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发帖数: 199 | 1 Go to http://www2.fdic.gov/structur/search/findoneinst.asp to see if that bank
is insured. If so, zero risk up to $100,000.
Other than interest rate, you need to consider the convenience of service
package, i.e. mail deposit (with prepaid envelops?), ATM fees (reimbursable?),
fees comparison (stop check, monthly charges, ACH transfer, wire transfer),
etc. Usually, internet banks have better service and lower fees than local
bank. No brainer to me. I think local bank is only necessary to those w |
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