w****y
发帖数: 2952 | 1 To recap for married taxpayers, passive activities such a rentals or
investment partnerships have a loss limit of $25,000 in offsetting non-
passive income such as W-2 wages or other earnings. And it is reduced $1 for
every $2 over $100,000 in adjusted gross income. |
|
w****y
发帖数: 2952 | 2 To recap for married taxpayers, passive activities such a rentals or
investment partnerships have a loss limit of $25,000 in offsetting non-
passive income such as W-2 wages or other earnings. And it is reduced $1 for
every $2 over $100,000 in adjusted gross income. |
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c***c
发帖数: 21374 | 3 一定要有passive income
最简单的passive income，当房东收房租
高级的，发明patent收royalty |
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s********i
发帖数: 17328 | 4 做生意的人很多都是边学边干，但当然不是说让你明天啥都不懂就出去干了。做生意的
人也不是一次就成功了，都有失败探索，你本钱雄厚就take多点risk利润高的，你小本
经营就take稳当一点的薄利生意，
做生意的实质是，一方面是passive income，另一方面就是资本升值。说白了就是资本
家。拿房东做比方再合适不过了，你risk承受能力强，你到烂区去买个便宜房子出租，
回报就高，你risk承受能力差，就到好区去买个房子出租，回报就低。你房租能cover
所有expense还有的赚，你的passive income就是正的，你房租刚好cover你的expense
，那么至少房客在帮你还银行贷款。 |
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s**********d
发帖数: 36899 | 5
noise cancelling 有active and passive。
passive就是堵耳朵。 |
|
N***r
发帖数: 2539 | 6 sorry I don't have Chinese input here.
those control rods (scram system) had done their work.
as a nature of nuclear reactor, the power won't go zero as it 'shutdown',
decay heat from fission products still generate a faily large amout of heat,
say, around 6.5% of its orginal normal power at the moment of reactor
shutdown, 0.4% one day later. Think of thermal power of a typical reactor is
around 1000~3000MW, decay heat is A LOT.
Now the key is to cool the core from decay heat to prevent its melt... 阅读全帖 |
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l****z
发帖数: 29846 | 7 大梦初醒！加拿大穆斯林议会创办人Tarek Fatah：“和英国一样，加拿大多元文化主
义模式已经失败了”
http://www.torontosun.com/news/torontoandgta/2011/02/07/1718888
A prominent voice in Canada’s Muslim community said British Prime Minister
David Cameron was “spot on” when he insisted British multiculturalism has
failed.
And just like Britain, Canada’s will fail, said Muslim Canadian Congress
founder Tarek Fatah.
He said Monday that, like Britain, Canada has been too tolerant in allowing
Muslim immigrants to settle into closed communities, so... 阅读全帖 |
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l****z
发帖数: 29846 | 8 By John O'Sullivan
March 14, 2012 4:00 A.M.
Where is conservatism heading in the English-speaking world? This question
is currently being answered in the four countries of the Anglosphere —
namely, the U.S., Canada, Australia, and Britain — in four distinctive ways.
THE UNITED STATES
I will assume that American readers have a rough grasp of the state of
conservatism in the U.S. as revealed in the Republican primaries. It is
currently — as it has been for many years — a struggle for dominance in
... 阅读全帖 |
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l****z
发帖数: 29846 | 9 by David N. Bass
The consensus among media types this morning appears to be that Joe Biden
trounced Paul Ryan on the abortion question in last night’s debate. In
reality, it was the exact opposite.
