l******n 发帖数: 520 | 1 I have been in the U.S. for 4 years but never got a real credit card.
the problem is that I forgot to pay a bill when my son was born.
in 2009, I was told by the suntrust that I was not qulified for CC becase my
C score is too low.
then, i figured out the problem, and paid the bill with interests.
i then have been living without CC for 2 years
I got green card last June and thought that might be helpful for me to get
one CC
However, I was rejected again.
now, i really need a CC
I did my best to get a good C score. i applied a security credit card (with
depoisite) this spring, and used it pretty often, like paying bill online,
buy food from stores, ...
I'm afraid my C score is increased dramatically
anyway that i can have a good C score?
thanks!!!
really need a C card urgently!
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g********0 发帖数: 15010 | 2 you will be fine after 1-2 years. Normally you can get a type of CC with
annual fee to build up you C scores. As you have one now, you may not need
the second.
my
【在 l******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I have been in the U.S. for 4 years but never got a real credit card. : the problem is that I forgot to pay a bill when my son was born. : in 2009, I was told by the suntrust that I was not qulified for CC becase my : C score is too low. : then, i figured out the problem, and paid the bill with interests. : i then have been living without CC for 2 years : I got green card last June and thought that might be helpful for me to get : one CC : However, I was rejected again. : now, i really need a CC
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m*******r 发帖数: 8950 | 3 你应该可以上三个CREDIT 记录公司查查你现在的CREDIT SCORE... 在MD, 每人每年可
以免费查一次CREDIT SCORE...
my
【在 l******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I have been in the U.S. for 4 years but never got a real credit card. : the problem is that I forgot to pay a bill when my son was born. : in 2009, I was told by the suntrust that I was not qulified for CC becase my : C score is too low. : then, i figured out the problem, and paid the bill with interests. : i then have been living without CC for 2 years : I got green card last June and thought that might be helpful for me to get : one CC : However, I was rejected again. : now, i really need a CC
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B*****g 发帖数: 34098 | 4 only free check credit, no score ya
【在 m*******r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你应该可以上三个CREDIT 记录公司查查你现在的CREDIT SCORE... 在MD, 每人每年可 : 以免费查一次CREDIT SCORE... : : my
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m*******r 发帖数: 8950 | 5 两三年前, 我查过一次的... 难道最近有变? 没有SCORE, 那告诉你什么RESULT?
ONLY GOOD OR BAD?
【在 B*****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : only free check credit, no score ya
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A***n 发帖数: 2705 | 6 https://www.annualcreditreport.com/cra/index.jsp
每人每年可以看一次自己的信用记录。(不能免费看分数)。
因为有三大机构,所以不着急的话,可以分开来每4个月查一个。
(其它还有一些网站,号称可以让你免费看信用记录和分数的,几乎都是先让你免费试
用一段时间,然后自动转成收费服务,除非你记得到时打电话取消。。)
【在 m*******r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你应该可以上三个CREDIT 记录公司查查你现在的CREDIT SCORE... 在MD, 每人每年可 : 以免费查一次CREDIT SCORE... : : my
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s*******e 发帖数: 1385 | 7 MD可以免费查score?联邦政府规定每人每年可以免费查一次credit report,not the
score
【在 m*******r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你应该可以上三个CREDIT 记录公司查查你现在的CREDIT SCORE... 在MD, 每人每年可 : 以免费查一次CREDIT SCORE... : : my
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s*******e 发帖数: 1385 | 8 Even with your secure card, don't use all your credit line every month and
always keep your balance below 50% of your credit limit.
my
【在 l******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I have been in the U.S. for 4 years but never got a real credit card. : the problem is that I forgot to pay a bill when my son was born. : in 2009, I was told by the suntrust that I was not qulified for CC becase my : C score is too low. : then, i figured out the problem, and paid the bill with interests. : i then have been living without CC for 2 years : I got green card last June and thought that might be helpful for me to get : one CC : However, I was rejected again. : now, i really need a CC
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a******n 发帖数: 11246 | 9 写中文吧。英语看着累。。。。
" I'm afraid my C score is increased dramatically "
不要害怕。信用分数上升是好事!
my
【在 l******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I have been in the U.S. for 4 years but never got a real credit card. : the problem is that I forgot to pay a bill when my son was born. : in 2009, I was told by the suntrust that I was not qulified for CC becase my : C score is too low. : then, i figured out the problem, and paid the bill with interests. : i then have been living without CC for 2 years : I got green card last June and thought that might be helpful for me to get : one CC : However, I was rejected again. : now, i really need a CC
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c**k 发帖数: 1228 | 10 真心不觉得CC有啥好处
Debit一样用
【在 a******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 写中文吧。英语看着累。。。。 : " I'm afraid my C score is increased dramatically " : 不要害怕。信用分数上升是好事! : : my
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x**n 发帖数: 12542 | 11 cc有reward撒。。。
【在 c**k 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 真心不觉得CC有啥好处 : Debit一样用
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m*******r 发帖数: 8950 | 12 两三年前,我查过一次,我记得是有分数的。那是我记错了?还是被收了钱?
the
【在 s*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : MD可以免费查score?联邦政府规定每人每年可以免费查一次credit report,not the : score
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s*******e 发帖数: 1385 | 13 你用的是free trial之类的吧,30天内cancel就不收钱
【在 m*******r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 两三年前,我查过一次,我记得是有分数的。那是我记错了?还是被收了钱? : : the
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w*********s 发帖数: 8428 | 14 去money版问问,找个最容易申的卡,慢慢就好了
my
【在 l******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I have been in the U.S. for 4 years but never got a real credit card. : the problem is that I forgot to pay a bill when my son was born. : in 2009, I was told by the suntrust that I was not qulified for CC becase my : C score is too low. : then, i figured out the problem, and paid the bill with interests. : i then have been living without CC for 2 years : I got green card last June and thought that might be helpful for me to get : one CC : However, I was rejected again. : now, i really need a CC
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