j***n
发帖数: 3786 | 1 我不是专业投资者，大家随便讨论一下吧
我的简单portfolio
50％ on Income Properties in States
30% on Residential Properties in China
10% Cash in Hand
10% Blue Chip Stocks |
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g*******m
发帖数: 182 | 2 how often do you guys evaluate and modify your portfolio？every year/quarter? |
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m**********r
发帖数: 887 | 3 那就走permanent portfolio吧，ETF版：
25% GLD
25% VTI
25% TLT
25% SHY |
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s********n
发帖数: 1962 | 4 The tail risk is always higher than you thought. Think about the
flash crash in May 2010. In market, never say never.
Anyway, right now it's 3 weeks to the January OE. So let's try
a real example. Please show us a few of your picks including
strike prices, assuming we'll build the portfolio tomorrow
morning.
20 |
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A****e
发帖数: 58 | 5 找个quantitative strategy的fund投资一下好了，年收益5%还是很有可能相当稳定实现
的。
给个参考，看到一个fund,portfolio annual volatility 大约8%，年收益7.8%。风险还
是很小了。 |
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t*m
发帖数: 4414 | 6 good portfolio, but
where is your internation bond exposure? |
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f****s
发帖数: 315 | 7 This is so called "permanent portfolio"? Why not SHY rather than SHV? |
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S**C
发帖数: 2964 | 8 I am not a Boglehead, but if I need to construct a ETF based portfolio, I
will use VIG instead of VOO on the high quality US large cap valuation based
out-performance thesis, and instead of VWO, I will use DEM for its value
bend and dividend focus. |
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c*****e
发帖数: 314 | 9 本人MF新手，去年底买了这几支vanguard的MF：
Vanguard Equity-Income Inv 20%
Vanguard Interm-Term Bond Index Inv 20%
Vanguard Wellington Inv 20%
Vanguard Mid Cap Index Inv 20%
Vanguard International Growth Inv 20%
因为手头闲钱不急用，组合比较aggressive，最近大盘涨的好，目前为止return大概有
6%。
个人觉得问题之一是wellington因为是balanced，和Interm-Term bond index 与
Equity-income是不是有些重复，但因为关注wellington比较久，还是买下了。主要有
以下2个问题，劳烦各位前辈朋友们帮忙看看：
1.针对当前经济形势，这个portfolio有什么问题？还可以更加diversified吗？金银？... 阅读全帖 |
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j****y
发帖数: 1714 | 10 You have not mentioned if your funds are in 40lk or taxable accounts.
Mostly your portfolio is fine, but it is better to have US total stock index
or S&P 500 index.
Vanguard Equity-Income Inv is not really a US stock index fund.
Semi-annual or annual rebalance should be generally the same in 401k/IRA
accounts. There are studies confirming this. |
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c*****e
发帖数: 314 | 11 Thank you for your comment. My funds are in taxable accounts. I am a
graduate student. So I guess I should rebalance at least after a year to
avoid tax?
I just checked Vanguard Equity-Income in morningstar again, it is a active
managed MF that invest 90% in US stocks, especially large value and growth,
and it is category in morningstar is large value. The reason I pick it is
because it outperform morningstar larger value index and S&P 500 index
durning the past 5,10 and 15 years.Does this make s... 阅读全帖 |
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c*****e
发帖数: 314 | 12 Thank you for you advice. Could you plz make it more clear? Are you saying I
should only have hybrid funds in my portfolio? |
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S**C
发帖数: 2964 | 13 Hybrid funds tend to have the "right" temperament for most investors, they
tend to be not too hot, not too cold, and the investors tend not to look for
their "problematic" child(ren) in their portfolio, which could easily lead
to selling low and buying high.
There is a reason why investors return is lower than the fund return,
especially for those high volatility funds.
If you think you have the mental fortitude to stick with your plan, then you
may not need to have hybrid funds, but ask yoursel... 阅读全帖 |
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K***H
发帖数: 999 | 14 请问这个税是你卖的时候收么？
相当于fee一样？
还是退税的时候收？
本人MF新手，去年底买了这几支vanguard的MF：
Vanguard Equity-Income Inv 20%
Vanguard Interm-Term Bond Index Inv 20%
Vanguard Wellington Inv 20%
Vanguard Mid Cap Index Inv 20%
Vanguard International Growth Inv 20%
因为手头闲钱不急用，组合比较aggressive，最近大盘涨的好，目前为止return大概有
6%。
个人觉得问题之一是wellington因为是balanced，和Interm-Term bond index 与
Equity-income是不是有些重复，但因为关注wellington比较久，还是买下了。主要有
以下2个问题，劳烦各位前辈朋友们帮忙看看：
1.针对当前经济形势，这个... 阅读全帖 |
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a********t
发帖数: 4508 | 15 你是要说明什么呢？
as an passive alternative to Harry Browne's "Permanent Portfolio".
