b**********5
发帖数: 7881 | 1 what's ur both's credit score range? most likely, u just need to pay more
interest...
my fourth wife used a mortgage broker. I never really heard that mortgage
broker will hinder ur borrowing ability. But i feel a broker is useless for
me. u can look at the mortgage rate comparison websites, and find a local
one, and give them a call, and have urself pre-approved.
and if u tell me that little meiyouruguo is coming out, woman, i am
speechless... |
|
b**********5
发帖数: 7881 | 2 what's ur both's credit score range? most likely, u just need to pay more
interest...
my fourth wife used a mortgage broker. I never really heard that mortgage
broker will hinder ur borrowing ability. But i feel a broker is useless for
me. u can look at the mortgage rate comparison websites, and find a local
one, and give them a call, and have urself pre-approved.
and if u tell me that little meiyouruguo is coming out, woman, i am
speechless... |
|
a********c
发帖数: 3657 | 3
这个比方只是表面现象，要看到mortgage market的本质阿，Summit肯定可以代理大银
行，那rate肯定不可能比大银行自己好。当然summit自己后面也有银行做mortgage，但
是it不能直接把mortgage卖给agency，还是得找大银行 （summit貌似有自己的mbs
trader）。。。
很多人抱怨大银行rate高，费用高，其实是自己找错了的门道，往往把broker firm给
的rate/fee以为是bank给的，broker firm也要吃饭的。前几天不还有人发帖抱怨chase
吗，一看原来还是找的broker。
想省钱就直接跟citimortgage chasemortgage啥的直接联系，我当年第一次借钱就是趁
着lunch直接去local branch找人。 |
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q*******k
发帖数: 1103 | 4 在shop for mortgage， Independence Mortgage Funding 给的rate 还不错，15 yr
fix 2.75% 0 pt.
有朋友用过这个broker 吗？
希望分享一下。
谢谢 |
|
g******g
发帖数: 289 | 5 请推荐rate低的mortgage lender或mortgage agent |
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f*****u
发帖数: 729 | 6 The Gang of Six plan does not specify how the tax breaks would be trimmed.
Democrats have several proposals that would restrict wealthy families' use
of the breaks, while preserving them for most low- and middle-income
taxpayers. Such a plan would offset rate cuts for high-income families by
limiting their ability to take advantage of various tax breaks.
For example, current law allows homeowners to deduct the interest they pay
on home mortgages of up to $1 million. One proposal would lower the ... 阅读全帖 |
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s*********3
发帖数: 2890 | 7 Schedule到15号是紧了一点。 What happened is credit bureaus will pull your
date every month (or your creditor will report to them every month), you don
't know which date it will be. Say every 10th, at that moment your mortgage
payment for that month is due / outstanding, so your total debt ratio is a
little bit high, right? That will be one of the factor lower your FICO. If
you pay your mortgage every 2nd or 3rd, at that moment your mortgage
payment for that month is paid / current, so your total debt... 阅读全帖 |
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j***z
发帖数: 74 | 8 http://finance.yahoo.com/news/Rate-on-30year-fixed-mortgage-apf
NEW YORK (AP) -- Fixed mortgage rates dipped to the lowest level of the year
this week. The third straight weekly decline comes at the start of the peak
buying season.
Freddie Mac says the average rate on the 30-year loan fell to 4.71% from 4.
78% the previous week. That matched this year's low reached in January. But
it is above the 40-year low of 4.17% hit in November.
The average rate on the 15-year fixed mortgage slipped to 3.89... 阅读全帖 |
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j***z
发帖数: 74 | 9 http://LowerLoan.net
美国房屋贷款中，目前普遍流行的Super Conforming Loan(又称为Jumbo Conforming
Loan 或者 High-cost area Conforming Loan）的loan limits将从10月1日起调低。因
为眼下这种贷款的Loan limits将在今年的9月30日到期。为了避免较高的支出及较少的
产品选择，建议借贷人，不管是做新贷款还是做Refinance，应该在8月中就开始申请贷
款，以确保有充足的时间在10月1日之前申请下贷款。
调低loan limits意味着有larger mortgage - jumbo loan的借贷人将会支出更多：不
仅需要支付更多的头期款，而且相应的利息也比一般的高出大约 0.5%至 1%；同时，要
qualify做larger mortgage的借贷人还要面对更加紧缩的银行guidelines。
目前的Super Conforming这种贷款的loan limits要高于两房Fannie/Freddie及FHA的
Standard Conforming loan limits... 阅读全帖 |
|
g****r
发帖数: 672 | 10 我推荐过Austin First Mortgage。好用。今天刚收到的广告。
Greetings from Austin First Mortgage,
Currently the rate is:
Conforming
5/1 ARM 2.5% APR 2.528
10 yr fixed 3.25% APR 3.25
15 yr fixed 3.25% APR 3.278
30 yr fixed 3.75% APR 3.778
Note: The above rate/APR is based on loan amount 417k, primary home,
purchase or rate/term refi. 740 credit score or above, 75% or less loan to
value ratio.
