c*********7
发帖数: 19373 | 1 还是说w-2上 box1的工资超过多少不能deduct IRA,另外这个收入Limit是扣掉IRA 5500
之前还是之后的? |
g********n
发帖数: 127 | 2 I guess you are talking about traditional IRA. it has two types:deductible
and non_deductible. IRA has constraints on deductible traditional IRA.
however, there is no income limit for your non_tax deductible traditional
IRA. you can use your after tax money to contribute $5500 to your account in
2014. that's why many people use it for backdoor Roth IRA conversion.
5500
【在 c*********7 的大作中提到】
: 还是说w-2上 box1的工资超过多少不能deduct IRA,另外这个收入Limit是扣掉IRA 5500
: 之前还是之后的?
|
g********n
发帖数: 127 | 3 sorry I misunderstand your question. the deductible part should be
combination of your IRA plus 401k and it can't exceed a limit.
in
【在 g********n 的大作中提到】
: I guess you are talking about traditional IRA. it has two types:deductible
: and non_deductible. IRA has constraints on deductible traditional IRA.
: however, there is no income limit for your non_tax deductible traditional
: IRA. you can use your after tax money to contribute $5500 to your account in
: 2014. that's why many people use it for backdoor Roth IRA conversion.
:
: 5500
|
c*********7
发帖数: 19373 | 4 就是问一下如果想用deductible 5500是否夫妻二人的净收入少于18万.
【在 g********n 的大作中提到】
: sorry I misunderstand your question. the deductible part should be
: combination of your IRA plus 401k and it can't exceed a limit.
:
: in
|
g********n
发帖数: 127 | 5 是的（如果你公司没有401k 403b等退休计划）。如果你公司有退休计划， limit 更低
。请参见下面的链接。
http://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/
If you're covered by a retirement plan at work, use this table to determine
if your modified AGI affects the amount of your deduction.
http://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/
If you're not covered by a retirement plan at work, use this table to
determine if your modified AGI affects the amount of your deduction.
【在 c*********7 的大作中提到】
: 就是问一下如果想用deductible 5500是否夫妻二人的净收入少于18万.
|
c*********7
发帖数: 19373 | 6 这个modified AGI是扣除了什么?
determine
【在 g********n 的大作中提到】
: 是的（如果你公司没有401k 403b等退休计划）。如果你公司有退休计划， limit 更低
: 。请参见下面的链接。
: http://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/
: If you're covered by a retirement plan at work, use this table to determine
: if your modified AGI affects the amount of your deduction.
: http://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/
: If you're not covered by a retirement plan at work, use this table to
: determine if your modified AGI affects the amount of your deduction.
|
