c*********7 发帖数: 19373 | 1 还是说w-2上 box1的工资超过多少不能deduct IRA,另外这个收入Limit是扣掉IRA 5500
之前还是之后的? |
g********n 发帖数: 127 | 2 I guess you are talking about traditional IRA. it has two types:deductible
and non_deductible. IRA has constraints on deductible traditional IRA.
however, there is no income limit for your non_tax deductible traditional
IRA. you can use your after tax money to contribute $5500 to your account in
2014. that's why many people use it for backdoor Roth IRA conversion.
5500
【在 c*********7 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 还是说w-2上 box1的工资超过多少不能deduct IRA,另外这个收入Limit是扣掉IRA 5500 : 之前还是之后的?
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g********n 发帖数: 127 | 3 sorry I misunderstand your question. the deductible part should be
combination of your IRA plus 401k and it can't exceed a limit.
in
【在 g********n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I guess you are talking about traditional IRA. it has two types:deductible : and non_deductible. IRA has constraints on deductible traditional IRA. : however, there is no income limit for your non_tax deductible traditional : IRA. you can use your after tax money to contribute $5500 to your account in : 2014. that's why many people use it for backdoor Roth IRA conversion. : : 5500
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c*********7 发帖数: 19373 | 4 就是问一下如果想用deductible 5500是否夫妻二人的净收入少于18万.
【在 g********n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : sorry I misunderstand your question. the deductible part should be : combination of your IRA plus 401k and it can't exceed a limit. : : in
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g********n 发帖数: 127 | 5 是的(如果你公司没有401k 403b等退休计划)。如果你公司有退休计划, limit 更低
。请参见下面的链接。
http://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/
If you're covered by a retirement plan at work, use this table to determine
if your modified AGI affects the amount of your deduction.
http://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/
If you're not covered by a retirement plan at work, use this table to
determine if your modified AGI affects the amount of your deduction.
【在 c*********7 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 就是问一下如果想用deductible 5500是否夫妻二人的净收入少于18万.
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c*********7 发帖数: 19373 | 6 这个modified AGI是扣除了什么?
determine
【在 g********n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 是的(如果你公司没有401k 403b等退休计划)。如果你公司有退休计划, limit 更低 : 。请参见下面的链接。 : http://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/ : If you're covered by a retirement plan at work, use this table to determine : if your modified AGI affects the amount of your deduction. : http://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/ : If you're not covered by a retirement plan at work, use this table to : determine if your modified AGI affects the amount of your deduction.
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