o****d
发帖数: 1346 | 1 投资非常失败，roth IRA十年下来，还亏3000。
不想买股票了，能推荐garantee return 3%的吗，CD也行啊。 |
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y********n
发帖数: 2063 | 2 I play several tournies regularly, but nowadays not so many ppl in the game,
can not match the garantee.
especially the 1$ main event qualify.
Maybe it indicates the economy still bad |
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y****i
发帖数: 778 | 3 You are right. Only yield not market price can garantee your long term like
20-25 year return. However, the fluctuations
of the market price may give you some opportunity to buy the dip. The most
important strategy for this type investment is that you must have something
predictable for the transaction. Thus, individual bond including low rating
investment grade corporate bond and tax free municipal bond can give you
garantee return based on yield, but also short term speculation if you buy
the ... 阅读全帖 |
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y********n
发帖数: 2063 | 4 Tourney:
PS: it arranges the biggest field tournaments. 3$ rebuy, usually have 7k ppl
in it, 1st prize is 9k+.5$ freezeout has 20k garantee, which means 1st
prize is aoround 4k. Sunday, 10$ buyin freezeout , 250k garantee, 1st prize
is 30k+.
For moderate to high buyin, I do not have much experience, but do know they
have a lot of 50$, 80k garantee. Still the same, large field, big 1st place
prize.
So, you are good at MTT, this is the best place to play.
FTP: it arranges more tournies than PS. |
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T**********1
发帖数: 2406 | 5 When Irish Government garantees, it puts taxpayers' tax at risk. the new
government is not going to make the same mistake the previous government
made.
Ireland is broke. broke. the government actually has no money to garantee
anything. itself is on bail.
And, the Irish government can not print money unless it breaks away from the
EUR. |
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j****g
发帖数: 1326 | 6 lowest price garanteed
best service garanteed |
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y****i
发帖数: 778 | 7 Tax exempt Municipal bond if your tax bracket is 28% or higher, especially
if you hit AMT. No stock can garantee you return. Lower rating investment
grade A- or BBB+ muni bond with top two monoliner insurance AGM/FSA or MBIA/
FGIC/NATL is the best choice to replace your long term CD. Focus on
garanteed cash flow to improve your life quality or reinvest for compound
interest. Higher return is a bonus, but no loss is the key for long term
successful investment. |
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y****i
发帖数: 778 | 8 You screening muni bonds with yield > 5%, federal tax exempt "no", zero
coupon "all", with maturity date 2018, 2019 or any date you want. Check bond
ask price, compared with 3rd party price. If the ask price is much lower
than 3rd party price and not because of downgrade, check bond information to
see it is insured or no and recent activities. You buy individual muni bond
like catch a deal after screening, then you can hold it to maturity with
fixed return without selling. They will return the p... 阅读全帖 |
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y*******2
发帖数: 746 | 9 谢谢你的回答。我对你提到的那个朋友的情况有个问题：
"但事实上我认识有十几年前买你说的其中一家保险的顾客，到现在还是要
付。如果不付的后果就是从现金值贷款付保费，要付利息。"
我看到纽约人寿和northwestern mutual都有garanteed的cash value，大概每年有4%左
右的garanteed return。这是我为什么想选这俩家的原因。
你提到的你朋友的那种情况，是不是因为他前10年每年交的钱很少啊？
谢谢 |
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Q*B
发帖数: 570 | 10 我一个月以前寄的garantee的
是中国时间。邮局的人特意和我说的。
是不是因为不garantee是因为过海关？我寄的文件，连海关报关单都不需要填。很快。 |
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s*********y
发帖数: 91 | 11 对头。思路靠谱的。定价是个问题，不知道区域代理一般期望的差价是几个点。如果点
数不够多的话，没有积极性，如果点数多的话，这个竞相压价串货的问题就出来了。小
公司不做cyber market的几乎没有了吧，online怎么防止串货和隐形的竞相压价？赊账
是肯定赊不起的，有这个需求的直接就过滤掉。保修的确是个大问题，不知道保修方面
有没有官方条文限制，还是说我自己定个policy就可以了？我现在想的处理方式是：设
定一个garantee期限，期限内有故障的话，免费换新机，期限外就不管了，除非购买延
保，否则就没有办法处理了；或者说超过garantee期限也没有购买延保的，折价更换新
机。不知道这样是否有问题。消保部门有条文限制这个吗？ |
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s******m
发帖数: 2310 | 12 其实distributor的压价和你没关系 你定个MAP价格 然后定好给各个distrbutor的价格
distributor之间怎么竞争应该不是你能管得了的了 我见过的list price, MAP价格和
distrbutor卖给retailor价格大概有 1, 67%, 47%左右 然后几个distributor之间卖给
retailor价格都不同的 时常还有on sale 这些你都没法管的
不知道家电行业咋样
保修就不了解了 你可以参考一下相似的产品都如何保修的吧...
