l****z
发帖数: 29846 | 1 by Investors Business Daily • May 16, 2016
By Jed Graham at Investor’s Business Daily
Reports continue to flow in of big ObamaCare premium spikes that will hit
exchanges around the country in 2017.
Insurers are seeking an average 27% rate hike in Oregon; 21% in Maine; 18%
in Virginia; and 18% in Florida.
But if the premiums don’t shock you, the deductibles very well might. Not
only are bronze deductibles rising as high as $7,150 in 2017, from a maximum
of $6,850 this year, but silver de... 阅读全帖 |
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t*****8
发帖数: 363 | 2 Do I qualify for the legal fees deduction?
Eligibility requirements
Eligible expenses include:
- Court costs and attorney fees related to either doing or keeping your job
, including back pay, injury to reputation, and unlawful discrimination
claims
- Costs of collecting taxable alimony or arranging details of alimony
payments
- Fees for tax advice related to a divorce, if the bill specifies how much
is for tax advice. You cannot deduct any other legal fees related to a
divorce or child support ... 阅读全帖 |
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s*****3
发帖数: 1673 | 3 多谢回复
我仔细查了一下Pub519.关于 deduction的部分
Itemized Deductions
Nonresident aliens can claim some of the same itemized deductions that
resident aliens can claim. However, nonresident aliens can claim itemized
deductions only if they have income effectively connected with their U.S.
trade or business.
Resident Aliens
You can claim the same itemized deductions as U.S. citizens, using Schedule
A of Form 1040. These deductions include certain medical and dental expenses
, state and local income taxes, real e... 阅读全帖 |
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s*********r
发帖数: 9493 | 4 Part of President Donald Trump's tax reform outline released on Wednesday
would do away with itemized deductions on individuals' tax returns except
for the mortgage and charitable giving deductions.
Here's a rundown of the itemized deductions this plan would cut:
Deductible state and local taxes: Currently, individuals are allowed to
deduct their state and local taxes from their federal tax payments. This
includes:
Personal property taxes: Allows deductions of state and local taxes on items
like... 阅读全帖 |
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l***s
发帖数: 841 | 5 HR理解有问题。请参考：
https://www.verywell.com/how-your-family-deductible-works-1738660
How the Family Deductible Works for Most Health Insurance
Most family health insurance policies have both individual deductibles and
family deductibles. Each time an individual within the family pays toward
his or her individual deductible, that amount is also credited toward the
family deductible. Coverage begins for any particular individual as soon as
he or she has met his or her individual deductible. Coverage beg... 阅读全帖 |
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w**********1
发帖数: 97 | 6 新手，第一次报税
请问联邦税用了itemized deduction,加州州税可选择standard deduction吗？
第一次用turbotax软件，发现只有联邦税计算时让选择itemized deduction还是
standard deduction,州税是自动计算的，用了standard deduction.补交联邦税3824，
退州税7489.
第二次检查发现，有车辆的regristration fee漏了录入，返回重录，重录后发现需要
选择itemized deduction还是standard deduction,仍选择itemized deduction，发现
联邦税没变，但是州税计算自动选择了跟联邦一样的itemized deduction,退的州税少
了。补交联邦税3824，退州税7189.
第三次，发现差异后，我用另一部电脑，重装了turbotax,将信息录入，一并录入了
regristration fee，仍选择itemized deduction，系统在自动计算州税时默认
standard deduction,结果跟第一次一样补交联邦税3824，退州税74... 阅读全帖 |
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c*******o
发帖数: 5387 | 7 【 以下文字转载自 USANews 讨论区 】
发信人: tdb (help), 信区: USANews
标 题: 澄清Romney的$17,000 deduction cap
发信站: BBS 未名空间站 (Sun Oct 7 00:32:42 2012, 美东)
这个$17,000指的是单身. 如果你是married filed jointly (大部分老中应该都是这个
），Romney 建议的itemized deduction cap 是$34,000.
再谈deduction之前，我们先搞清几个概念。Romney所说的deduction只是包括Form
1040 Schedule A里面的deduction. 凡是在Form 1040那两页表里面出现的所有可以减
税的项目（除了line 40 total itemized deduction),都不算在Romney的deduction范
围之内。
所以以下这些主要项目不能算在Romney所说的deduction limit：
social security tax
medicare tax
401k or other re... 阅读全帖 |
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t*b
发帖数: 850 | 8 这个$17,000指的是单身. 如果你是married filed jointly (大部分老中应该都是这个
），Romney 建议的itemized deduction cap 是$34,000.