Austin First Mortgage
(512)219-8148(direct)
(512)-219-5443(Main)
(512)331-9223(home office)
(512)366-9689(Fax)
(512)698-8260(C... 阅读全帖 |
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r*********e
发帖数: 34 | 11 Ausitn的朋友们，
帮忙推荐几个奥斯汀的Mortgage Broker吧。第一次买房贷款，比较了几个lender都不
是很理想，想找个Mortgage Broker。
另外，德州的Mortgage Broker也是no point no fee吗？谢谢！ |
|
h******k
发帖数: 388 | 12 可能2个月后买房，现在能够锁定mortgage利率吗？明年利率应该肯定会涨了。问了一
个银行的mortgage broker说是行规就不能锁定mortgage利率。 |
|
A*****e
发帖数: 318 | 13 【 以下文字转载自 Living 讨论区 】
发信人: Benbencong (congcong), 信区: Living
标 题: 房子的MORTGAGE付清以后银行应该寄来房子的TITILE吗?
发信站: BBS 未名空间站 (Sun Jul 20 11:49:22 2014, 美东)
等了近三个月, 收到了一份Release of Full Mortgage 的 certificate. 请问房子是
不是像车一样有TITLE? MORTGAGE付清以后银行应该寄来房子的TITILE吗?
多谢 |
|
s***y
发帖数: 3299 | 14 【 以下文字转载自 JobHunting 讨论区 】
发信人: sassy (神猫忍者龟), 信区: JobHunting
标 题: [Opening] Experienced in mortgage risk modeling using SAS
发信站: BBS 未名空间站 (Tue Jun 14 09:14:57 2011, 美东)
A NYSE listed company is looking for a couple of candidates WITH SOLID WORK EXPERIENCE (intern does not count) in mortgage risk modeling or credit card modeling. The position is in Washington DC metro area.
Applicants should be a savvy user of SAS, and holding an advanced degree in Statistics/Economist. Degrees in other quanti... 阅读全帖 |
|
s****g
发帖数: 1028 | 15 So if you pay off the loan before 15th of the month can save you a few
hundred bucks?
If you have that much in cash to pay off the loan, that amount can generate
more money, why even pay off the loan early (assume you got a low rate or
can refi to a low rate)
Pay off the loan early is the one of most stupid things people can do, I can
only think of a few exceptions where it is beneficial, but for most people,
it is just dumb. (financially)
一些，有的是先按月付，等攒够了钱，一次付清。
清的。这里有一个先提条件，就是准备PAYOFF的时间一定要在每个... 阅读全帖 |
|
b***8
发帖数: 60 | 16 rent to own 你做么
一些，有的是先按月付，等攒够了钱，一次付清。
清的。这里有一个先提条件，就是准备PAYOFF的时间一定要在每个月的15号之前。
。多余的钱，银行会在45天内返还的。但是为了减少麻烦，大部分人会打电话给银行或
ONLINE查询，要PAYOFF STATEMENT。STATEMENT上会给出准确的PAYOFF AMOUNT。TRICK
就在这里，在要PAYOFF STATEMENT之前，你应该先付一次MORTGAGE把PRINCIPAL尽量付
清，留个一两块的BALANCE就行了。
MORTGAGE PAYMENT+PRINCIPAL+PRINCIPAL在1-10号产生的利息。如果你的PRINCIPAL在
100K以上，按利息4%计算，PRINCIPAL在1-10号产生的利息会超过100块。
有PRE-PAY PENALTY，你多付的PRINCIPAL是算上个月的PRE—PAY，不用算利息。（15号
之前，是为了要用MORTGAGE PAYMENT的GRACE PERIOD。）这样当你再去要PAYOFF
STATEMENT的时候，PRINCIPAL在1-1... 阅读全帖 |
|
a********b
发帖数: 1357 | 17 刚才在usatoday 上看到的新闻，这个组织在募捐，为殉职的两个纽约警察付mortgage.