对头。思路靠谱的。定价是个问题，不知道区域代理一般期望的差价是几个点。如果点
数不够多的话，没有积极性，如果点数多的话，这个竞相压价串货的问题就出来了。小
公司不做cyber market的几乎没有了吧，online怎么防止串货和隐形的竞相压价？赊账
是肯定赊不起的，有这个需求的直接就过滤掉。保修的确是个大问题，不知道保修方面
有没有官方条文限制，还是说我自己定个policy就可以了？我现在想的处理方式是：设
定一个garantee期限，期限内有故障的话，免费换新机，期限外就不管了，除非购买延
保，否则就没有办... 阅读全帖 |
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B******m
发帖数: 2643 | 13 那也最多只有一个garantee，最大的可能就是， top 2不是6大豪门冠军，但是是6大豪
门的球队，+一个小联盟，+ND
这样一共10个garantee spots，就不用选任何at large了。 |
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y********n
发帖数: 2063 | 14 You can play satellite games for it next year.
FTP has 150 seat garantee satellites (500$ buyin)
PS has 750 seat garantee satellites.
I guess both sites has Main event satellite game every day start from March.
And freeroll satellite every weekend.
One suggestion: if you do not have ability to win those satellites, I do not think you have much chance to cash out in the main event. |
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w***w
发帖数: 6301 | 15 别人手里的chips并不是凭空增大的。那是因为其他player被淘汰了。增大的数字和被
淘汰的players成正比。所以从这一点看rebuy就不吃亏。
通常rebuy的比赛是garantee的。比如100人参加，每人买进$10，prize pool是$1000就
合算。但是它garantee $5000,所以从一开始rebuy就合算。
低? |
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S********g
发帖数: 922 | 16 I think CFAI maintains that 70% will garantee a pass. Anything under that is
not garanteed. |
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p**g
发帖数: 4595 | 17 墨西哥的旅馆兴free upgrade么？我订了lagoon view的. ocean view的要多一百多（6
天）。而且costco说不garantee full ocean view,garantee partial ocean view. 我
觉得partial ocean view不值，也不知怎么弄才好。 |
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s**********l
发帖数: 8966 | 18 白人也不garantee大啊，其实我觉得基因上黄种人跟白种差不多，白人吃面多，而且是
高筋面粉，
蛋白质含量多，长期以后身体弹性好点，加上肉多锻炼的多，显得壮一点，脸小时候侧
压的显得
小。
跟黑人没得比。 |
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L***6
发帖数: 8307 | 19 看liveleak上一个评论 boy you are garanteed to die a fiery death in taiwan
哈哈 台湾各种惨烈的视频在LL上 美国人都习惯了 复兴都摔两加飞机了 还死了法
国美女。。 |
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c****h
发帖数: 4968 | 20 手写信也是机器分流的。只有那些机器无法辨认的，需要人工。这个比例基本是固定的
，而且和中国来的邮件没太大关系。
其实邮政这种机构最大的包袱还是退休福利。邮政员工都有pension，干10多年就能
garantee退休后有pension。外加平时各种benefit。所以才大亏。 |
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T**********1
发帖数: 2406 | 21 Constitution only garantees rights to life, liberty and pursuit of happinss.
job traning, food and other waste are not the responsibility of the limited
government.
If you want to provide that to the poor, donate your own money. |
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T**********1
发帖数: 2406 | 22 that means the banks are bust unless the governemnt agree to garantee these
bonds, which is impossible in the current environment. |
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c*******e
发帖数: 865 | 23 sorry, but i can't understand the environment you mentioned. why the
government don't agree to garantee these bonds ? If dublin games over, the
situation of EU will be worse and Germany and France will not have a good
time. |
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T**********1
发帖数: 2406 | 24 That is why I say we are different.
I believe wealth is created by people work and save and exchange with other
productive people.
The Constitution garantees our rights to life, liberty and pursuit of
happiness.
By that, you will be public Enemy when you take your belief to
action.
That is What I will ever Say to you. |
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k**L
发帖数: 3630 | 25 What a bunch of bullshit. just like Trump. Everyone can say "give you right
to do" something. I think most if not ALL the countries in the world said
that. Even countries like North Korea. The only difference between NK and US
is that US garantees the right with material means. Like a independent
court system that grant everyone the ability to exercise that right without
the fear of government or authority's interference.
