f*******e
发帖数: 1300 | | k******o
发帖数: 3328 | 2 It depends on conditions (i.e. FICO, LTV, impound account,loan amount, lock days, state, ect). It is in the normal range for the purchased loan.
If everything is excellent, you may try negotiating a little bit, say 3.25%.
【在 f*******e 的大作中提到】
: 12月底close,需要现在lock吗?
| f*******e
发帖数: 1300 | 3 thanks
lock days, state, ect). It is in the normal range for the purchased loan.
%.
【在 k******o 的大作中提到】
: It depends on conditions (i.e. FICO, LTV, impound account,loan amount, lock days, state, ect). It is in the normal range for the purchased loan.
: If everything is excellent, you may try negotiating a little bit, say 3.25%.
| B*******l
发帖数: 199 | 4 多提供一些信息,quote会比较准确一些
Which State:[CA/NJ/NY/...]
House type: [Single Family House Type/Town House/Condo]
Have HOA? [Yes/No]
House value:
Loan amount:
FICO score (Credit score):
Desired loan term: [30 Yr. Fixed/15 Yr. Fixed/7ARM/5ARM/...]
With impound: [Yes/No]
Have HELOC (Home Equity Line of Credit): [Yes/No]
【在 f*******e 的大作中提到】
: 12月底close,需要现在lock吗?
| d******n
发帖数: 2712 | 5 现在这个时间很难讲了，一般holiday season rate都会提升的，月初给客人锁到过3.
25% purchase。不过，现在3.375%并非不合理，何况是45天的lock。 | b*d
发帖数: 9308 | 6 这个利率挺好的。
【在 f*******e 的大作中提到】
: 12月底close,需要现在lock吗?
|
|