想要出一份力的同胞可以考虑一下这里
"The Tunnel to Towers Foundation said Tuesday it will pay the mortgages on
the homes of the two New York City police officers who were shot and killed
in Brooklyn on Saturday."
"The foundation's website is currently accepting donations from those who
wish to contribute toward the payment of the mortgages for the fallen
officers' families."
http://www.usatoday.com/story/news/nation/2014/12/23/slain-nypd
捐款页在网站首页，点那个蓝色的按键
http://tun... 阅读全帖 |
|
x**y
发帖数: 10012 | 18 The subprime mortgage financial crisis refers to the sharp rise in
foreclosures in the subprime mortgage market that began in the United States
in 2006 and became a global financial crisis in July 2007. Rising interest
rates increased newly-popular adjustable rate mortgages and property values
suffered declines from the demise of the housing bubble, leaving home owners
unable to meet financial commitments and lenders without a means to recoup
their losses.
The sharp rise in foreclosures after th |
|
s***y
发帖数: 3299 | 19 【 以下文字转载自 JobHunting 讨论区 】
发信人: sassy (神猫忍者龟), 信区: JobHunting
标 题: [Open position} Experience in mortgage risk modeling using SAS, Stat/Econ advanced degree
发信站: BBS 未名空间站 (Tue Jun 14 09:14:57 2011, 美东)
A NYSE listed company is looking for a couple of candidates WITH SOLID WORK EXPERIENCE (intern does not count)in mortgage risk modeling. The position is in Washington DC metro area.
Applicants should be a savvy user of SAS, and holding an advanced degree in Statistics/Economist. Degree in othe... 阅读全帖 |
|
j****r
发帖数: 200 | 20 哦，还有一个小问题，我之前记得您的文章中提到一个邮编，说是这个邮编的房子基本
都是学区不错的，我忘了是是什么了，您能再告诉我一边吗？
谢谢啊
一些，有的是先按月付，等攒够了钱，一次付清。
清的。这里有一个先提条件，就是准备PAYOFF的时间一定要在每个月的15号之前。
。多余的钱，银行会在45天内返还的。但是为了减少麻烦，大部分人会打电话给银行或
ONLINE查询，要PAYOFF STATEMENT。STATEMENT上会给出准确的PAYOFF AMOUNT。TRICK
就在这里，在要PAYOFF STATEMENT之前，你应该先付一次MORTGAGE把PRINCIPAL尽量付
清，留个一两块的BALANCE就行了。
MORTGAGE PAYMENT+PRINCIPAL+PRINCIPAL在1-10号产生的利息。如果你的PRINCIPAL在
100K以上，按利息4%计算，PRINCIPAL在1-10号产生的利息会超过100块。
有PRE-PAY PENALTY，你多付的PRINCIPAL是算上个月的PRE—PAY，不用算利息。（15号
之前，是为了要用MORTGAGE PAYMENT... 阅读全帖 |
|
w*******y
发帖数: 60932 | 21 3-Year Fixed Rate Mortgages (Purchases and Re-Finances)
3.875% / 3.958 APR
Link:
https://www.penfed.org/productsAndRates/mortgages/mortgageCenter.asp
"Differe nt terms and conditions may apply in Puerto Rico. 30-Year Fixed-
Rate Mortgage: A 1% origination fee is required. Loan example: $300,000 at 3
.875% (3.958% APR), 360 monthly payments of approximatel y $1,411 each (
principal and interest only). The application of discount points will be
determined by the loan-to-value (LTV) ratio combine... 阅读全帖 |
|
t******g
发帖数: 462 | 22 只要不再来一次 subPrime crisis，REITs 的回报还是可以接受的。不过得小心这些
REIT的hedge，别把自己玩死了.
Don't know when to buy, just gradually add some.
Annaly Capital Management (NLY) shares are down 2.3% to $11.97 Friday after
the bellwether mortgage real estate investment trust late Thursday cut its
dividend to 35 cents from 40 cents the prior quarter. Annaly still offers a
healthy 11.7% dividend yield.
