d****n
发帖数: 2507 | 1 从律师那边收到的，有几个问题，比如，有没有利息overpayment，
版面上经常有人问，所以给大家输入一下。
Q: Should I make my current mortgage/loan payment
in the same month as my closing?
A: In most cases the answer is yes. If your payment has not posted
before Settlement, then the payoff amount will be reported as being
higher than the actual amount that you owe. The Settlement Agent
cannot make the adjustment for you at Settlement, but your lender
will refund any overpayment once it receives the
payoff from the Settlement Agent. In contrast, | f****t
发帖数: 1063 | 2 still have some question:
On the montly statement, there is an interest amount (in addition to prinpal
payment, escow payment). my statement for Jan payment and Dec payment is
1206 and 1207. So I expect the Feb is 1205.
For my load the daily interest is about 40. Now comes the weird part: if the close date is 1/30, and the interest added on is 1148; if 1/31, then 1188; but if 2/1, then 1205 (same as I expected). So why the increase is only about 17 from 1/31 to 2/1, not 40???
Q: Why doesn't the
【在 d****n 的大作中提到】
: 从律师那边收到的，有几个问题，比如，有没有利息overpayment，
: 版面上经常有人问，所以给大家输入一下。
: Q: Should I make my current mortgage/loan payment
: in the same month as my closing?
: A: In most cases the answer is yes. If your payment has not posted
: before Settlement, then the payoff amount will be reported as being
: higher than the actual amount that you owe. The Settlement Agent
: cannot make the adjustment for you at Settlement, but your lender
: will refund any overpayment once it receives the
: payoff from the Settlement Agent. In contrast,
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