h******6
发帖数: 2697 | 1 在no-fault州（比如佛州），如果不是我责任的车祸，claim人身伤害的顺序是怎样？
请问是不是先我自己的PIP来cover，不够的再去claim对方的bodily insurance
liability，如果还不够的话才自己的uninsured or under-insured motorist bodily
injury来cover?也就是说前两项够了的话没必要买UMBI？ |
|
f*********8
发帖数: 583 | 2 在北维州，11月买了辆新车，目前的保险cover如下，最后一栏是新车保险，前一栏是
旧车保险，不知道为啥新车比旧车的保费还低。现在想给新车买全保，以防被没有保险
的人撞了吃亏，不知道除了这几项外还有什么需要买，求科普，谢谢。
Bodily Injury Liability
Current Limit: $25,000/$50,000 $56.90 $46.60
Property Damage Liability
Current Limit: $20,000 $74.30 $60.80
Medical Expense Payments
Current Limit: $10,000 $69.90 $55.40
Loss of Income
Current: Not Carried
Uninsured Motorist Bodily Injury
Current Limit: $25,000/$50,000 $8.24 $7.08
Uninsured Motorist Property Damag... 阅读全帖 |
|
k****e
发帖数: 2456 | 3 Bodily Injury Liability
Current Limit: $300,000/$500,000
Property Damage Liability
Current Limit: $50,000
Medical Payments
Current: Not Carried
Uninsured Motorist Bodily Injury
Current Limit: $300,000/$500,000
Underinsured Motorist
Current Limit: $300,000/$500,000 |
|
g********d
发帖数: 19244 | 4 ☆─────────────────────────────────────☆
USAst1 (千寻) 于 提到:
今天要把新买的一辆二手车保险给买了，人生的第一辆车啊！
网上quote了geico，state farm，跟agent要了liberty mutual的，最后一个最便宜，
选的都是最低保额的，collision和comprehensive的自付都是1000.
但是听说至少liability要选100k的，对于新手要也做全保。
大家觉得呢，全保都包括什么，我很想买的liberty mutual，它给我的报价包括
liability, uninsured motorist coverage, other than collision, collision,
towing and labor, waiver of collision.这是不是全保？
谢谢先！！
☆─────────────────────────────────────☆
time5 (time5) 于 (Thu Oct 31 14:22:43 2013, 美东) 提到:
可以考虑：
B... 阅读全帖 |
|
l*****n
发帖数: 5018 | 5 先说说情况，这里都是指半年premium
新车，俩人开，都是两年不到的美国驾龄,新手刮蹭多，没房，只买车险
目前用state farm，renewal报价从300+涨到600+，去年底有个claim（事故），今年初
有个claim（collision），不过今年出的claim报了之后决定不修了，所以claim
amount是0
coverage:
1）貌似是州最低规定
bodily injury 20K/40K
property damage 15K(这个就是大家说的unisured property?)
uninsured motor vehicle bodily injury 20K/40K，就是uninsured motorist?
2）想要的
100 deductible collison
3）拿不准的
500 deductible comprehensive，感觉用处不大
medical payment 5K，感觉用处不大
underinsured motorist 20K/40K，搞不清是干嘛的
差不多的条件，online quote过aaa，farmers，allstat... 阅读全帖 |
|
I*D
发帖数: 40035 | 6 bodily injury 20K/40K
property damage 15K(这个就是大家说的unisured property?)
uninsured motor vehicle bodily injury 20K/40K，就是uninsured motorist?
太低了， 等于没有保。。。。 |
|
a*******a
发帖数: 4233 | 7 新车还是要comprehensive吧，谁知道什么时候出鬼事情。
bodily injury 20K/40K
这个市你的责任险，如果你在读书，读完就回去，就这个价好了。 如果你在工作或者
以后打算刘熙来，最好高点
property damage 15K(这个就是大家说的unisured property?)
建议上到25或者50k，这个没多少钱
uninsured motor vehicle bodily injury 20K/40K
这个是保你的，万一撞你的人没保险或者保险不够就要靠他了。如果你有很好的医疗保
险可以买少点。
100 deductible collison
这个deduc100 保费巨贵
保险半年一买多好，如果你不想折腾直接继续付费就好了。新司机每半年都会降价的说。 |
|
s*******e
发帖数: 261 | 8 半年2辆车$560. 划算么？
Geico.