Basic human needs is the basis of human survivability. If the constittutio... 阅读全帖 |
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s*******2
发帖数: 194 | 26 这期间如果换的话能不能用那个一年的garantee？ 按说150000公里了一个换第二个。 |
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X***y
发帖数: 3947 | 27 garanteed low price靠谱吗？ |
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n**********e
发帖数: 160 | 28 需要visa的，但是可以拿shorepass，这个没有garantee，而且很可能在入境的时候被
拒绝 |
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l*******n
发帖数: 1328 | 29 刚刚和ebay online chat，ebay说可以拒绝退。我又问如果留了negative feedback怎
么办，ebay说可以request to remove，但是不garantee一定能够成功。 |
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x**n
发帖数: 12542 | 30 en, but not garantee. try ur luck |
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d**********6
发帖数: 74 | 31 一个proposal, NSF Fastlane 上的状态是“Recommended” (for funding).
Program officer 让我们改了Budget, 但说还不能Garantee. 这种情况proposal 中的
可能性有多大？ 谢谢。 |
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u***k
发帖数: 257 | 32 just told pending approval no garantee |
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J**G
发帖数: 3310 | 33 tickets may be booked with AA, BA miles or bought directly at airlines.
Therefore, it may not be eligible for accumulating poins. However, the price
is garanteed. |
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z*n
发帖数: 1008 | 34 need only cd and key card, code only in email is possible, not garanteed. |
|
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j****g
发帖数: 1326 | 36 lowest price garanteed... |
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d**u
发帖数: 1639 | 37 ☆─────────────────────────────────────☆
kanamit (kana) 于 (Wed Jan 16 20:51:33 2008) 提到:
最近老看版上讨论豆浆机,准备买个了。
看到有人说订了好久没送货,导致一直没敢买
结果换Hfeng推荐的bigcrazystone.com下了2次单不知道为什么都买不了
可是长草的不行了。..
所以还是想问问那位朋友的豆浆机到货没?
好想买啊..
顺便问问.看到有人说收到过5%coupon?
如果有的朋友就给支援下.
先谢谢拉
☆─────────────────────────────────────☆
dodecane (Q烷) 于 (Wed Jan 16 20:57:43 2008) 提到:
我说的，那个豆浆机还没收到，刚刚拿到tracking #，大概下礼拜能收到，no
garantee
最近老看版上讨论豆浆机,准备买个了。
看到有人说订了好久没送货,导致一直没敢买
结果换Hfeng推荐的bigcrazystone.com下了2次单不知道为什么都买不了
可是长草的不行了。..
所以还是 |
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d******e
发帖数: 551 | 38 Most school may have some rule that gives you an additional semester to
improve your GPA to be over 3.0. If that need you pay your tuition, pay it.
Do you have that rule in your school?
If yes, take one research course, one English and one easy course and
garantee you get 2 A and 1 B.
Otherwise I think the best way is try talk to the coordinator of the
department or your boss, and try to be sincere. You are not the only
graduate student who get F, so supposely there should be a way out.
Only whe |
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i*******8
发帖数: 41 | 39 最近接触到一家finiancial公司（private）。这家公司通过买卖undervalue real
estate property（residential or commercial）来make money。他们现在在找
partner其实也就是融资啦。如果愿意投钱给他们的话，他们提供fixed income，即每3
个月（或者一年、两年等等，depends on different terms）给一次return。他们称这
个income是garantee的，三个月的return是4.5%；1年是7%；2年是10%。term到期后可
以拿回本金，但是不可能提前把钱拿回来。从他们show的record上，这个group已经成
功买卖了100多个properties。他们的 plan是扩大对commercial properties的投资。
因为这家公司是个private公司，很多records都无法在网上查到。
想问问这里有没有人接触过类似的投资，该怎么知道公司是不是trustable？听他们的
介绍，当然是比把钱存在银行里回报高了 。 |
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j********1
发帖数: 628 | 40 there is no such thing as garanteed income.