Mortgage REITs had posted solid gains on Wednesday after the Federal Reserve
’s surprise decision not to taper its bond purch... 阅读全帖 |
|
t*******r
发帖数: 22634 | 23 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: tidewater (弦影), 信区: SanFrancisco
标 题: 全美第12大 mortgage lender 要破产保护
发信站: BBS 未名空间站 (Mon Aug 24 18:17:39 2009, 美东)
其实没啥好 suprise 的，貌似是跟 colonial 有一腿造成的后果：
Taylor Bean Files for Bankruptcy, in Talks With FDIC (Update2)
By Dakin Campbell and Dawn McCarty
Aug. 24 (Bloomberg) -- Taylor, Bean & Whitaker Mortgage Corp.,
the 12th largest U.S. mortgage lender, filed for bankruptcy
protection from creditors as regulators question its involvement
with Colonial BancGroup In... 阅读全帖 |
|
j***0
发帖数: 169 | 24 目前mortgage rate历史巨低，但是长期债券的rate也没有那么低。一旦fed rate 上调
，已经发的mortgage不是又要跳水，这些金融机构的资产不又少了么。虽然他们可以做
hedge，但是那么那么多对手方会等着long-term rate 上升赔钱的？
Foreclosury的low rate 很容易理解，反正烂在手里赔钱，还不如用low rate 卖出。
但是一般的房子，这么低的rate，金融机构不是找死啊。 又没有人懂得解释一下？ |
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b**********s
发帖数: 34 | 25 Why The Mortgage Crisis Happened
By M. JAY WELLS | Posted Wednesday, October 29, 2008
On the eve of what may be the most important election of our time, the
financial catastrophe that many believe will most influence Tuesday's vote
remains only partially covered by the major media. Though IBD has run many
articles and editorials on the so-called mortgage meltdown, one of the most
complete timelines of the debacle was written by an independent scholar and
published this week by the Web magazine A |
|
l****z
发帖数: 29846 | 26 发动法律诉讼迫使银行降低房贷标准的奥巴马突然指责银行降低房贷标准，全世界都笑
了...
http://www.thegatewaypundit.com/2012/02/barack-obama-lashes-out
Barack Obama Lashes Out at Banks For Risky Mortgages in Weekly Address …
Forgets to Mention His Lawsuit Forced Banks to Ease Lending Practices
State Sen. Barack Obama and crackpot priest Michael Pfleger led a protest in
Chicago in January 2000. (NBC 5 Week of January 3, 2000)
Today Barack Obama lashed out at lenders who sold home loans to families who
couldn’t afford them in his Weekly Add... 阅读全帖 |
|
b********8
发帖数: 40 | 27 Large mortgage-focused hedge fund seeks top-tier quant analysts with 3-8
years of experience in mortgage analytics or trading, with ability to
program and do data analysis. PhD in a quantitative field from a top
university is preferred.
Please email your resume to v********[email protected] |
|
m***g
发帖数: 221 | 28 Hello,
I'm sincerely seeking information about any special mortgage program
for university faculty.
I recently graduated and started my tenure track faculty job at pretty
good research university. I'm thinking of buying a home. But the problem is
that I am still in F1-OPT status for another 4-6 months.
I think the rule is that I need to have a H1b to get a mortgage. But I
will not be able to get my H1b approval before the closing date.
Is anyone aware of any specific mor |
|
w**********i
发帖数: 1585 | 29 I am doing mortgage too. Here is a banker I contacted. So far, his rate and
other costs are competitive. (And he is pretty responible, always calls me
back as promise).