保额如下：
Protects you and your passengers
Bodily Injury Liability
Current Limit: $300,000/$300,000
Quote $84.55 $89.63
Property Damage Liability
Current Limit: $50,000
Quote $87.96 $79.85
Medical Payments
Current Limit: $5,000
Quote $17.89 $19.16
Uninsured Motorist Bodily Injury
Current Limit: $50,000/$100,000
Quote $7.60 $7.60
Underinsured Motorist
Current Limit: $50,000/$100,000
Quote $2.78 $... 阅读全帖 |
|
a****o
发帖数: 6612 | 9 摘要：
1. 不要雇律师，保险公司有基本固定的理赔公式，一般是产生的医疗费用的两倍。律
师费（33%到40%）也是从你获得的赔偿中出。
2. 不要做完全没有必要的治疗。
3. 不要轻易签字同意赔偿。
4. 车祸不是中彩票，赔偿要求要合理。
http://voices.yahoo.com/tips-resolving-bodily-injury-insurance-
So you've been in an automobile accident and you were sort of injured, or
think you might be injured. This article really does not apply to anyone
seriously injured in an accident. Those claims, ironically, are typically
the easiest to settle once the cost of medical treatment has been calculated
. This is geared m... 阅读全帖 |
|
h*****7
发帖数: 492 | 10 现在有几个选择:
1, Farmers 价格比较便宜，但是bodily injury/property damage只有50k/100k/100k
2, AAA 价格和Farmers差不多，然后bodily injury/property damage是Farmers的两倍
AAA就是还要加入一个membership，我感觉Plus和Premium都可以。
3, StateFarm，价格最贵，以前我是他们的客户，但是因为出了两次小事故，他们把保
险的价格升上去了，之前和他们沟通感觉态度都不错，问题最后都解决了。
就是不知道Farmers和AAA的服务态度和解决问题能力 怎么样？
另外有个问题是：保险公司的agent是不是比较重要？之前联系了一个AAA的agent，价
格比较好，但是态度比较不好，email复制粘贴，电话中不太耐烦，所以就不敢跟ta做
生意，所以又换了一个agent重新quote。 |
|
n**y
发帖数: 154 | 11 如题，打算购入一台2009年的CRV，迈数7万。在网上看车险(Geico)。
求教各个选项额度：
1.Bodily injury Liability 需要尽量高吗？
2.Property damage liability 同上
3.Personal injury protection 同上
4.Uninsured motorist bodily Injury 同上
5.Uninsured motorist property damage 这个就是车价就可以了？
6.Upgrated Accident Forgiveness 这个有必要吗？
7.Comprehensive 听版上说选0也没啥
8.Collision 这个不是很清楚。不知道多少合适
9.Emergency road assistance 买这个，还是买AAA？
10.Rental reimbursement
求建议。本人相对偏保守。 |
|
h****s
发帖数: 126 | 12 【 以下文字转载自 Michigan 讨论区 】
发信人: hokies (wodeguai), 信区: Michigan
标 题: 请问：关于车险。谢谢了。
发信站: BBS 未名空间站 (Tue Aug 12 20:09:48 2014, 美东)
密歇根是non-fault车险，就是出了问题找自己保险公司。如果是这样的话，那个“
Property Damage Liability”和“Bodily Injury Liability”还有什么意义？毕竟对
方的车无论责任如何都是找对方自己的保险公司赔付。换句话说，“Property Damage
Liability”和“Bodily Injury Liability”在其它州是保别人的车，在本州是保自己
的车。在其它州，如果对方的车贵，还可能出现保额不够的情况。在本州，基本上保额
能高于自己的车的价值就行了。是不是这样？请指教。谢谢。 |
|
s*******0
发帖数: 367 | 13 bodily injury liability: $100,000 each person/$300,000 each occurrence
property damage liability: $50,000 each occurrence
medical uninsured motorist bodily injury:$100,000 each person/$300,000 each
occurrence
不知道够不够？ |
|
d*********e
发帖数: 40 | 14 BODILY INJURY LIABILITY $20,000/$40,000
PROPERTY DAMAGE LIABILITY $15,000
UNINSURED MOTORIST BODILY INJ $20,000/$40,000
UNINSURED MOTORIST PROPERTY DAMAGE INSURED REJECTS $250 DED
兄弟帮忙看看 这个情况下 170如何？
谢谢！ |
|
M*********n
发帖数: 4839 | 15 fusion司机，walk out，（可能受了内伤）
pilot司机， 被气囊击伤。
you pay what you get. pilot皮薄陷靓。
http://www.northjersey.com/news/crime-and-courts/woman-faces-ch
Park Ridge woman charged in head-on crash
NOVEMBER 21, 2014 LAST UPDATED: FRIDAY, NOVEMBER 21, 2014, 1:06 PM
PASCACK VALLEY COMMUNITY LIFE
Print
A Park Ridge woman has been charged in connection with a head-on crash of
her Ford Fusion into a Honda Pilot driven by another borough woman. Cheryl
Downey, 36, of Park Ridge faces multiple charges in connection ... 阅读全帖 |
|
s**********1
发帖数: 4651 | 16 目前我的车保是全保，现在车已经4年了，价值大降，所以我想只买liability，就是只
保我的责任时候对方的各种费用。请问那些项目要买。
bodily injury
property damage
personal injury protection medical hospital benefits within 3 years of
accidents
underinsured motorist bodily injury
underinsured motorist property damage
comprehensive
collision
transportation/rental |
|
I*D
发帖数: 40035 | 17 the following coverage detail is for my two cars in six months.