再谈deduction之前，我们先搞清几个概念。Romney所说的deduction只是包括Form
1040 Schedule A里面的deduction. 凡是在Form 1040那两页表里面出现的所有可以减
税的项目（除了line 40 total itemized deduction),都不算在Romney的deduction范
围之内。
所以以下这些主要项目不能算在Romney所说的deduction limit：
social security tax
medicare tax
401k or other retirement plans (包括self-employment pension SEP)
Health savings account (HSA) deduction
college tuition and fees
student loan interest
大部分... 阅读全帖 |
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c********r
发帖数: 424 | 9 又到填州税的时候了，为避免跟去年一样没有退税，反而又多交了近100刀悲剧重蹈，想搞明白自
己的税表问题：
2010年收到了州税department的notice，说我需要补交70刀，原因是：the amount claimed as
your standard/itemized deductions will be changed from $5700 to $0.00, because
nonresident aliens who are required to itemize deductions for federal purposes must
itemize deductions on their state return.
也就是说，本来是可以有5700刀standard deduction (相信你们也都有)，现在因为什么鸟原因给
了。。。我同学跟我一样的都没有这个问题，就我倒霉。。打电话给state department，人家说
你在1040NR上的itemized deduction是federal的requirement，所以根据州税的要求你不能享受
5700刀的s... 阅读全帖 |
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t*********l
发帖数: 27 | 10 If you use part of your home for your business, you may qualify to deduct
expenses for the business use of your home. Here are six facts from the IRS
to help you determine if you qualify for the home office deduction.
1.Generally, in order to claim a deduction for a home office, you must use a
part of your home exclusively and regularly for business purposes. In
addition, the part of your home that you use for business purposes must also
be: •your principal place of business, or
•a p... 阅读全帖 |
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w**********1
发帖数: 97 | 11 昨天收到联邦补税通知
IRS补税通知：由于itemized deduction计算有误，经IRS重新计算，选用standard
deduction,需补交4000多刀。
说说基本情况，LD 2012年是nonresident身份报的税，州税退回3000多刀。
2013是用resident身份报的税，选择了itemized deduction，共抵减2013年W2中州税
18000多刀。
IRS的补税信选用standard deduction，抵减6100刀。
收到信后，战战兢兢，经仔细研究，发现原来报的税即使用itemized deduction也有误
，Form1040中itemized deduction，抵减2013年W2中州税18000多刀，没有将2012退回
的州税3000多刀从其中扣除，扣除后itemized deduction应为15000多刀。
问题如下：
1、如何写信说明选用itemized deduction，而不是standard deduction，因为
itemized deduction能抵减15000多刀，而standard deduction只抵减610... 阅读全帖 |
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M**********n
发帖数: 432 | 12 You are wrong! Did you read the tax code?
If your adjusted gross income is above $109,000, you get no PMI deduction
whatsoever.
Here is some information for you.
Purpose
# Mortgage lenders usually require the purchase of private mortgage
insurance if you aren't able to make a sizable down payment on the home you
want to buy, usually 20 percent, but in some cases less. Lenders tend to
view such people as higher-risk, and the PMI protects the lender in the
event you quit making your monthly paymen... 阅读全帖 |
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m*********n
发帖数: 11525 | 13 ☆─────────────────────────────────────☆
baixiaoxiong (白小熊) 于 (Fri May 13 12:56:38 2011, 美东) 提到:
也算省钱话题的吧？。
这几年计划一直是ppo没变过，以前也说有付多少多少deductible，可从来没人找我们要过，都是只付copay。
今年我去看了好多次医生也都是只付copay，可LD刚去看了次眼睛（眼白出血），没要求付copay,却收到账单了。打电话给保险公司，说是deductible。
好奇怪啊！为什么以前不用付，而这次需要付呢？难道就因为这次去的是个大学的附属医院？平时我们都去一般的私人诊所的。还是正好几年来我们看的项目都碰巧不需要付deductible，而只有这个眼底出血项目需要付？求解惑。
☆─────────────────────────────────────☆
rockme (flyinggame) 于 (Fri May 13 13:16:53 2011, 美东) 提到:
your policy may have changed this year. re... 阅读全帖 |
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b********t
发帖数: 1500 | 14 不一定, 要去拿你们保险的coverage 说明书来看
要注意你的copay, deductible and coinsurance.