Bridgewater is the la........ |
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S**C
发帖数: 2964 | 16 I am introducing an all weather multi-asset portfolio from a renowned
investment shop that may be appealing to some buy-hold-rebalanced type of
investors here. That's all. |
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c*****e
发帖数: 1106 | 17 If I am going to have a single allocation/balanced fund/portfolio, I would
prefer to let a seasoned manager do the allocation for me. The All Asset /
World Allocation category where managers determine the asset class mix at
any given time is one I think it's worth paying for pros.
One I like is PIMCO All Asset. I have learned quite a bit by following its
famed manager Robert Arnott.
but there are a couple of knocks.
1. It has quite a few share classes, some with load while others have pretty
hig... 阅读全帖 |
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r*******y
发帖数: 290 | 18 Are you aware that you are paying double fees?
You pay the target date fund once, say 15bps/year
the fund invest in other funds, you pay again...
Dont be lazy to manage your portfolio |
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g****o
发帖数: 1024 | 19 看大家讨论401K和Bond热火朝天
也来征求一下意见
我的ROTH IRA和ROTH 401K都准备30年后再提取
（换工作就把401K rollover到Roth IRA）
1. 现在我的IRA上买的是VTSAX （Total Stock Market Index），准备调整一下
Portfolio成：
VTSAX （Total US Stock Market Index）- 40%
VSMAX （Small-Cap Index） - 40%
VTIAX （Total International Stock Index）- 20%
20%的international是不是少了点，还有考虑到是长期投资，所以没有include bond。
2.现在的ROTH 401K有大约50K，放在active fund里，fee高达1.5%，近来发现可以
transfer
到Self direct Brk Acct，然后买TD Ameritrade的ETF/Fund，想转换过去买VTI什么的。
Transation要好几天，问题是一次性转掉50K的话，是不是risk比较大，分期转（类似
定投）可以... 阅读全帖 |
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f*******g
发帖数: 167 | 20 菜鸟一枚，准备把schwab里的闲钱（$50k）投资5年左右。schwab里有个工具Mutual
Fund Portfolio Builder，帮我选了combination.请问这个靠铺么？是不是按照他选的
买了就可以了，还需要注意什么？谢谢 |
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r**m
发帖数: 1825 | 21 if you want simplicity:
http://www.bogleheads.org/wiki/Three-fund_portfolio
Charles Schwab With Schwab, investors can construct a three-fund
portfolio using: [footnotes 1]
Schwab Total Stock Market Index (SWTSX)
Schwab International Index (SWISX)
Schwab Total Bond Market (SWLBX) |
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e********d
发帖数: 1202 | 22 update: 12/30/14, 新版本上线，应大家的要求，加了realtime quote 和 quarterly
earnings，支持用volume up/down切换portfolios。 |
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w********1
发帖数: 266 | 23 reits index 在考虑建立mutual fund portfolio时应该做一个独立的category 吗 还
是本质上应该和bond fixed income考虑在一起？
为啥我觉得reit和interest rate 是反着走的？ |
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S**C
发帖数: 2964 | 24 REIT has good correlation with mid cap
[在 wulala0101 (wulala0101) 的大作中提到：]
：reits index 在考虑建立mutual fund portfolio时应该做一个独立的category 吗 还
：是本质上应该和bond fixed income考虑在一起？
：........... |
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u****e
发帖数: 99 | 26 Some people believe REIT is a separate asset class and advocate adding it
for diversification.
In practice some people add 10% REIT in total portfolio. It is volatile and
count as stock in the stock bond split. It spits out dividend that is almost
entirely nonqualified so don't hold it in taxable account.