Bodily Injury Liability ?
$101.86
$300,000 per person/$300,000 per occurrence
Property Damage Liability ?
$122.37
$100,000 per occurrence
Personal Injury Protection ?
$12.37
OPTION A($2,500/Waived)
Uninsured Motorist Bodily Injury ?
$52.78
$300,000 per person/$300,000 per occurrence
Uninsured Motorist Property Damage ?
$100,000/$250 Ded.
$9.58
Total: $597.57/6months |
|
n******i
发帖数: 598 | 18 Premium
Bodily Injury Limits
$100,000/$300,000
Property Damage Limit
$100,000
Medical Payments Limit
$10,000
Personal Injury Protection Plan
I decline
Uninsured/Underinsured Motorist Bodily Injury Limits
$100,000/$300,000
Uninsured Motorist Property Damage Limits
$50,000
Coverage
Terms
Premium
Comprehensive Coverage & Deductibles
$500
Collision Coverage & Deductibles
$500
Towing and Labor
I decline |
|
w*****s
发帖数: 98 | 19 再请教一下大家，关于保险的选择：
Liability - Bodily Injury / Property Damage
$50,000 each person / $100,000 each accident／$25,000 each accident
这个够了么？
Coverage Details
Uninsured Motor Vehicle - Bodily Injury
$50,000 each person / $100,000 each accident
Coverage Details
Uninsured Motor Vehicle - Property Damage
$3,500 each accident
Coverage Details
Comprehensive Deductible
$250
Coverage Details
Collision Deductible
No Coverage
这个可以不需要吧？
Coverage Details
Emergency Road Service
Yes
Coverage Details
Car Rental and ... 阅读全帖 |
|
j*****9
发帖数: 193 | 20 1年旧的次新车，如果是全险的，哪些项目是可以不需要的？请指点。
Bodily Injury & Property Damage Liability: $220.00
Uninsured/Underinsured Motorist: $19.00
Personal Injury Protection: $97.00
Comprehensive: $79.00
Collision: $167.00
Rental Reimbursement: $33.00
Roadside Assistance: $9.00
大头是Bodily Injury & Property Damage Liabilit和Collision。我个人觉得rental
可以取消，但是半年也才33块。
"如果车有车贷，有一些保险选项是必选的。既然车贷已经还完，有些选项如果你觉得
不需要，可以取消。" |
|
a*****0
发帖数: 3319 | 21 请问大家一般新车sedan买保险cover哪些，里程数或金额大概多少？
我近8年都没买过新车，我现在两辆车的保险是：
Bodily Injury $25,000.00/$50,000.00 PerPerson/PerAcc
Property Damage $50,000.00 PerAcc
Uninsured Motorist Bodily Injury $25,000.00/$50,000.00 PerPerson/PerAcc
Comprehensive: 500
Collision Coverage: 1000
Extended Transportation Expenses Coverage: No coverage
请问新买的sedan是否cover要多些还是这样也可以了？来美国到目前为止从没使用过保
险，但将来的事很难预料，保险就是以防万一。
多谢大家。 |
|
a*****0
发帖数: 3319 | 22 多谢。请问是否改成下面这样（doubled) 就可以了？
Bodily Injury $50,000.00/$100,000.00 PerPerson/PerAcc
Property Damage $100,000.00 PerAcc
Uninsured Motorist Bodily Injury $50,000.00/$100,000.00 PerPerson/PerAcc
非常感谢。
谓， |
|
a*****0
发帖数: 3319 | 23 请问大家一般新车sedan买保险cover哪些，里程数或金额大概多少？
我近8年都没买过新车，我现在两辆车的保险是：
Bodily Injury $25,000.00/$50,000.00 PerPerson/PerAcc
Property Damage $50,000.00 PerAcc
Uninsured Motorist Bodily Injury $25,000.00/$50,000.00 PerPerson/PerAcc
Comprehensive: 500
Collision Coverage: 1000
Extended Transportation Expenses Coverage: No coverage
请问新买的sedan是否cover要多些还是这样也可以了？来美国到目前为止从没使用过保
险，但将来的事很难预料，保险就是以防万一。
多谢大家。 |
|
a*****0
发帖数: 3319 | 24 多谢。请问是否改成下面这样（doubled) 就可以了？