像我们公司的计画, 看一般的家庭医生, 做身体健康检查,
看小病, 都只需要付copay.
做血液检查,照x -ray, 上医院看病, 就有co-pay,
deductible和coinsurance.
deductible 要付满以后, 保险公司才开始付钱,
付钱也不是全付, 看什么医疗项目, 有不一样的coinsurance.
下面用个例子讲解一下
上医院照个x-ray, 医院要收1000, 但是医院和保险公司的合约是600
所以医院, 只能问我收600 假设我的deductible是个人1200家庭2400
那这第一次的600 我就要全付了
我的deductible满足了个人600, 满足了家庭600
过两天我老婆要抽血检查, 医院要收1500, 保险公司合约是1200,
那医院只能问我老婆收1200, 但是因为我老婆的deductible还没有满足
所以我还要自付1200, 这样子我们全家deductible满足了1800
再过... 阅读全帖 |
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s******e
发帖数: 1447 | 15 医疗保险具体要看你的保险条款
什么service是subject to deductible and coinsurance的
这些service需要付的钱都是要你先付，你付的钱到了deductible以后再用coinsurance
有些service不subject to deductible and coinsurance，是只要copay的，那就按次
数收copay
基本上preventive care都是不subject to deductible and coinsurance的，现在因为
health care reform基本上都是free的。
你跟两年前比，首先保险条款是否有变化，另外看的医生是不是属于不同的性质，都有
可能不一样
还有你说处方药肯定不用付deductible是不正确的，这也是跟保险条款有关
有的Rx保险和medical保险是share deductible的，这种情况下处方药也是要付
deductible的
还有些Rx保险的benefit是carve out的，但是自身有deductible，这种情况下要付Rx保
险本身的deductible
选保险的... 阅读全帖 |
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l*****o
发帖数: 19235 | 16 It's that time of year again, Mr. President.
Time to celebrate the lingering Yuletide spirit and the bright promise of
the year to come. Time to savor the companionship of friends and family.
Time to donate your underpants to a charitable organization so you can later
claim a deduction on your 1993 tax return.
If the recent past is any guide, Bill Clinton and his wife, First Lady
Hillary Rodham Clinton, have been spending the past few months gathering up
unwanted belongings -- from old shoes to ... 阅读全帖 |
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i****a
发帖数: 36252 | 17 任何保险公司, 修_对方_的车没有 DEDUCTIBLE
任何保险公司, 修_对方_的车没有 DEDUCTIBLE
任何保险公司, 修_对方_的车没有 DEDUCTIBLE
任何保险公司, 修_对方_的车没有 DEDUCTIBLE
任何保险公司, 修_对方_的车没有 DEDUCTIBLE
任何保险公司, 修_对方_的车没有 DEDUCTIBLE
任何保险公司, 修_对方_的车没有 DEDUCTIBLE
任何保险公司, 修_对方_的车没有 DEDUCTIBLE |
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d******0
发帖数: 3640 | 18 这要看你的policy的deductible的定义了，我以前的deductible是按每
次看病算的，也就是说每次看病或做检查，你都得先付这个deductible，
然后再在剩下的部分中算你的co-pay和自付部分，也就是相当于每次发
生医疗费时，只有高于deductible的那部分才开始报销。比如每次dedutible
是100刀么，假设一共看了十次病，总的deductible就是1000刀，而且只
有费用超过100刀部才开始分copay和保险公司的部分。
现在公司保除好一点，deductible是按年算，也就是每年的医疗总费用
中高于deductible后开始报销。如果年deductible是100刀，你只需要
在第一次看病时交够了100万的dedutible，以后就不用再交了。
另外，还有年度的总out of pocket，这东西不同于dedutible。 |
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发帖数: 1 | 19 你的deductible和oop一样很奇怪，我从没看过这样的，建议你再去看一下，oop应该要
比deductible更高。
你虽然enroll的是family，但是个人部分是同时生效的，对于每个人deductible是分开
的，但是如果一个人的花费已经超过他个人的deductible，他多花的部分是可以算到家
里的deductible的。
举例 individual/family deductible 2400/4800
out of pocket 4000/8000
假如你先花了2400，满足了个人deductible，那么你再需要花的部分就开始使用保险直
到你花满4000，那么对于你整个家庭而言，已经花了4000，那么第二个人只要花800，
就可以满足家庭的deductible，800以上的花费就使用保险，直到达到8000块的家庭总
消费
4000
the |
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l*******m
发帖数: 949 | 20 今年换了新的保险, 保费低了,但是deductible也高了,关于新保险的deductible,有一
点疑问.
