m**********e
发帖数: 1045 | 1 American Family Financial Statistics
Average American family savings account balance $3,800
Percent of working Americans who are not saving for retirement 40 %
Percent of American families who have no savings at all 25 %
Average amount saved for retirement $35,000
Average American household debt $117,951
Average American family home value $160,000
Average amount owed on home mortgage $95,000
Average American household annual income $43,000
Average credit card debt $2,200
Percent of American workers who postponed their retirement age this year
24 %
Percent surveyed who are very confident about having enough money for
retirement 18 %
Percent of American adults who do not have a bank account 7.7 %
Percent of American adults who have an emergency fund to fall back on 38 %
-----------------------------------
Statistic Verification
Source: Federal Reserve, US Census Bureau, Internal Revenue Service
Date Verified: 12.26.2013
Savings accounts are accounts maintained by retail financial institutions
that pay interest but cannot be used directly as money in the narrow sense
of a medium of exchange (for example, by writing a check). These accounts
let customers set aside a portion of their liquid assets while earning a
monetary return. For the bank, money in a savings account may not be
callable immediately and therefore often does not incur a reserve
requirement freeing up cash from the bank’s vault to be lent out with
interest. | b***a
发帖数: 6422 | 2 这个数据有问题吧。我印象里2012美国HOUSEHOLD INCONME中位数是5万刀。这里是
AVERAGE。AVERAGE一般会比中位数高，因为有比尔盖茨这种超级富人。
【在 m**********e 的大作中提到】
: American Family Financial Statistics
: Average American family savings account balance $3,800
: Percent of working Americans who are not saving for retirement 40 %
: Percent of American families who have no savings at all 25 %
: Average amount saved for retirement $35,000
: Average American household debt $117,951
: Average American family home value $160,000
: Average amount owed on home mortgage $95,000
: Average American household annual income $43,000
: Average credit card debt $2,200
| m**********e
发帖数: 1045 | 3 Source: Federal Reserve, US Census Bureau, Internal Revenue Service
Date Verified: 12.26.2013
【在 b***a 的大作中提到】
: 这个数据有问题吧。我印象里2012美国HOUSEHOLD INCONME中位数是5万刀。这里是
: AVERAGE。AVERAGE一般会比中位数高，因为有比尔盖茨这种超级富人。
| a*******a
发帖数: 4233 | 4 这里的savings account是什么，仅仅是指银行的saving account么？
如果把钱都投到股市神马的，saving account一分不剩也正常吧
【在 m**********e 的大作中提到】
: American Family Financial Statistics
: Average American family savings account balance $3,800
: Percent of working Americans who are not saving for retirement 40 %
: Percent of American families who have no savings at all 25 %
: Average amount saved for retirement $35,000
: Average American household debt $117,951
: Average American family home value $160,000
: Average amount owed on home mortgage $95,000
: Average American household annual income $43,000
: Average credit card debt $2,200
| l*******n
发帖数: 2718 | 5 对头，我就只有checking account
【在 a*******a 的大作中提到】
: 这里的savings account是什么，仅仅是指银行的saving account么？
: 如果把钱都投到股市神马的，saving account一分不剩也正常吧
| m**********e
发帖数: 1045 | 6 From":
华尔街日报：美国的百万富翁都住在哪儿？:
位于纽约州莱茵贝克的市场调研公司菲尼克斯发布的报告称，美国去年比2012年新增了
大约53,000个百万富翁家庭。该报告显示，全美共有615万个百万富翁家庭。这意味着
美国每20个家庭中就有一个家庭的可投资资产超过一百万美元。
上述数据部不包括不动产价值。
.......
排在榜单前几位的州变化不大。马里兰州仍连续第三年蝉联冠军，该州7.7%的家庭拥有
的资产超过百万美元。紧接着是新泽西州、康涅狄格州和夏威夷。这四个州自2006年以
来每年都雄踞各种财富排名的前几位。
【在 b***a 的大作中提到】
: 这个数据有问题吧。我印象里2012美国HOUSEHOLD INCONME中位数是5万刀。这里是
: AVERAGE。AVERAGE一般会比中位数高，因为有比尔盖茨这种超级富人。
| g******t
发帖数: 11249 | 7 夏威夷这么富裕
【在 m**********e 的大作中提到】
: From":
: 华尔街日报：美国的百万富翁都住在哪儿？:
: 位于纽约州莱茵贝克的市场调研公司菲尼克斯发布的报告称，美国去年比2012年新增了
: 大约53,000个百万富翁家庭。该报告显示，全美共有615万个百万富翁家庭。这意味着
: 美国每20个家庭中就有一个家庭的可投资资产超过一百万美元。
: 上述数据部不包括不动产价值。
: .......
: 排在榜单前几位的州变化不大。马里兰州仍连续第三年蝉联冠军，该州7.7%的家庭拥有
: 的资产超过百万美元。紧接着是新泽西州、康涅狄格州和夏威夷。这四个州自2006年以
: 来每年都雄踞各种财富排名的前几位。
| k**u
发帖数: 10502 | 8 中位数比平均数更能说明问题。
【在 b***a 的大作中提到】
: 这个数据有问题吧。我印象里2012美国HOUSEHOLD INCONME中位数是5万刀。这里是
: AVERAGE。AVERAGE一般会比中位数高，因为有比尔盖茨这种超级富人。
| M****0
发帖数: 877 | |
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