l****e
发帖数: 15 | 1 如题，大家有没有好tip来合理避税？比如roll over到Roth？一起讨论吧。
新手上路，谢啦！ | k**f
发帖数: 372 | 2 I assume your contributions to 401k and traditional IRA are all pre-tax
dollars. In this case, you will not be able to claim capital loss for the
loss incurred in these accounts.
You have to pay income tax for the amount you convert to Roth IRA, if you
qualify (MAGI < 100k, among others). If your income this year is low enough
that after adding the conversion you are still in a lower tax bracket than
the year you made contributions to 401k and IRA, you do save some taxes. |
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