以前的保险,PPO, 去诊所看family doctors或者specialist,都有相应的固定费用的
copay, 10块20块的.然后lab的费用,自费10%,保险cover 90%. 也就是说,我们平常看各
种病化验照片子什么的,都没有deductible什么事.只有去医院住院了,deductible才掺
合进来,超出deductible的部分,还是按照90%cover.
今年是另一个group的保险,也是PPO, 但是, 我打电话咨询了一下,保险公司的人说他们
的deductible是只要我去看病,不管是诊所还是医院还是化验室,都要先apply
dedutible, 再没有达到dedutible上限之前,他们不会pay一分钱, 全部要我自费.等超
过deductible之后,才按照规定的比例cover.
我怀疑是我自己听错了,还是那个接电话的人糊涂了? 或者,确实有这样一种deductible
的应用方式? |
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h***b
发帖数: 1233 | 21 1. deduction of sales tax on new car purcahse was for 2009. nothing for '10
2. none
3. car loan interest is like credit card--all are non-deductible. only
mortgage int is
听同事说 新车的sale tax是deduct税的
我用H&R block online在网上填表
H&R block 上写
"If you bought a new vehicle between February 1, 2009 and December 31, 2009,
you can deduct state and local sales taxes paid on its purchase if you paid
the tax in 2010."
这样的话 我的车（oct 2010买的） 在这一项 就不能deduct税
我是应该在别的地方填我的车的sale tax呢
还是说2010年买的车 2011报税 不能deduct sa... 阅读全帖 |
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r****a
发帖数: 3249 | 22 Then trust what u see. :-)
There are four combinations, use the one that brings you most benefit.
1) federal standard deduction, CA standard deduction;
1) federal standard deduction, CA itemized deduction;
1) federal itemized deduction, CA standard deduction;
1) federal itemized deduction, CA itemized deduction;
return
return |
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d*****s
发帖数: 5610 | 23 为了保持revenue neutral，又要降低高收入的税，又要减少税法里面的漏洞，那只能
让中产阶级多交税。
在税率下降情况下，总税不变，只能砍掉漏洞，也就是standard deduction，和各种
itermizied deduction，比如说房屋贷款interest deduction，property tax
deduction, state/local income tax deduction, job expense deduction, gift to
charity deduction.
中产阶级买房的就惨了。 |
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s********i
发帖数: 17328 | 24 假设一下，
一个4口之家，旧deduction：4050*4 person+12700=28900，新的deduction：24000 （
还没算child care deduction $5000，算上以后是33900 vs 29000）
一个8口之家，旧deduction: 4050*8 person+12700 + 1000*6 child=51100，新的
deduction：24000 + 1000*6 = 30000 （6个小孩没法送daycare，所以没有child care
deduction）
打击谁不是显而易见的么？
另外，要多给child care的deduction/credit，鼓励工作，少给child tax credit。 |
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l***s
发帖数: 841 | 25 哦，搞错了。你们HR说的是对的。
High Deductible Health Plans Are the Exception
If you have a high deductible health plan, your family deductible may work
differently. Most HDHPs use an aggregate deductible rather the embedded
deductible system described above. You can learn more about this in “How
the Family Deductible Works in an HDHP.”
Be aware that your plan may not be an HDHP just because your deductible
seems really big. An HDHP is a special type of health plan, not just a
descriptive term. Because HDHPs... 阅读全帖 |
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t********8
发帖数: 22 | 26 请问itemized deduction和standard deduction可以叠加吗？
用一个软件算的，最后它把itemized deduction和standard deduction叠加在一起了，
可以是不允许的吧？
如果可以，填表的时候怎么可以itemized deduction和standard deduction都选择？应
该只可以选其中的一个。 |
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l****z
发帖数: 29846 | 27 Obamacare shock: $12,600 deductible, 40 percent co-pay, zero competition
By PAUL BEDARD | OCTOBER 14, 2013 AT 9:37 AM
Many Americans shopping for better health insurance deals promised by the
two-week-old Obamacare system are instead being slapped with rate shock,
including savings-sapping deductibles and co-pays, according to multiple
reports from around the country.
