B****e
发帖数: 241 | 1 为了拿400 bonus,开了citi的两个账户checking and saving，发现利率超级低，只有0
.04%，是这样吗？有个加速的SAVING 利率是1.55%，我可以申请开那个账户，然后把钱
转过去，然后任然可以拿到bonus 吗？ 谢谢 | c******y
发帖数: 3269 | 2 应该不行，citi就是用bonus换取低息存款，相当于bonus要打个折扣
而且qualify之后还得撕一番，非常垃圾的银行 | x*******g
发帖数: 523 | 3 我也有考虑过，要不要在60天内/甚至一开始就开accelerate savings并把钱放进去吃
利息，自己感觉accelerate savings仍然是new eligible savings account。不过网上
没有找到data point，保险起见，最后选择钱先放入savings，等了60多天再把钱转入
accelerate savings。损失两个月利息，不过税后也没那么多 :)
顺利拿到了citi checking bonus, 期间没有主动联系过citi. 时间线如下:
1) open checking and savings online in 12/2019 (with $25 initial deposit for
each account)
2) a few days later, received an email from citi: subject "XXX, earn your
bonus reward when you complete the qualifying activities", content includes
"Thank you for enrolling in the Citibank $xxx Checking Offer" and the
required activities to get the bonus
3) a few days after getting the email, made sufficient deposits into saving
(within thirty (30) days from account opening)
4) kept the money in savings for a little bit more than sixty (60)
consecutive calendar days. Then, to earn more interests, opened a citi
Accelerate Savings and transferred the money from savings to Accelerate
Savings, considering that the cash bonus will be credited to your new
checking account within ninety (90) calendar days. Now, had three opened
accounts: checking, savings, accelerate savings
5) in April 2020, got the bonus deposited into checking automatically (
roughly 2 months after the requirements were fulfilled)
有0
【在 B****e 的大作中提到】
: 为了拿400 bonus,开了citi的两个账户checking and saving，发现利率超级低，只有0
: .04%，是这样吗？有个加速的SAVING 利率是1.55%，我可以申请开那个账户，然后把钱
: 转过去，然后任然可以拿到bonus 吗？ 谢谢
| B****e
发帖数: 241 | | B****e
发帖数: 241 | | t*******n
发帖数: 2 | 6 记得要联系citi 客服,把三个账户都link起来.
我拿到奖励后打客服电话联系所谓的“banker”,让他们把我的reg savings转成
accelerate, 他们说不行, 要开新的.于是像楼上一样开了新的.
当我联系virtue message 客服时,他们机械地回答我关于“免月服务费”的inquiry,
我问“三个账户都link在一起contribute combined balance 吗?“ 客服才支支吾吾
说,新开的accelerate没有link, 需要帮你link吗
如下:
我:###2 and ###5 are linked. as you mentioned. but my balance is in my
accelerate savings ###9. is balance on accelerate account also considered as
eligible combined balance?
Justin at 21:50:If we link it to the Other 2 yes it will be should i ?
You at 21:51, yes if you can link both my savings to checking
please
Justin at 21:53, Sure please wait
Justin at 22:01, I linked it , now it contributes
所以...citi还是很坏心眼的....提个醒! 记得手动link起来. |
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