I have seldom heard a politician give a more moving, convicting, personal,
emotional, and truthful answer on the sanctity of human life than did Ryan
last night. At the same time, he did so in a way that won’t alienate
moderates on the abortion issue. He threaded the needle beautiful, taking an
unabas... 阅读全帖 |
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d****g
发帖数: 7460 | 10 https://en.wikipedia.org/wiki/Victim_playing
扮演受害者:
１。往往是为了欺负别人。欺负别人的人喜欢说对方怎么怎么欺负我了。以此来麻痹自
己的良心。以及获取别人对他的欺负行为的支持。
２。往往是为了逃避自己的责任。好比酗酒的人说我好可怜啊。好比不努力的人说我真
的使出吃奶的劲，但你看我咋这么笨。
Victim playing (also known as playing the victim or self-victimization) is
the fabrication of victimhood for a variety of reasons such as to justify
abuse of others, to manipulate others, a coping strategy or attention
seeking. Where a person is known for regular victim playing, the person may
be referred to as a professional v... 阅读全帖 |
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h**********r
发帖数: 2284 | 11 Cool. Congrats on the good buy.
However, I did some research and seem Panasonic doesn't produce passive 3D.
Only LG and Vizio and (half Toshiba) produce passive 3D. The rest of the
world produce active 3D. I'm a little bit confused. |
|
g*********r
发帖数: 403 | 12 From Wikipedia, the free encyclopedia
Jump to: navigation, search
The examples and perspective in this article may not include all
significant viewpoints. Please improve the article or discuss the issue. (
July 2010)
Unbalanced scales.svg
The neutrality of this article is disputed. Relevant discussion may be
found on the talk page. Please do not remove this message until the dispute
is resolved. (October 2008)
A Ford Excursion SUV next to a Toyota Camry
Sport utility vehicles (SUVs), tru... 阅读全帖 |
|
D***n
发帖数: 6804 | 13 如果我没记错的话，你的rental loss是passive loss，和工资不是一类的，所以即便
总收入到了上限，你的passive loss也可以记录下来到来年去抵扣。
比如qgod今年收了一个大bouns超过上限但是有rental loss，明年失业了只有房租收入
。这个rental loss可以去减免明年的房租收入上的税。
我不是财务专家，这方面可以考虑找一个好的顾问给你做规划而不是简单的报税，大概
一个小时也就200块钱左右，我感觉很值。 |
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x******o
发帖数: 76 | 14 不是标配，连passive entry都不是标配，真是坑爹。标配了keyless start不配
passive entry的车好多，奸商
heated front seats现在基本是标配了，你去看看也许上一个车也有只是没给你写出来
而已。 |
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l*******g
发帖数: 27064 | 15 好象是改了
因为有了keyless entry 以后
Passive locking and unlocking requires a valid passive key to be located
within one of the three external detection ranges.
然后没有keyless entry的都没有自动锁车功能了
手册在车上扔着，网上找一下多方便
看了手册，现在的车子没有keyless entry选项的都没自动锁车功能了
：（
好好的因为要推销option给取消了 |
|
j******g
发帖数: 1098 | 16 做了点功课，ETF相对于passive MF最大的优势在于省税，
但是对于国内的人来说，股票收益跟红利不收税。是否可以说对于国内的人，A股ETF
相对于passive MF区别不大？
rebalance |
|
v*********3
发帖数: 5 | 17 就怕最后什么都没有，你说的passivity具体再讲讲？
要做博后要趁早。Passivity is career killer。 |
|
E*********a
发帖数: 88 | 18 你的问题就出在随遇而安， 换言之，passive aggressive.
婚姻里我们是夫妻关系，不是母子关系。”如此紧密的bound“， 也需要主动付出和关
怀来维系。
Communicate what you want and what you can do for the family.
但我担心的是， 你的回答是I just want a simple life: eat, sleep, and play
tennis.
But family is a place to get happiness, but not without any giving.
OK, yes, we are in trouble, we need a nanny, we need pychological therapy
and we may need to go through consultation. Are you waiting for these to
happen?