For some able to get the problem-plagued Obamacare website to work, the so-
called “deals” the system is coughing up around the c... 阅读全帖 |
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t******g
发帖数: 1815 | 28 看来很多人对一些基本的税收概念都没有搞清楚，所以讨论没啥基础。先概念解释一下：
What is the Difference Between Exemptions, Deductions, and Credits?
In short, the difference between deductions, exemptions, and credits is that
deductions and exemptions both reduce your taxable income, while credits
reduce your tax.
What are the important changes for married parents with kids besides changes
in tax bracket?
1. Nearly doubles the standard deduction: The bill raises it for married
couples filing jointly to $24,000 from $12,700.
Impact for ... 阅读全帖 |
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r**m
发帖数: 1825 | 29 no, it doesn't include Roth IRA
http://www.bogleheads.org/wiki/Backdoor_Roth_IRA
If you have any other (non-Roth) IRAs, the taxable portion of any conversion
you make is prorated over all your IRAs; you cannot convert just the non-
deductible amount.[2] In order to benefit from the backdoor, you must either
convert your other IRAs as well (which may not be a good idea, as you are
usually in a high tax bracket if you need to use the backdoor), or else
transfer your deductible IRA contributions to... 阅读全帖 |
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f*******n
发帖数: 12623 | 30
如果你deduct它，就是deductible Traditional IRA。如果你不deduct它，就是non-
deductible Traditional IRA。
401k跟Roth IRA毫无关系。
你应该往Roth IRA放钱。如果收入超过放Roth IRA的income limit的话，往
Traditional IRA（就是non-deductible Traditional IRA，因为你不打算deduct）放
钱，跟着马上convert到Roth IRA。 |
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r******l
发帖数: 10760 | 31 经常看到有人说traditional IRA分为deductible和non-deductible两种，如果要作
backdoor Roth IRA应该先开后一种然后转成Roth。
请问是不是其实traditional IRA只有一种（比如我去Fidelity网站上开一个
traditional IRA，根本没有什么选项选择是否deductible啊）。如果我放钱进去，报
税的时候在1040的第17行(IRA deduction)那里填上我放的钱，那么这个traditional
IRA就是deductible的；如果我不在第17行填任何东西，那么这个traditional IRA就是
non-deductible的。不知道我理解得对不对？ |
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f*****u
发帖数: 729 | 32 【 以下文字转载自 BayAreaHomeLoan 俱乐部 】
发信人: frankfu (Frank-湾区房贷俱乐部), 信区: BayAreaHomeLoan
标 题: Bipartisan tax plan trims mortgage deduction
发信站: BBS 未名空间站 (Fri Jul 22 00:28:48 2011, 美东)
For example, current law allows homeowners to deduct the interest they pay on home mortgages of up to $1 million. One proposal would lower the limit to $500,000 and exclude mortgage interest on second homes.
全文
WASHINGTON (AP) — A new bipartisan plan to reduce government borrowing
would target some of the most cherished... 阅读全帖 |
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x********o
发帖数: 1442 | 33 马上需要确定房屋保险：
保险是cover除石棉的，目前地下室需要做一点除石棉的处理（必须做，含有石棉的一
些胶带目前用来密封暖气管道），估计除石棉价格1000-1200左右。
如果选1K deductible的plan，基本就不用claim了，因为除石棉价格和deductible差不
多。
如果选500 deductible的plan，plan本身比1K的plan贵不到200块一年，如果claim的话
貌似可以省300块钱。
问题是：听说房屋保险一旦claim之后，保险公司以后就不想卖保险给我了，是这样么
？大家觉得我是买1K deductible的自己出钱除石棉，还是买500 deductible的让保险
公司cover一部分啊？非常感谢！ |
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c*******e
发帖数: 9475 | 34 如果双方都有2000 deductible，那么各自看病的头2000需要自己掏。不过
夫妻两人每年都花到2000以上的机会是很少的。
如果只有一方买全家的保险family coverage，看保险条款。一般保险都会有
personal deductible和family deductible。比如personal deductible
2000, family 4000。全家四口人，每个人看病都需要自掏开头的2000。如果
你自己看病自掏到２０００，或者没有到２０００但是全家人加起来自掏超过4000，就
可以开始用保险报销了。
Out-of-pocket max是另一个概念，比如family deductible 4000,co-insurance
20%,out-of-pocket max 6000。那么是说的你自掏的deductible和co-insurance
（就是保险不保的那20%）加起来如果达到６０００，就不用自掏了，保险全报。
具体双职工买那种，要把各种数据收集起来计算那种最适合自家情况。比如我们家，
研究后发现老公在他单位买他自己的，我在我单位买我和孩子的，这样最划算。... 阅读全帖 |
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s******g
发帖数: 437 | 35
这个帖子再顶起来。程序报税的自动填11900， 而税表的旁边确实写着Standard
Deduction for “Married filing jointly or Qualifying widow(er),$10,900”。
相信程序是对的。google搜索，看见一个说法是：
Property Tax Deduction.