Bodily Injury $50,000.00/$100,000.00 PerPerson/PerAcc
Property Damage $100,000.00 PerAcc
Uninsured Motorist Bodily Injury $50,000.00/$100,000.00 PerPerson/PerAcc
非常感谢。
谓， |
|
j****y
发帖数: 56 | 25 前段时间发生车祸，但是是自己全责。当时老婆进了ER，后来没什么事。当时用了
health insurance。最近保险公司联系我们问是不是要放弃bodily claim，调查了一下
，好像车祸应该用car insurance，是吗？否则不能claim bodily injury，尤其是别人
全责？知道的说一下吧。谢谢。 |
|
c*****u
发帖数: 867 | 26 Bodily Injury / Property Damage：
$100,000/$300,000/$100,000
Uninsured Motorist Bodily Injury：
$15,000/$30,000
Uninsured Motorist Property Damage C-2 With Collision：
Yes
Comprehensive：
$1,000
Collision：
$1,000
Glass Deductible Buyback：
Yes
Towing and Road Service：
Yes
Collision Plus/Loss Of Use - K4：
Yes
Additional Equipment：
$1,000
现在加州，请问上面你这些保额够用了吗？
insurance agent给开的价格是每半年$698.40。 |
|
m**********w
发帖数: 48 | 27 我在State Farm Ohio的一个agency工作。
我们Agency建议的coverage, 供你参考：
Bodily Injury Liability(BI) $100,000/$300,000
Property Damage Liability(PD) $100,000
Medical Payments(MED) $5,000/person
Uninsured & Underinsured Motorist Bodily injury $100,000/$300,000
Comprehensive(COMP)
$500 deductible
Collision(COLL)
$500 deductible
Emergency Road Service(ERS)
Included
Rental Reimbursement(RR)
25 per Day/up to $600
童鞋们保险上有不清楚的地方可以问我，
在Ohio不是State Farm的童鞋可以让我给你quote一下，绝对给所有能给的折扣，很可
能能帮你省钱哦：... 阅读全帖 |
|
f*****m
发帖数: 309 | 28 事情是这样的，我在2015年4月被人追尾，在板上求助同胞，华人索赔找到了我，并且
提出可以帮我最大量的争取赔偿。得到的赔偿按照他们规定的份额分成。由于车子方面
我自己争取到了全额赔偿，因此我自己解决了，我把人身伤害赔偿交给华人索赔处理。
关于赔偿分配合同是这么写的，我把自己的名字换成XXX
XXX’s target is to get fair compensation of the property damage (rental is
considered as part of PD) and bodily injury. The service XXX ordered from
CEIS is Service Type 4 in the CEIS Auto1, and thus the charge will be set
accordingly. CEIS contribution equals the final offer of this claim minus
the first offer and any expense because of cooperation of... 阅读全帖 |
|
a******o
发帖数: 16625 | 29 40%太多了。我上次才给了31%。而且拿到赔偿之前你还可以和他们讨价还价。最后律师
多让了1000给我。
[在 freesam (freesam) 的大作中提到：]
:事情是这样的，我在2015年4月被人追尾，在板上求助同胞，华人索赔找到了我，并且
:提出可以帮我最大量的争取赔偿。得到的赔偿按照他们规定的份额分成。由于车子方
面我自己争取到了全额赔偿，因此我自己解决了，我把人身伤害赔偿交给华人索赔处理
。关于赔偿分配合同是这么写的，我把自己的名字换成XXX
:XXX’s target is to get fair compensation of the property damage (rental is
considered as part of PD) and bodily injury. The service XXX ordered from
:CEIS is Service Type 4 in the CEIS Auto1, and thus the charge will be set
:accordingly. CEIS contribution equals the ... 阅读全帖 |
|
w****e
发帖数: 1883 | 30 这鸡吧就是那个鸟“华人索赔”的广告。别人一看，一千变五千，都去找他们了。
：事情是这样的，我在2015年4月被人追尾，在板上求助同胞，华人索赔找到了我，并且
：提出可以帮我最大量的争取赔偿。得到的赔偿按照他们规定的份额分成。由于车子方
面我自己争取到了全额赔偿，因此我自己解决了，我把人身伤害赔偿交给华人索赔处理
。关于赔偿分配合同是这么写的，我把自己的名字换成XXX
：XXX’s target is to get fair compensation of the property damage (rental
is considered as part of PD) and bodily injury. The service XXX ordered from
：CEIS is Service Type 4 in the CEIS Auto1, and thus the charge will be set
：accordingly. CEIS contribution equals the final offer of this claim minus
：the first off... 阅读全帖 |
|