Trevor F. D'Andrade
Senior Mortgage Loan Officer / Project Specialist
Nmls Id # 574270
646-358-9877 - Phone
866-887-9196 - eFax
T***************[email protected] |
|
j******s
发帖数: 67 | 30 房子Mortgage是老公申请，买房时夫妻双方在购房合同上都有签字。实际上买房down
pay双方各掏一半，每月mortgage各付一半。卖房时是要求夫妻共同签字才能生效，还
是就老公签字就可卖房？ |
|
C****e
发帖数: 19 | 31 希望有过类似经历的人指点，万分感谢：
经过如下（有些长，请包涵）：Mortgage去年被BOA卖给一个叫Green Tree(GT)的公司
，一直以来也相安无事，我们的payment也从来没有delay过。年底换工作（到１００多
麦的地方），所以就把房子upgrade一下，放在market上。原来的insurance（今年６月
底到期）告诉我们如果房子暂时没有人住，要换成Vacant House Policy.新的policy买
了以后（到明年一月到期），保险公司发传真把所有文件发给了GT以作证明。期间，顾
人打扫了房子，我也经常会去打扫房子，发现的问题也找contractor，handyman修理。
同时我也有专业的人去割草，清理院子，没有任何问题。直到：
七月中旬，收到mortgage公司的来信说我的insurance（原先的）六月底已经过期，没
有renew，叫我赶紧补上。我马上给我的保险公司（vacant house policy)打电话询问
事情的缘由，问为什么一月份的传真更新保险信息GT没有收到，保险公司给我出示传真
的记录，证明所有的文件都在一月份的时候发给了GT，为了万... 阅读全帖 |
|
K****D
发帖数: 30533 | 32 欧怀疑是不是欧太弱质，不过偶一直以为foreclosure的那帮人只借了mortgage
loan而已，没有其他loan. 他们是因为付不起mortgage loan而被没收房子,
不存在什么抵押。 |
|
t*******d
发帖数: 2570 | 33 Home equity = value of the home - unpaid balance of mortgage.
So when home value went up in the past few years while the unpaid mortgage
balance is decreasing, home equity is up. Aggressive people can take loan
using that equity as collateral to spend. Now home equity is mostly negative
and these people still need to pay back the home equity loan.
Yes, it is possible that someone can have both loans and most of them are
suffering now. |
|
K****D
发帖数: 30533 | 34 That adds up to a $500 CD for 15 years at mortgage rate, on a 30-year
mortgage. |
|
a*******9
发帖数: 2265 | 35 发信人: afang2009 (miggie miggie o i ni), 信区: Stock
标 题: 住房抵押贷款帮助 Mortgage help
发信站: BBS 未名空间站 (Fri Feb 20 15:19:55 2009)
住房抵押贷款帮助 Mortgage help：你有资格吗？(1)
总统奥巴马的新的房地产救援计划提供了两个关键的可能好处：更多融资的机会 和 更
大的机会贷款修改。
纽约（ CNNMoney.com ） -当地时间周三总统奥巴马透露了人们热切期待赎预防计划,
目标是九百点○○○万借款帮助
那你是否是一位合格的受益者呢?
该七百五十〇点零亿美元的努力，被称为屋主负担能力和稳定性计划，归结为两个基本
的解决方案：
首先，政府的目标是帮助更多的房主再融资，以便利用新的低利率。
第二，它奖励贷款和服务者调整您的抵押贷款，使它到达一个你可以承受的水平。
正式的指导方针到3月4日前是不会被公布出来，但在这里,你可以知道您是否能够利用
这两种选择。 |
|
m**********r
发帖数: 887 | 36 Abstract：Investment funds are buying mortgages, trimming some of them to
the benefit of homeowners, and shifting any risk to the federal government.
http://www.nytimes.com/2009/11/22/business/22loans.html
As millions of Americans struggle to hold on to their homes, Wall Street has
found a way to make money from the mortgage mess.
Investment funds are buying billions of dollars’ worth of home loans,
discounted from the loans’ original value. Then, in what might seem an act
of charity, the funds a |
|
s********n
发帖数: 1962 | 37 Because 10yr treasury has the closest duration to 30yr mortgage.
The cash flow structures of a bond and a mortgage are different. |
|
N********n
发帖数: 8363 | 38 Underwater on their mortgages and angry at banks, more borrowers are
choosing to hand over the keys, even if they can afford the payments.
Wynn Bloch has always dutifully paid her bills and socked away money for
retirement. But in December she defaulted on the mortgage on her Palm Desert
home, even though she could afford the payments.
Bloch paid $385,000 for the two-bedroom in 2006, when prices were still
surging. Comparable homes are now selling in the low-$200,000s. At 66, the
retired psychol |
|
a*******d
发帖数: 4846 | 39 Mortgage is cheap but not free because of the interest. You need to have a
good plan to generate positive return from your investment, otherwise why
bother getting mortgage in the first place?