The new law extends an additional standard deduction for real property taxes
for non-itemizers through 2009. Congress initially authorized a maximum $
500 additional standard deduction ($1,000 for joint filers) last year but
limited it to the 2008 tax year.
The deduction is in addition to the standard deduction, not an above-the-
li |
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s****u
发帖数: 278 | 36 Depends on your AGI and other factors
under Itemized Deduction
You can also deduct other expenses such as donation, your state tax and your
estate tax and so on
Also, under itemized deduction, certain amount of your deduction may be
phased out upon your AGI.
The suggestion is you can carefully calculate the itemized deduction
according to the instruction and compare it with standard deduction. Then
you choose the bigger one |
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h***b
发帖数: 1233 | 37 if you paid it in 2010, yes, it's deductible on 2010's returns.
some ppl need the extra deduction for a particular yr, thus "accelerate" the
deductions into current yr..
downside--you'll have to keep doing the same to maintain the same deductions
or else you'll miss 1/2 of the prop tax deduction in the following yr. it'
s only a ONE time deal. :p
similar on mortgage payment. Jan payment CAN be made and deducted in Dec--
make sure bank knows it.
- |
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B********e
发帖数: 312 | 38 Married filing separately invovles a lot of limitations on the deductions.
You will have to both choose itemized deduction or standard deduction. IRS
will come to you if one of you use itemized deduction and the other one used
standard deduction.
You guys will decide who will take the deduction. It should depend on who
pays the bill. |
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s********a
发帖数: 1447 | 39 听同事说 新车的sale tax是deduct税的
我用H&R block online在网上填表
H&R block 上写
"If you bought a new vehicle between February 1, 2009 and December 31, 2009,
you can deduct state and local sales taxes paid on its purchase if you paid
the tax in 2010."
这样的话 我的车（oct 2010买的） 在这一项 就不能deduct税
我是应该在别的地方填我的车的sale tax呢
还是说2010年买的车 2011报税 不能deduct sale tax?
第二个问题是
在加州 除了sale tax, license, registration fee外
还有哪项 2010新车 可以deduct税的？
第三个问题
听说车贷可以deduct税 或者 get credit
但是 我在H&R block上没找到这一项
是我笨 没找到 还是说压根就没有呢？
谢谢 |
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c*******n
发帖数: 913 | 40 Itemized Deductions - Charitable Contributions
Itemized Deductions - Interest
1) Mortgage interest,
2) If you have investment income, and incurred any marginal interest for
such investment, you may be able to take some that interest deduction.
Itemized Deductions - Medical and Dental Expense Expenses
The basic rule: You can deduct health costs expenses exceed 7.5% of your
AGI
.
Itemized Deductions - Tax
1) Property tax
2) car registration
3) The higher of general sales VS. paid in state or local... 阅读全帖 |
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m*********e
发帖数: 121 | 41 加州 schedule CA 540NR 的第三部分是adjustments to federal itemized
deductions。我的federal 税表用的是standard deduction， 那么这部分就不用填了
？可是这个部分的第44行又说 Enter the larger of the amount on line 43 or your standard
deduction listed below。也就是说我如果federal itemized deduction 是0，这里应
该写个standard deduction 3670. 到底要不要写？
如果这里填了，那么加州的taxable income 就少了。但是回到CA 540NR 表上去好像又有个standard deduction。 |
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r******0
发帖数: 357 | 42
这个州是可以的
Alabama allows individual taxpayers to deduct either their itemized
deductions or a Standard Deduction.
Nonresident taxpayers compute their Standard Deduction based on their
Adjusted Gross Income (AGI) from all sources, and then pro rate the Standard
Deduction based on their Alabama AGI Percentage.
