c*******2
发帖数: 346 | 1 打算用来支付每月的att电话费。。。
You’re pre-selected to apply for the AT&T Universal Savings and
Rewards Card, the credit card designed exclusively for AT&T customers
like you.
• Save up to 10% on your eligible AT&T purchases and monthly bill.
For every dollar you spend on eligible AT&T products and services that
matches the amount you spend on other purchases, you will receive
10% savings in the first 12 months and 5% thereafter. You may save
up to $350 per calendar year. Savings are posted automatically to your
account each month — no minimums or waiting for checks.
• Earn 1 ThankYou® Point for each dollar you spend on everyday
purchases, up to 50,000 Points per calendar year (no Points are earned for
AT&T purchases). Plus, you can earn 15,000 Bonus ThankYou Points —
redeemable for $150 in Gift Cards — after you make $1,000 in purchases in
the first 3 months of cardmembership!*
• No annual fee.**
• Save on interest with a 0% Intro APR on purchases for 12 months
from date of account opening. After that, your variable APR will
be 13.99%.** |
B*******g
发帖数: 300 | |
c*******2
发帖数: 346 | 3 我想的是那每个月的电话费。。10% off 也是很多了，
就是不知道这个卡其他什么机关在里面，，
【在 B*******g 的大作中提到】
: 这卡得同时在non att消费才能拿到那5%
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b********i
发帖数: 4703 | |
c*******2
发帖数: 346 | 5 我收到的email...
You’re pre-selected to apply for the AT&T Universal Savings and
Rewards Card, the credit card designed exclusively for AT&T customers
like you.
.....
现在就在纠结到底适合不适合。。。而且信用卡已经好几张了，，如果弄太多觉得麻烦
【在 b********i 的大作中提到】
: 卡不错，不过门槛高，1，2年记录的基本没戏
|
v*****s
发帖数: 20290 | 6 没啥机关啊。
假设你ATT每个月账单100块，你用这张卡付账单以外还得再花100块，才能有10% off，
而且10% off只是第一年，后面就是5%，不如上ink或者cash+了，意思不大。
【在 c*******2 的大作中提到】
: 我想的是那每个月的电话费。。10% off 也是很多了，
: 就是不知道这个卡其他什么机关在里面，，
|
e********e
发帖数: 181 | 7 我有这个卡
还不错，别忘了non-att 消费就行了
citi的卡没那么难申请
话说你最近不买房，又不以申卡为生，被拒一次又何妨 |
c******4
发帖数: 2207 | 8 ink最好要有buz
感觉cash+的门槛比这个要高
所以.. 对不同的人不同的卡更适用
【在 v*****s 的大作中提到】
: 没啥机关啊。
: 假设你ATT每个月账单100块，你用这张卡付账单以外还得再花100块，才能有10% off，
: 而且10% off只是第一年，后面就是5%，不如上ink或者cash+了，意思不大。
|
c*******2
发帖数: 346 | 9 what is "cash+"?
My credit score is 766.
【在 c******4 的大作中提到】
: ink最好要有buz
: 感觉cash+的门槛比这个要高
: 所以.. 对不同的人不同的卡更适用
|
s**********g
发帖数: 14942 | 10 after the 1st year
5% on 100 ATT get $5
1% on 100 non-ATT get $1
total spending requirement 100 ATT + 100 non-ATT
total cashback rate = 6/200 = 3%
if my math is correct
not to mention usually ur ATT & non-ATT won't be equal
so < 3%
why bother...
【在 e********e 的大作中提到】
: 我有这个卡
: 还不错，别忘了non-att 消费就行了
: citi的卡没那么难申请
: 话说你最近不买房，又不以申卡为生，被拒一次又何妨
|
|
|
c*******2
发帖数: 346 | 11 Thanks. just move on.....
【在 s**********g 的大作中提到】
: after the 1st year
: 5% on 100 ATT get $5
: 1% on 100 non-ATT get $1
: total spending requirement 100 ATT + 100 non-ATT
: total cashback rate = 6/200 = 3%
: if my math is correct
: not to mention usually ur ATT & non-ATT won't be equal
: so < 3%
: why bother...
|
e********e
发帖数: 181 | 12 Don't be too aggressive ...
It only depends on whether it suits for you.
In the first year, I can save 240 + 10000 thank you points.
After that, even it is 3%, it is not bad, right? Can you get 5% on
everything all the time without annual fee? Definitely not.
【在 s**********g 的大作中提到】
: after the 1st year
: 5% on 100 ATT get $5
: 1% on 100 non-ATT get $1
: total spending requirement 100 ATT + 100 non-ATT
: total cashback rate = 6/200 = 3%
: if my math is correct
: not to mention usually ur ATT & non-ATT won't be equal
: so < 3%
: why bother...
|
z******6
发帖数: 2638 | 13 但是据说cash+从7.1日开始5% 指定项目purchase 2000 cap/每个季度,但也有人说是
rewards 2000 cap
到时候楼上的大哥们是否打算转换成club carlson? |
l*******u
发帖数: 461 | 14 2000的cap也太少了吧
我现在每个月的ATT就要刷快800了，别提其他的了
【在 z******6 的大作中提到】
: 但是据说cash+从7.1日开始5% 指定项目purchase 2000 cap/每个季度,但也有人说是
: rewards 2000 cap
: 到时候楼上的大哥们是否打算转换成club carlson?
|
a**********1
发帖数: 2720 | 15 算法太折腾，bonus也不高，不如继续用神卡。 |
c*******2
发帖数: 346 | 16 神卡是什么？
【在 a**********1 的大作中提到】
: 算法太折腾，bonus也不高，不如继续用神卡。
|
s**********g
发帖数: 14942 | 17 2% cards are everywhere
for this one to get the extra 1%
u need to spend the time and energy not to miss the non-ATT expense each
month
and u get one more card to maintain
it is not worth it unless u spend a huge amount on ATT
2% cards are hassle-free and can be used elsewhere
【在 e********e 的大作中提到】
: Don't be too aggressive ...
: It only depends on whether it suits for you.
: In the first year, I can save 240 + 10000 thank you points.
: After that, even it is 3%, it is not bad, right? Can you get 5% on
: everything all the time without annual fee? Definitely not.
|