OK, yes, we have a kid with Autism, and she need to get some ... 阅读全帖 |
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d******0
发帖数: 22800 | 19 这个香蕉接头到裸线倒是没啥的，香蕉街头里头也是正负的，楼主要稍微麻烦一点，沿
着线看好那一半是正那一半条是负就可以了。不用重买线，买个香蕉接头自己装一下就
好了。看这里：http://www.aperionaudio.com/AperionU/banana-plugs.aspx
香蕉接头样子可能不一样，但是道理是相同的。
至于那个passive sub，像卡卡说的要用放大过后的信号做输入。你那个AV上的sub out
是monaural
cable out，说明信号是没有过AV功放的，所以你不能用那个monaural cable输出的信
号直接给subwoofer。但是没有关系，你AV上有speaker wire out啊，那个信号是经过
放大的了。所以，你能用那个线给sub先，一样能用！
1） 你看一下你的subwoofer上是不是有输出的口。一般会有输出的口，还是speaker
wire的。
如果这样，简单了，
AV上有speaker wire out--》给passive subwoofer，再从sub上的wire out里--》接到
speaker上就好了。基本上就是上低频信号... 阅读全帖 |
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D**********s
发帖数: 3139 | 20 放点微毒，昨天跟风儿收到了superlux的hd681，问朋友说性价比不错。其实明知道是
仿制AKG经典的housing和diffuser，不过价格既然做这么低，而且厂家又没有停产这款
仿品，所谓在商言商，即使是平地抠饼肯定也还是要有足够赚钱的市场份额。至于机器
的外观细节，网上图多得是，我就不用狗尾续貂了。拿到包装的时候，第一感觉就是厂
家对这个耳机还是给予了很大信心的。外面是个软包装用硬纸板支撑起轮廓，外力挤压
或者运输中的坠落都有可能造成劣质耳机的损坏，这个耳机还是比较结实的。软饮料也
是饮料，尝尝味道。
不过俺不想写review，只想聊聊。这一聊就得从这包软饮料的祖宗说起了。。。AKG这
个牌子许多人都不陌生，二战胜利以后（当然对于轴心国是失败之后），奥地利的民族
工业在第二共和国的春风里吹又生。维也纳的一个作坊慢慢地茁壮成长，渗透到了音频
设备当时为数不多的各个领域，话筒之类就不说了。同盟国撤出之后，奥地利又变成了
主权国家，AKG也搭上顺风车开始拓展欧洲市场。闲话少说，到了1975年，K240作为一
代神机闪亮登场，精准的市场定位和平民价格，让它在专业录音和监听领域所向披靡... 阅读全帖 |
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D**********s
发帖数: 3139 | 21 可能是从kenrockwell网站上看得吧：
This Matrix 805 is the first version of today's $5,000-the-pair B&W Diamond
805. Exactly like today's 805 Diamond, this original 805 Matrix uses a 6.5"
(165mm) woven Kevlar cone with 30mm Kapton-former voice coil, and uses the
exact same tweeter as B&W's top-of-the line 800-series speaker of its time.
This original Matrix 805 has a more attractive tweeter than the weird-
looking thing on top of the new Diamond 805, and more importantly, this
Matrix 805 uses a far more adva... 阅读全帖 |
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t********s
发帖数: 1534 | 22 keilidh 是很好的箱子，1999年新的卖到$1600，解析力不算高，但是音乐性很好。
可以搭配的功放很多，除了Majik合并机，Linn LK140就很不错，LK100, LK85甚至
Classik合并机也行。但是akitv biamp的时候会远远超出箱子本身的价格，提升一个档
次。aktiv biamp需要使用linn的功放（比如AV5125)和专门为keilidh和ninka设计的分
频卡。aktiv最主要的提升是低频的控制力，keilidh passive的时候的低频比较肥大。
(不好意思，jwalk，我知道你不喜欢Linn的功放，但是一般bi-amp Keilidh是大多数
Linn粉的首选，lol)
还有一点需要提醒一下，如果你要买Keilidh，一定要弄明白它是Aktive的还是passive
的，一般背后面板会有标注的。如果Keilidh以前是在Aktiv系统里运行的话，内部的
crossover电路已经被bypass了。你如果直接接到全频率功放上用，音箱会立马爆掉。 |
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i*d
发帖数: 2640 | 23 passive和aktiv的状态，低音差距很大。据称aktiv可以到38hz。
我现在功放功率非常不够，又是passive，所以低频量很少。所以需要先去搞个大点功
率的功放。
象你用5125 aktiv，功率是我现在的10倍，低音量当然多多了。这时候整好低频就不容
易了。keilidh低频不是强项，对此不满，升级是很合理的。
低音炮处理低音效率很高，正在考虑上个中小口径速度快的炮，给系统加一点点低频就
够了。 |
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j********b
发帖数: 565 | 24 看你說的這個可能是無源的passive sub，就是本身不帶功放的。這樣在選receiver時
，要看清楚它配合powered sub, or passive sub.