z****n
发帖数: 5870 | 31 2012 Odyssey + 2006 Civic
A. Bodily Injury $100,000 each person $300,000 each accident
B. Property Damage $100,000 each accident
C. Medical Payments $25,000 each person
D. Uninsured Motorists Bodily Injury $50,000 each person $100,000 each
accident
E. Uninsured Motorists Property Damage $50,000 each accident $250
deductible applicable to PD Liability
F. Collision Actual Cash Value less $250 deductible
G. Comprehensive Actual Cash Value less $250 deductible
H. Extended Tr... 阅读全帖 |
|
F*********u
发帖数: 12190 | 32 25000/50000/10000分别是bodily injury/person, bodily injury/accident和
property damage/accident
还有别的解释？ |
|
Q*****8
发帖数: 369 | 33 假设保额不便，也没事故啥的。
上一次就涨了十几块，这次又到了6 month renewal,又涨了30块（>10%），也不是价格
不能接受
，就是不能接受这种一直往上涨的趋势，我觉得下降点才合理，这两次涨一下，又重新
超过300了，上次就好奇打电话问为啥突然涨，人家说因为我这个地区总体claim的上升
才导致我这地区涨价了。
PART A - LIABILITY
BODILY INJURY EA PER $ 100,000
EA ACC $ 300,000 77.62
PROPERTY DAMAGE EA ACC $ 100,000 69.76
PART B - MEDICAL EXPENSE BENEFITS
EA PER $ 5,000 10.86
PART C - UNINSURED MOTORISTS
BODILY INJURY EA PER $ 100,000
EA ACC $ 300,000
PROPERTY DAMAGE EA ACC $ 100,000D 200 13.45
PART D - DAMAGE TO YOUR AUTO
OTHER THAN COLL LOS... 阅读全帖 |
|
a*******A
发帖数: 63 | 34 请大家看看
Medical Payments
$1K
Uninsured Motorist Property Damage
No Coverage
Rental Reimbursement
$30 / $900
Uninsured/Underinsured Motorist Bodily Injury
$100K/$300K
Bodily Injury
$100K/$300K
Collision Deductible Waiver
$500
Comprehensive Deductible
$500
Property Damage
$100K
Roadside Assistance
Included
Collision Deductible
$500 |
|
c********r
发帖数: 2227 | 35 怎么能这么低啊？
我的这个是我能选的最低的了。。。是不是州和州最低要求不一样？
Bodily Injury Liability $25,000/$50,000
Property Damage Liability $25,000
Medical Expenses Not Desired
Uninsured/Underinsured Motorist Bodily Injury $25,000/$50,000
Uninsured Motorist Property Damage $25,000 |
|
c*********k
发帖数: 20696 | 36 俺选的是这些：
Bodily Injury Liability $300,000/$300,000
Property Damage Liability $50,000
Medical Expenses Not Desired
Uninsured/Underinsured Motorist Bodily Injury $300,000/$300,000
Uninsured Motorist Property Damage $25,000
人身保险还是拉高比较安全吧
万一有个什么事自己也不用太操心了
3万可能保险公司就不上心了，反正他才出两万五，剩下就看你自己的
要是对方要30万，保险公司也愿意好好的让律师去argue的 |
|
c********r
发帖数: 2227 | 37 收到
正好四月份要更新了，准备换家公司
贴的那些事前些日子做的quote，半保，109 半年
不知道换了会加多少
俺选的是这些：
Bodily Injury Liability $300,000/$300,000
Property Damage Liability $50,000
Medical Expenses Not Desired
Uninsured/Underinsured Motorist Bodily Injury $300,000/$300,000
Uninsured Motorist Property Damage $25,000
人身保险还是拉高比较安全吧
万一有个什么事自己也不用太操心了
3万可能保险公司就不上心了，反正他才出两万五，剩下就看你自己的
要是对方要30万，保险公司也愿意好好的让律师去argue的 |
|
k****r
发帖数: 5335 | 38 有些项不是很懂,能不能帮我看看? 现在的policy:
each person each occurrence
Liability-bodily injury 250,000 500,000
property damage / 100,000
uninsured motorists 250,000 500,000
underinsured motorists 250,000 500,000
Vehicle coverage limits
Medical payments each person 50,000
Collision-autual cash value less ded 500
