s**x
发帖数: 17 | 1 【 以下文字转载自 Living 讨论区 】
发信人: sskx (pc小子), 信区: Living
标 题: loand is declined due to only 2
发信站: BBS 未名空间站 (Tue Nov 3 23:29:23 2009, 美东)
applying for BoA loan $570K, LTI<75, credit score 790.
Loan is declined because I do not meet minimum number of trade lines (credit
card or loan). I have only two credit cards.
Is there anyone having similar experience?
I was suggested to get two loan: conforming $417K (rate 5%) + rest using
2nd mortgage loan (aka home equity loan, rate 9%). I was promised to c |
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