如果你說的這個是powered sub, 那麼不用担心炸掉，因為它自帶功放，配合好的。 |
|
y****t
发帖数: 10233 | 25 1) 长远来看,很少有一个fund or sector has beat the index.
这句话本身没有错.但是你忘了,没有一个active management的人会抱住一个fund或
sector不放的.他要是真的这样做了,就变成passive management了.
所以更准确的说这句话就是,如果你要准备paasive management, 没有比Index 更好的
了.
fair enuf.
2)混淆market的概念.
当开比的时候,总拿sp500来说事,可一但不顶了,就开始讨论risk和asset allocation.
这本身不就是active management吗? 我问你,你的risk怎么定啊?你的weight是多少啊?
一辈子就不变了. 他index本身这么多年还在变呢. 你所做的就是跟着ws的大牛砸钱,他
们砸向哪里,你就砸向哪里,当然我不是说this is a bad idea.
所以说,没有一条清晰的线划出active or passive.很多人都落在了中间.鼓吹一个好过
另一个都是不make sense的.根据你的情况做出适合你的投资,并调整策 |
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s****r
发帖数: 80 | 26 No, buy a condo to rent out. It is not elligible for the $8000 tax rebate.
However, any repair cost, and mortgage interest, can be used to deduct your
rental income for tax purpose. If you actively manage that condo, IRS even
allows you to deduct your passive loss to your non-passive income if the
expenses exceed your rental income. |
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l**********t
发帖数: 5754 | 27 the actual net cost of managing a passive index fund may be negative for the
fund manager given the profits from security lending. Institutional
investors (large company's 401K, pension, etc) can get passive index fund
for almost free, compared to the 20BP paid by retail investors. |
|
w****n
发帖数: 1737 | 28 看大家对CFA的讨论， 几乎就跟卖保险的sale等同了。还有很多人，给没有投资经验来
的人的建议就是：不要找financial advisor,你自己就能搞定。
我觉得有必要辩证的看问题，以免误导投资新手。
首先，Asset manager/Investment Advisor 是一种professional专业,是靠提供专业的
服务来make a living. 这就跟医生律师一样。这是一大群人，里面
一定良莠不齐，肯定有一些害群之马违背职业操守去推销产品卖保险。
你不会碰到一两个卖黑心药的医生或者黑心的律师你就觉得他们全部没用了吧。投资者
一般轻易都能分辨出提供服务的还是推销产品的。如果不能分辨，
就直接要求对方disclosure, 法律严格规定金融业需要提供这些资料，
否则即使你亏了也可以上庭起诉要回来。 （我觉得现在金融业
成了法规最多的行业了，有人在banking的compliance department的人一定
深有同感吧）
其次，到底要不要找专业投资人士理财？其实很简单，关键是根据自己的情况做成本Co
st和效益benefit分析。
有几种选择， A. 交给专业人士理... 阅读全帖 |
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S*******s
发帖数: 10098 | 29 那样就好， 其实passive investor和理财顾问不是mutually exclusive.
