l******n
发帖数: 520 | 1 I have been in the U.S. for 4 years but never got a real credit card.
the problem is that I forgot to pay a bill when my son was born.
in 2009, I was told by the suntrust that I was not qulified for CC becase my
C score is too low.
then, i figured out the problem, and paid the bill with interests.
i then have been living without CC for 2 years
I got green card last June and thought that might be helpful for me to get
one CC
However, I was rejected again.
now, i really need a CC
I did my best to get a good C score. i applied a security credit card (with
depoisite) this spring, and used it pretty often, like paying bill online,
buy food from stores, ...
I'm afraid my C score is increased dramatically
anyway that i can have a good C score?
thanks!!!
really need a C card urgently!
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g********0
发帖数: 15010 | 2 you will be fine after 1-2 years. Normally you can get a type of CC with
annual fee to build up you C scores. As you have one now, you may not need
the second.
my
【在 l******n 的大作中提到】
: I have been in the U.S. for 4 years but never got a real credit card.
: the problem is that I forgot to pay a bill when my son was born.
: in 2009, I was told by the suntrust that I was not qulified for CC becase my
: C score is too low.
: then, i figured out the problem, and paid the bill with interests.
: i then have been living without CC for 2 years
: I got green card last June and thought that might be helpful for me to get
: one CC
: However, I was rejected again.
: now, i really need a CC
|
m*******r
发帖数: 8950 | 3 你应该可以上三个CREDIT 记录公司查查你现在的CREDIT SCORE... 在MD, 每人每年可
以免费查一次CREDIT SCORE...
my
【在 l******n 的大作中提到】
: I have been in the U.S. for 4 years but never got a real credit card.
: the problem is that I forgot to pay a bill when my son was born.
: in 2009, I was told by the suntrust that I was not qulified for CC becase my
: C score is too low.
: then, i figured out the problem, and paid the bill with interests.
: i then have been living without CC for 2 years
: I got green card last June and thought that might be helpful for me to get
: one CC
: However, I was rejected again.
: now, i really need a CC
|
B*****g
发帖数: 34098 | 4 only free check credit, no score ya
【在 m*******r 的大作中提到】
: 你应该可以上三个CREDIT 记录公司查查你现在的CREDIT SCORE... 在MD, 每人每年可
: 以免费查一次CREDIT SCORE...
:
: my
|
m*******r
发帖数: 8950 | 5 两三年前, 我查过一次的... 难道最近有变? 没有SCORE, 那告诉你什么RESULT?
ONLY GOOD OR BAD?
【在 B*****g 的大作中提到】
: only free check credit, no score ya
|
A***n
发帖数: 2705 | 6 https://www.annualcreditreport.com/cra/index.jsp
每人每年可以看一次自己的信用记录。（不能免费看分数）。
因为有三大机构，所以不着急的话，可以分开来每4个月查一个。
（其它还有一些网站，号称可以让你免费看信用记录和分数的，几乎都是先让你免费试
用一段时间，然后自动转成收费服务，除非你记得到时打电话取消。。）
【在 m*******r 的大作中提到】
: 你应该可以上三个CREDIT 记录公司查查你现在的CREDIT SCORE... 在MD, 每人每年可
: 以免费查一次CREDIT SCORE...
:
: my
|
s*******e
发帖数: 1385 | 7 MD可以免费查score？联邦政府规定每人每年可以免费查一次credit report，not the
score
【在 m*******r 的大作中提到】
: 你应该可以上三个CREDIT 记录公司查查你现在的CREDIT SCORE... 在MD, 每人每年可
: 以免费查一次CREDIT SCORE...
:
: my
|
s*******e
发帖数: 1385 | 8 Even with your secure card, don't use all your credit line every month and
always keep your balance below 50% of your credit limit.
my
【在 l******n 的大作中提到】
: I have been in the U.S. for 4 years but never got a real credit card.
: the problem is that I forgot to pay a bill when my son was born.
: in 2009, I was told by the suntrust that I was not qulified for CC becase my
: C score is too low.
: then, i figured out the problem, and paid the bill with interests.
: i then have been living without CC for 2 years
: I got green card last June and thought that might be helpful for me to get
: one CC
: However, I was rejected again.
: now, i really need a CC
|
a******n
发帖数: 11246 | 9 写中文吧。英语看着累。。。。
" I'm afraid my C score is increased dramatically "
不要害怕。信用分数上升是好事！
my
【在 l******n 的大作中提到】
: I have been in the U.S. for 4 years but never got a real credit card.
: the problem is that I forgot to pay a bill when my son was born.
: in 2009, I was told by the suntrust that I was not qulified for CC becase my
: C score is too low.
: then, i figured out the problem, and paid the bill with interests.
: i then have been living without CC for 2 years
: I got green card last June and thought that might be helpful for me to get
: one CC
: However, I was rejected again.
: now, i really need a CC
|
c**k
发帖数: 1228 | 10 真心不觉得CC有啥好处
Debit一样用
【在 a******n 的大作中提到】
: 写中文吧。英语看着累。。。。
: " I'm afraid my C score is increased dramatically "
: 不要害怕。信用分数上升是好事！
:
: my
|
x**n
发帖数: 12542 | 11 cc有reward撒。。。
【在 c**k 的大作中提到】
: 真心不觉得CC有啥好处
: Debit一样用
|
m*******r
发帖数: 8950 | 12 两三年前，我查过一次，我记得是有分数的。那是我记错了？还是被收了钱？
the
【在 s*******e 的大作中提到】
: MD可以免费查score？联邦政府规定每人每年可以免费查一次credit report，not the
: score
|
s*******e
发帖数: 1385 | 13 你用的是free trial之类的吧，30天内cancel就不收钱
【在 m*******r 的大作中提到】
: 两三年前，我查过一次，我记得是有分数的。那是我记错了？还是被收了钱？
:
: the
|
w*********s
发帖数: 8428 | 14 去money版问问，找个最容易申的卡，慢慢就好了
my
【在 l******n 的大作中提到】
: I have been in the U.S. for 4 years but never got a real credit card.
: the problem is that I forgot to pay a bill when my son was born.
: in 2009, I was told by the suntrust that I was not qulified for CC becase my
: C score is too low.
: then, i figured out the problem, and paid the bill with interests.
: i then have been living without CC for 2 years
: I got green card last June and thought that might be helpful for me to get
: one CC
: However, I was rejected again.
: now, i really need a CC
|