Comprehensive-actual cash value less ded 250
Premium
Liability-bodily injury $92.75
P... 阅读全帖 |
|
N***1
发帖数: 698 | 39 我也问一下，一般买怎么样的保险合适？
帮我看看，我如果伤了人，保险能保多少？
谢谢！
COVERAGE LIMITS PREMIUMS LI
AA Bodily Injury 50/100 153.01
BB Property Damage 25 Included
DD Collision 500 DED 144.05
HH Comprehensive 500 DED 55.86
NC2 New Car Expanded Protect 10.53
PD UM/Property Damage 25 3.00
PU UIM Property Damage 25 1.80
SS UM/UIM Bodily Injury 50/10... 阅读全帖 |
|
s*******h
发帖数: 3219 | 40 【 以下文字转载自 Military 讨论区 】
发信人: sammamish (sammamish), 信区: Military
标 题: 这下Uber真的完了:Uber insurance bill passes Senate
发信站: BBS 未名空间站 (Sat Apr 25 18:38:26 2015, 美东)
昨天参议院以绝对多数通过法案，强制Uber和普通出租车公司一样负担所有保险和各种
费用。Uber打车变得和cab一样贵。
A Senate plan that places insurance requirements on app-based transportation
services like Uber and Lyft is now poised to move to the House, which is
set to take up its own plan today.
By a vote of 28-12, the Senate passed Sen. David Simmons' SB 1298, which
would require high... 阅读全帖 |
|
g*****g
发帖数: 34805 | 41 你这不是强词夺理吗？美国的法律就是不非法的就是合法。我不认为Uber在所有国家都
会成功，但光美国市场就很大，在其他部分国家已经成功。
与其一厢情愿，不如做一点研究。Uber的policy很清楚，保险公司的政策一直在改变，
但会保证法律规定的最低保额，不会有gap。今天是10万，如果法律规定涨到25万，就
跟到25万呗。你要是quote过保险就知道差价并不大。
我说得很明白，保险公司其实很赚钱，如果policy太差了，Uber那么多司机，自己做个
保险公司都够了。
http://blog.uber.com/uberXridesharinginsurance
So, in order to fully address any ambiguity or uncertainty around insurance
coverage for ridesharing services, Uber is becoming the first and only
company to have a policy in place that expands the insurance of ridesha... 阅读全帖 |
|
g*****g
发帖数: 34805 | 42 你懂不懂英语呀，还要我贴两次。那个小姑娘算以前没定义清楚，现在说得再清楚不过
了。这意思很清楚，就是让你先找自己保险公司理赔，不行给你个safety net。
http://blog.uber.com/uberXridesharinginsurance
So, in order to fully address any ambiguity or uncertainty around insurance
coverage for ridesharing services, Uber is becoming the first and only
company to have a policy in place that expands the insurance of ridesharing
drivers to cover any potential “insurance gap” for accidents that occur
while drivers are not providing transportation service for hire but are
logged... 阅读全帖 |
|
m***s
发帖数: 20 | 43 我家原来车的保险是Liability Bodily Injury 100,000/300,000，Comprehensive和
Collision是250 Deductible, 现在买了房子，ld想把Liability Bodily Injury改成
500,000/1,000,000。这样保费会涨好多，大家觉得有必要吗？大家一般保多少？还有
房子的保险大家是只保够morgage的部分还是按房子的买价保？ |
|
H******7
发帖数: 34403 | 44 2001 TOYO COROLLA
Bodily Injury Liability $250,000 Per Person
$500,000 Per Occurrence $227.13
Property Damage Liability $100,000 $192.95
Uninsured Motorist $100,000/$300,000 $58.87
Uninsured Motorists Property Damage $3,500.00 $8.25
Vehicle Premium: $487.20
2010 HOND ELEMENT
Bodily Injury Liability $250,000 Per Person
$500,000 Per Occurrence $116.33
Property Damage Liability $100,000 $75.05
Uninsured Motorist $100,000/$300,000... 阅读全帖 |
|
m**********r
发帖数: 2099 | 45 你好！
Potentially你的情况是一个fiduciary liability claim.你需要查询United Health