Whe to use passive, when to use active, advisor knows it. |
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k***n
发帖数: 3158 | 30 index funds只是跟主动性基金比的
你必须苹果根苹果比才有意义
选个股和投资其他资产不在可比范围内
passive investor长期投资index fund当然是说DCA,不会引入timing的问题
index fund的表现不是历史统计数字
是基本数学常识
不管未来如何，index fund就是拿到那个平均值
另外，我要拿着钱全仓全时cash才是你说的“你不能说做生意的人里面一半的人都亏本
就说大家都别做生意了，你一分钱不赚也比那些做生意赔本的人强”
passive investor是说我不知道谁会亏谁会赚，我取他们作生意赚钱的平均值就好 |
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t***n
发帖数: 546 | 31 医生的预期治疗结果远远大于passive结果（不治疗）。所以我愿意付服务费。
financial advisor提出的方案平均预期低于passive（直接买大盘），那为什么要付服
务费？
★ 发自iPhone App: ChineseWeb - 中文网站浏览器 |
|
k***n
发帖数: 3158 | 32 I dont know how accurate the number of 80% is
even it is, people are left with 20% chance to beat the market
it is indeed not that difficult, lol
as an active investor myself, all I want to say is I understant that
there is a good chance that I will be outperformed by those passive
investors who do not do as much DD as me, but I will try my best to
beat them.
A good financial advisor should disclose this to his clients that there
exists such a passive investment strategy with very low cost and i... 阅读全帖 |
|
k***n
发帖数: 3158 | 33 I dislike those brokers who sell actively managed fund to potential
passive investors without disclosing that most of them indeed lose to
index funds in a long run.
But let's face it, index funds are for idiots, who dont need to spend
time and energy but can get an average return, which is actually very good
but treating it like a religion and claiming this passive way is near
unbeatable is another extreme, and plain ridiculous.
from
funds |
|
S**C
发帖数: 2964 | 34 Why active traders has anything to do with this thread? Investors can
passively hold active funds, or actively trade passive funds, but it has
nothing to do with the topic at hand.
some VFINX statistics
Trailing Returns (06/30/2013) 1-Year 3-Year 5-Year 10-Year 15-
Year
Investor Return % 26.75 17.21 1.72 7.41 3.35
Total Return % 20.42 18.28 6.91 7.18 4.
16
% Rank in Category (Inv Rtn) 47 16 59 30 49
T... 阅读全帖 |
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t***n
发帖数: 546 | 35 SP500是passive。500个公司是市值最大的前500.weight是他们各自的capital，严格数
学关系。
SP500是follow the market，没有人为的预期在里面。
不同公司的index fund可能不是track同一个index，在不考虑tracking error的情况下
孰优孰劣可以有争议，但是他们都是follow the market，represent the market，
not speculating the market。这是passive和active最大的区别。 |
|
g******o
发帖数: 4042 | 36 你这个是教科书上的passive,active
对具体操作实际上没啥意义
先不说你这个sp500的生成是不是正确
你这个获得平均回报
也只是这个index所跟踪的公司集合的回报
某个基金经理完全可以自己订个标准生成list，然后严格按照教科书标准的passive来
管理
当然这些list孰优孰劣，就另当别论了，只能说sp500或者其他某些index list,比较流行
大家比较认可罢了 |
|
S**C
发帖数: 2964 | 37 If you are a boglehead, you should do nothing;
If you are passive investors using active funds, your fund managers probably
already take necessary steps.
If you are active-active or active-passive investors, unless you have a
really good crystal ball, what you do probably will not be good for your
financial health, especially for people who is asking what should we do at
the moment of time. |
|
S**C
发帖数: 2964 | 38 Are they passively managed or actively managed? If passively, all you need
to know is the underlying index, the fee, and tracking error; if actively,
you may get some clue such as the fund company, money manager etc. |
|
C****n
发帖数: 2324 | 39 我不是什么投资专家， 下面只是我的一些心得。
投资的目的不是累积大量财富。 这个要搞清楚。 投资目的是让自己生活幸福程度最大
化。我用了一年多时间才想清楚这件事。
所以适当消费（投资幸福）非常重要。
不要总是纠结于银行利率。 It's actually confusing, Depend on where you are in
your life, $100 today may worth much more than $500 5 years later even the
interest is 10%.
Look at yourself, are you going to make more money? Or are you going to make
less money?
