you:
Pay your bills on time. Delinquent payments and collections can have a major
negative impact on a score.
Keep balances low on credit cards and other "revolving credit." High outstan
ding debt can affect a score.
Apply for and open new credit accounts only as needed. Don't open accounts j
ust to have a better credit mix - it probably won't raise your score.
Pay off |
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