The Alabama AGI Percentage is computed by using Alabama-source gross income
as the numerator, and gross income from all sources as the denominator. |
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z*********o
发帖数: 1091 | 43 之前一直不知道state and local income tax 可以作为 itemized deduction的， 今
年刚知道，就想减税， 结果用turbotax 报税时， 感觉itemized deduction 和
federal standard deduction 只能选一项，选了federal standard deduction， 就不
能再报itemized deduction 了，是这样吗？还是软件的问题？谢谢！ |
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f*******n
发帖数: 12623 | 44 加州州税当然可以以standard deduction来报。一般单身在加州工作的人都是联邦
itemized deductions、州standard deduction的，因为州税高，所以联邦itemized
deductions多，但是州就基本上没有itemized deductions。 |
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d********4
发帖数: 860 | 45 谢谢为什么我用turbotax free version的federal 税表里面用的是standard
deduction，但是也有学费的deduction？tuition是adjusted gross income里面的应该
是itemized deduction啊？
另外我还有medical expense，搬家费，应该都属于itemized deduction对吧？
我觉得还是standard的deduction比较多。 |
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m*********e
发帖数: 121 | 46 【 以下文字转载自 TAX 讨论区 】
发信人: metricspace (), 信区: TAX
标 题: 加州 schedule CA 540NR 上的deduction 怎么处理？
发信站: BBS 未名空间站 (Tue Apr 12 05:23:31 2011, 美东)
加州 schedule CA 540NR 的第三部分是adjustments to federal itemized
deductions。我的federal 税表用的是standard deduction， 那么这部分就不用填了
？可是第44行又说 Enter the larger of the amount on line 43 or your standard
deduction listed below。也就是说我如果federal itemized deduction 是0，这里应
该写个standard deduction 3670. 到底要不要写？ |
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r***u
发帖数: 241 | 47 【 以下文字转载自 TAX 讨论区 】
发信人: royhu (CSer), 信区: TAX
标 题: standard/itemized deduction?
发信站: BBS 未名空间站 (Tue Apr 14 22:49:14 2009), 转信
我在填州税时，说 You must claim the same type of deductions (standard or
itemized) as you claimed on your federal return.
是不是1040NR/1040NR-EZ只能填itemized deduction，没有standard deduction的选择？
这样的话，填州税时，也只能按itemized deduction了？可是如果按照itemized，
deduction为0，而如果选standard，可以减去3000多。我前几年没想那么多，以为我没
有逐项的申请免税，所以都是按照standard来的，是不是我弄错了？ |
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x******g
发帖数: 3952 | 48 看了苹果的帖子，把HD plan基本上是一棍子打死。这个是不对的。Lauder说的比
较有道理一些。今天我也闲极无聊，就给大家唐一段HD医疗保险。
Disclaimer：
本贴仅供参考。对于阅读本贴的建议产生的一切后果，xingxing拒不负责。保险计
划因公司而异。还是仔细阅读比较自己公司的保险计划最重要。
起源：
传统的HMO和PPO都有一个共同的特点。就是病人压根不知道看病需要多少钱。反正
看医生交co-pay，买药也交co-pay。具体医生收了多少钱，药花了多少钱，病人根
本不关心。一定程度上讲，这就是医疗费用连年暴涨的主要原因之一。
HD plan的主要目的就是为了让病人认识到真正的医疗费用花销。从而对医疗市场
给与市场手段的调节。减少没有必要的医疗费用。鼓励大家在generic药品存在的
时候使用使用generic的药品而减少医疗成本。
HD保险的基本概念：
HD保险，顾名思义，deductible都很高。就是说每年看病，一开始的费用都要病人
自己付。超过deductible的部分才有insurance cover。一般超过deductible以后
由保险公司付大部分。自己... 阅读全帖 |
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t*b
发帖数: 850 | 49 Obama family 2012
Total income: $662k
Adjusted gross income: $608k
Itemized deduction: $258k
Taxable income: $335k
Total tax: $112k
Effective tax rate: $18.4%
Itemized deductions:
State and local income taxes: $36.5k
Real estate taxes: $26.8k
Mortgage interest: $45k
Gifts to charity: $150k
Cap the itemized deductions at 10% of adjusted gross income!
Do not allow to deduct mortgage interest and points
Do not allow to deduct real estate taxes
Allow a flat tax rate of 5% for gifts to charity
Tax lo... 阅读全帖 |
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f*******n
发帖数: 12623 | 50 完全对。只有一种。deductible和non-deductible只是形容你在税表上deduct还是不
deduct。（如果不deduct要填8606表。） |
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