如果你认为你赚钱会越来越多， 那我鼓励消费。 消费就是最好的投资。留下一小部分
作为一个financial SECURITY。
如果你认为你赚钱会越来越少， 那就得小心投资了。股票， 房产等各种组合。投资越
多越好。
我想说的是： 大家千万别忘了投资自己。 一般来说： 投资自己可能是回报最大的投
资。
这个... 阅读全帖 |
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D*****t
发帖数: 558 | 40 This is a philosophical question. :)
Bogleheads are like-minded people who consider investing as a long-term
commitment just like marriage; who absolutely don't have the intelligence to
make a killing by trading stocks or flipping houses; whose expectations are
pathetically low ( in the mid single digit range); who are cheapskates and
cry foul at any form of fees and taxes; who are very likely couch potatos
and have passive or passive-aggresive personalities; whose most adventurous
activities in... 阅读全帖 |
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D*****t
发帖数: 558 | 41 :) We, the acolytes and loyal subscribers to His Prophet's general rules,
forgive his sins.
In all seriousness, advocating indexing is more constructive than simply
poking fun of it. you can be in favor of being passive aggressive, but low-
cost indexing as a simple way to execute modern portfolio theory seems a no
brainer to lots of us and has benefited the general public. The wisdoms of
Bogle apply not only to Bogleheads, but to smart passive-aggresive investors
too. |
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S**C
发帖数: 2964 | 43 Isn't the passive loss carried over to offset your future passive income?
What about if you sell your property, will you realize the carried loss?
my
never |
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n****n
发帖数: 568 | 45
要看你们的收入，如果是MAGI小于10万的话，可以最多从工资里面抵$25000，如果是10
万到15万之间，可以抵$25000中的一部分，要是超过15万的话，没戏了，只能当成
passive loss,carry over到以后从passive income抵
如果已经住满了五年，不管是出租两年还是不出租，卖了，只要capital gain不超过
50w(家庭)，就不需要交税。 |
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k*****y
发帖数: 882 | 46 请教楼上，如何才能qualify real estate professional?
还有，什么是passive loss 和 passive income? 多谢！ |
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s***n
发帖数: 678 | 47 你这个想法也太阴谋论，而且小农思想了。active mutual fund最重要就是要做大。只
要能做大，那一两个点的费用够吃死了。基金管理大部分是固定成本。基金规模扩大一
倍，雇员连一个都不要加，费用都可以发奖金了。人家难道会想着多坑你假的半个点的
费用？现在所有的交易都是电子的，还有外部的审计人员，这帮人还会搞假账准备进监
狱？稳拿们拿着几十万上百万的年薪和奖金，还看不上这一招。
active mutual fund的问题是经理为了做大，会不会冒进，造成你本金的损失。另外
Active的买卖次数难免比passive要稍微多一点，税收极大影响active基金的compound
。这其实就是为什么active基金比不上passive基金的主要原因。
fund |
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j***1
发帖数: 158 | 48 lol, if all the above are true and if I am in your shoes...
1. do not married to your house, I will not paid off the house, but refi to
lower rate with a 30 year mortgage, you want a minimum house payment.
2. I will not invest the anymore money into the current house, put into an
index fund till its needed.
3. I will open a HELOC against the current house as backup fund for
emergency use, if you lose your job, you draw off the HELOC continue to pay
your current mortgage.
4. I will also begin loo... 阅读全帖 |
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发帖数: 1 | 49 no cannot offset each other.
passive loss only can off set passive income. |
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y********0
发帖数: 3 | 50 JOB DESCRIPTION:
Recruiter/General Office
- Make and receive phone calls for the purpose of contacting and qualifying
potential candidates.
- Develop and execute recruiting plans.
- Network through industry contacts, association memberships, trade groups
and employees.
- Coordinate and implement college recruiting initiatives.
- Administrative duties and recordkeeping.
- Work with hiring managers on recruiting needs.
- Create job descriptions.
- Lead the recruiting and interviewing plan for each... 阅读全帖 |
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