Care Plan里面关于“emergency medical condition.”的描述。一般来说，这个
condition是指：such a condition as “A medical condition manifesting itself
by acute symptoms of sufficient severity (including severe pain) such that
the absence of immediate medical attention could reasonably be expected by
the Member to result in any of the following: [¶] Placing the Member's
health in serious jeopardy; [¶] Serious impairment to bodily functions;
[&#... 阅读全帖 |
|
w*x
发帖数: 3456 | 46 Liability Insurance Supplement (LIS)*
At many Hertz locations, you receive secondary liability protection, and, in
a few locations, no liability protection under the terms of the Rental
Agreement from claims of injury by others against you resulting from an
accident with your rental car. Some locations provide primary protection
under the Rental Agreement. However, in those situations where protection is
provided by Hertz, such protection is generally no more than the minimum
limits required by ... 阅读全帖 |
|
w********9
发帖数: 8613 | 47 http://www.ncbi.nlm.nih.gov/pmc/articles/PMC2532918/
Paediatr Child Health. 2008 July; 13(6): 520–521.
PMCID: PMC2532918
Copyright © 2008, Canadian Paediatric Society. All rights reserved
Biting in child care: What are the risks?
No parent wants to hear that their child has been bitten (or has bitten
another child) while in child care, but it does happen. Young children are
very active, and bites can happen by accident when they are playing. Some
children may become aggressive or anxious, a... 阅读全帖 |
|
s*****v
发帖数: 145 | 48 special education的法案是民权运动的结果，与race，gender，ethnicity几个问题一
样拿到美国人面前的。之后美国就右倾了，尽管在那个极右的年代，还是在里根和老布
什任内顺利通过了Americans with Disabilities Act (ADA)。这个法案，在执行上最
大的意义上是保证残疾人在公共场所的畅通。大家看到的各种自动门，各种ramps，都
是这个法律的结果。只要是公共场所，你都要做到或者限期做到，哪怕你是1800年的历
史性建筑。
2008年这个法案有有了新的amendment。其中重新仔细地定义了什么叫disabilities
定义如下：
"(A) a physical or mental impairment that substantially limits one or more
major life activities of such individual;
"(B) a record of such an impairment; or
"(C) being regarded as having such an impairme... 阅读全帖 |
|
u*****a
发帖数: 6276 | 49 Afghanistan Veteran-13611483 days ago:
The only justification for anyone to fire a weapon in this type of situation
is when that person has a reasonable belief that they face a risk of death
of grievous bodily harm, or that someone else faces a risk of death or
grievous bodily harm. These parameters are expanded for law enforcement to
include stopping the flight of a dangerous criminal, and for the military to
include protection of sensitive equipment or information.
The training for use of let... 阅读全帖 |
|
G********r
发帖数: 3161 | 50 这个是Geico网上给的Best Protection的保额选项：
Bodily Injury Liability: $300,000 / $300,000
Property Damage Liability: $100,000
Uninsured Motorist Bodily Injury: $300,000 / $300,000
Uninsured Motorist Property Damage: $100,000
Comprehensive: $250 (suggested deductible)
Collision: $500 (suggested deductible) |
|