by the way, commercial real estate has yet to hit bottom |
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y****i
发帖数: 778 | 41 Don't limit your bond tier to tier 1 bond only and choose all state if you
want high yield. Most high yield muni bonds now are either in CA or PR. Buy
PR bond if you are not in CA and still want it state tax free. Because some
BBB+ grade bond has downgrade risk, buy the high yield with monoliner
insurance will garantee you will get interest semiannually and principal
back at maturity even the bond issuer defaults. Some of my current muni bond
holdings cab be found at
http://www.mitbbs.com/clubar... 阅读全帖 |
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y****i
发帖数: 778 | 42 Because the minimum for muni is 5000$. For a better bid quote if you want to
sell it before mature, at least 10000$ will give you a better price to sell
. So 25000$ is only 2-3 individual muni bonds which you can compare ratings,
maket value prices, yields, and liquidation (bid prices) to get some
experience. If you can garantee you will buy and hold, then 5000$ is no
different with 25000$. |
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y****i
发帖数: 778 | 43 You are talking about structured note, please list CUSIP or detail
description. Normally it will give you 10-12 percent for the first year but
future yield is gambled by the issuer with complicated future optiones which
will garantee they will have profit under any conditions. I seldom see only
one year note give you 10 percent coupon which usually mean it is very high
leveraged. Not worth the risk for most structured notes, in general. |
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y****i
发帖数: 778 | 44 If the stock price going down, the div yield can not cover capital loss. If
this bond market price going south, bond holder can hold it till maturity to
have garanteed 6% return unless it defaults. If this bond price going up,
you can sell it before maturity to have both capital gain and interest. |
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w*****i
发帖数: 57 | 45 如果我们把通胀定位在3%左右，那么你所要求的return应该在4-5%左右。
你的投资时间长度是长期的话。
书本上会告诉你是stock 或是Mutual fund。但是书本上还说这不是Garantee的。
实际生活中目前市场上的10年以上 Municipal Bonds 如 NJ, CA, Peninsular,的
interest可以达到这一标准4-5% 。
不过需要注意的是如果一旦加息这种长期的bond的YTM可能会下降。
另外，还有银行的structure products, 也会大致达到4-5%的回报，而且是在保本的情
况下。
年金不用考虑了，应为就算是非常幸运被你找到一个把所有费用都去掉的成长还能达到
10%的年金。你通常会需要30-35年的时间来分享这个年金的所有收益。实际上你每年的
收益只有1%左右。 |
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w*****i
发帖数: 57 | 46 如果我们把通胀定位在3%左右，那么你所要求的return应该在4-5%左右。
你的投资时间长度是长期的话。
书本上会告诉你是stock 或是Mutual fund。但是书本上还说这不是Garantee的。
实际生活中目前市场上的10年以上 Municipal Bonds 如 NJ, CA, Peninsular,的
interest可以达到这一标准4-5% 。
不过需要注意的是如果一旦加息这种长期的bond的YTM可能会下降。
另外，还有银行的structure products, 也会大致达到4-5%的回报，而且是在保本的情
况下。
年金不用考虑了，应为就算是非常幸运被你找到一个把所有费用都去掉的成长还能达到
10%的年金。你通常会需要30-35年的时间来分享这个年金的所有收益。实际上你每年的
收益只有1%左右。 |
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w*****i
发帖数: 57 | 47 由于医疗的发达，现在人的寿命是会逐渐变长的。特别是亚洲人，夫妻两人中一个人活
过82.5岁的可能性还是挺大的。除非有一种情况是你一直保持单身贵族，并且对于自己
的健康状况没有太大的自信。可以考虑在62岁就开始提领社安退休金。
另外62岁 如果你还在工作的话，就开始提领社安退休金。如果你的年收入超过$15121
，每2$的社安退休金就有$1会被社会安全局扣掉，直到你到了66岁生日那天。
还有62岁提领的社安退休金是75%是终身的， 70岁提领的社安退休金是132%也是终身的
，平均每年增加8%，而且是在Garantee的情况下。
如果你在投资方面非常经验，有自信你的401K，IRA里面的钱在未来的年平均成长能够
超过这个8%百分比，而且你的退休后除了401K，IRA，和社安退休金外，没有其他的资
产（其他资产包括房租，存款，股票，债券，父母留下的遗产，等。。）可以动用来维
持你的生活开销，那你可以考虑在62岁起就开始动用社安退休金。
另外，这篇文章的重点在于第七，和第八部分，可能是我写作水平有限，没有能把重点
突出来。
401k |
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M******e
发帖数: 4179 | 48 是的，从美国亚裔的预期寿命（86.5岁）来说，的确是晚退休好。
不过你说的：
"平均每年增加8%，而且是在Garantee的情况下。"
不知有何出处？
15121 |
|
H*M
发帖数: 1268 | 49 没小尾羊同学的那么复杂，呵呵。
你和你对手玩游戏。 有一溜银币，偶数，每块有个面值(已知，V1,V2,..Vn)。你和对手
轮流拿，可以从头拿或者从尾拿。
现在要你求出如果你第一个拿的话，最大可能的保守的钱数。也就是说，不管对手怎么
拿，the maximum possile of money You definitely (garantee)can get. |
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L***p
发帖数: 133 | 50 我的CASE 都不知道进行到第几步了，hr的家伙只说是交了premium fee，其余的啥都不
知道，说律师也不能garantee timeframe.又不能找律师问，只有死等了。 |
|