repayment, |
|
h****5
发帖数: 871 | 40 最近联系了Chase和Citi和一个单独的Mortgage Broker，他们都不贷款给F1签证持有者
。目标是15万以下的condo/house，首付能交20%，自己住。请问这里有同学知道F1有什
么途径能申请到Mortgage？谢谢！ |
|
d**w
发帖数: 122 | 41 应该说利率上涨是已经被priced的信息，但是什么时候涨还有不确定性。有没有办法对
个人投资者买个什么东西可以lock当前的mortgage rate？但是又不用买房。因为房价
现在似乎是比较高的了. 另一面，如果30年的MORTGAGE RATE一定上涨，难道没有投资
途径来抓住这个机会？债券应该会跌，但是没怎么看到个人卖空债券的？有卖空债券的
ETF之类吗？ |
|
s***y
发帖数: 3299 | 42 【 以下文字转载自 JobMarket 讨论区 】
发信人: sassy (神猫忍者龟), 信区: JobMarket
标 题: Citi Mortgage is looking to hire Underwriters in Ann Arbor, St. Louis, Dallas, and Las Vegas
发信站: BBS 未名空间站 (Mon Jul 19 11:39:00 2010, 美东)
Citi Mortgage is looking to hire Underwriters in Ann Arbor,
St. Louis, Dallas, and Las Vegas
Contact me through bbs email for referral. Thanks.
High school diploma plus 2-3 years experience in underwriting property and credit. Experience with and knowledge of property and credit underwriting r |
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s***y
发帖数: 3299 | 43 A NYSE listed company is looking for a couple of candidates with work
experience in mortgage risk modeling. The position is in Washington DC metro
area.
Applicants should be a savvy user of SAS, and holding an advanced degree in
Statistics/Economist. Degree in other quantitative fields are considered
together with experience in mortgage risk modeling.
H1B sponsored. Green card is sponsored given work performance.
If you are interested, please let me know your email and name through
mailbox on BB... 阅读全帖 |
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s***y
发帖数: 3299 | 44 up.
不能让棒子阿三把机会占了。
WORK EXPERIENCE (intern does not count) in mortgage risk modeling or credit
card modeling. The position is in Washington DC metro area.
in Statistics/Economist. Degrees in other quantitative fields are
considered together with experience in mortgage risk modeling.
mailbox on BBS. Please do not send resume through BBS mailbox. Thank you. |
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r********1
发帖数: 1043 | 45 在一个local 的mortgage公司， 专门给客户做home loan mortgage， 这分工作不要求
坐班， 可以异地上班，按工作量算提成，这样的工作怎么样啊？ |
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s***y
发帖数: 3299 | 46 Citi Mortgage is looking to hire Underwriters in Ann Arbor,
St. Louis, Dallas, and Las Vegas
Contact me through bbs email for referral. Thanks.
High school diploma plus 2-3 years experience in underwriting property and credit. Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies. Excellent oral and written communication skills are required. Ability to effectively make decisions in an independent manner and availab |
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m****s
发帖数: 18160 | 47 【 以下文字转载自 Quant 讨论区 】
发信人: BrownPoisson (BP), 信区: Quant
标 题: mortgage quants and/or analytics
发信站: BBS 未名空间站 (Thu Aug 1 23:03:56 2013, 美东)
I am hiring, DC location - if u have mortgage business, modeling and/or
analytics knowledge, credit or market, from junior to director level, and if
u think urself competent, drop me a line with brief self-description
If I am interested, will contact u |
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b********8
发帖数: 40 | 48 Large mortgage-focused hedge fund seeks top-tier quant analysts with 3-8
years of experience in mortgage analytics or trading, with ability to
program and do data analysis. PhD in a quantitative field from a top
university is preferred.
Please email your resume to v********[email protected] |
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b********y
发帖数: 3 | 49 Many direct lenders are acturally brokerage companies. They sell loans to big
banks immediately after you apply for a loan. This is why later always other
banks/companies collecting your mortgage payments.
Like any local broker, these direct lenders generate profit from helping
clients getting mortgage loan. They do not expect to earn money from your
interest payment at all.
$950 lender fee is more than Chase or Citi or any other big bank's current
lender fee, which is usually less than $800. Ap |
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d***t
发帖数: 253 | 50 why don't you just use the caculator on bankrate.com, it's accurate and even
provides a detailed amortization table telling you how much pricipals and
intereste you will be paying for each month and in total. And you can also
try input extra payments on top of the required monthly payment to see how
sooner your mortgage can be paid off.
link:
http://www.bankrate.com/brm/mortgage-calculator.asp?nav=mtg&page=calc_home
some
up
be |
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