Disclaimer, I do not own REIT. |
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s***n
发帖数: 678 | 28 portfolio是一个不同mutual fund的组合，还是帮你凑几十个股票？前者应该挺有意义
，但是这个服务到处都有，一回事。
few
or |
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d******h
发帖数: 750 | 29 投资小白一个，谢谢这里热心人的推荐，学习了lazy portfolios和Eric Tyson的
Investing for dummies。这里汇报一下学习之后的asset allocation情况，还请大家
看看有没有更好的建议。
1. 401K
因为ld退休是pension，所以只有我有401k.用的是Fidelity,选择的基金不多，平衡了
历史表现和expense ratio,选择如下 （本人risk tolerance mid-high,还有30年退休)
FXSIX LARGE CAP SPTN 500 INDEX INST 48%
FSEVX MID-CAP SPTN EXT MKT IDX ADV 20%
FSIVX INTERNATIONAL SPTN INTL INDEX ADV 15%
VBTLX VANG TOT BOND MKT ADM 17%
本来想加一个small cap blend，但是401k不提供。
2. Roth IRA 2个账户
一个账户开在vanguard,选择如下，配比几乎和401k一致
VTS... 阅读全帖 |
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d******h
发帖数: 750 | 30 投资小白一个，谢谢这里热心人的推荐，学习了lazy portfolios和Eric Tyson的
Investing for dummies。这里汇报一下学习之后的asset allocation情况，还请大家
看看有没有更好的建议。
1. 401K
因为ld退休是pension，所以只有我有401k.用的是Fidelity,选择的基金不多，平衡了
历史表现和expense ratio,选择如下 （本人risk tolerance mid-high,还有30年退休)
FXSIX LARGE CAP SPTN 500 INDEX INST 48%
FSEVX MID-CAP SPTN EXT MKT IDX ADV 20%
FSIVX INTERNATIONAL SPTN INTL INDEX ADV 15%
VBTLX VANG TOT BOND MKT ADM 17%
本来想加一个small cap blend，但是401k不提供。
2. Roth IRA 2个账户
一个账户开在vanguard,选择如下，配比几乎和401k一致
VTS... 阅读全帖 |
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h******b
发帖数: 6055 | 31 哈哈阿米狗的确有可能。文章留言也说irs该查查他们。
不过仔细一看其实没有70%那么高，他这个portfolio应该是税前contribution，还有
company match。
话说年薪十三万，各种账户投入十万，能申请低收入吃救济吗？ 阿米狗估计也没什么
娱乐活动，不会下馆子，vacation什么的。 大农村真的不是没可能。 |
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k********r
发帖数: 18 | 32 刚学了index for dummies这本书, 自己做了个stock ETF portfolio(主要是Vanguard
),时taxable account 投资。
请教这个组合怎么样？先谢过了。
Large-cap: Vanguard S&P 500 ETF(VOO): 33%
Vanguard Small Cap Value ETF(VBR): 20%
Vanguard Small Cap Growth ETF(VBK): 13%
Vanguard Europe Pacific ETF (VEA) 12%
iShares MSCI EAFE small-cap EFT(SCZ): 12%
Vanguard Emerging Markets ETF(VWO): 10%
请教
1) diversification和 allocation 比例方面怎么样？
2) 以前有个帖子选了VB和VBR,我觉得重复，因为VB不就是VBR+VBK吗，所以改成VBR和
VBK，不知道理解对不对。不过提VBK的人不多不知道为什么。
3) SCZ vs. VSS which is better? VS... 阅读全帖 |
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h**o
发帖数: 548 | 33 多谢majiaknight和wltsn指导。
用majiaknight的back test一测，发现就把所有钱一半USlarge,一半US小或干脆就放一
个US就最好了。越精细越差，放international 越多越差。
决定就 VOO 40%, VB 40%，VXUS 20%吧。
哈哈， 费事巴力学了半天index fund 和portfolio，还仔细分了那么多都没用，有点
白学的感觉。
%
return
会更
得你 |
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d****d
发帖数: 241 | 34 听说用黑皮的portfolio更正式，请问哪款性价比高？谢谢！
PS: 女生用。 |
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W********i
发帖数: 1115 | 35 我不是，招聘的那个组是support我们这边trading desk的，我看他们这个比较简单的
职位竟然招了几个月还没找到，都替他们捉急。又不要求绿卡，也不要求CPA, CFA什么
的，怎么会招不到人呢？
我们这边portfolio manager下午问我有没人推荐，我就post出来了。 |
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N********m
发帖数: 107 | 36 Two openings in a major bank mortgage business'portfolio risk group.
Requirements: MS/PH.D. in Stats, econ or math.
Experience in using econometrics/statistical models
Good at SAS programming and statistical modeling.
Please send message to me if you are interested. |
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b********8
发帖数: 40 | 38 Multi-strategy hedge fund seeks junior quant portfolio manager/senior quant
analyst for its successful equity statistical arbitrage trading group. The
ideal candidate should have 5+ years of alpha research and trading
experience in a quantitative trading group from a reputable hedge fund/
proprietary trading firm, or a proprietary trading group in the bank; PhD in
computer science, mathematics, physics, statistics or engineering from a
top school; very strong quantitative background and programm... 阅读全帖 |
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a*****y
发帖数: 1488 | 39 现在情况没法做普通的 mortgage， 有人推荐 portfolio loan.
有人贷过吗？有什么优缺点？ |
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p******y
发帖数: 3523 | 40 portfolio loan就是lender自己hold的loan，不会买给两房，因此大部分不遵循两房的
guidelines，或者说某些方面比两房的guidelines更严。
rate方面未必会差，考虑到根本没办法拿到普通的loan。 |
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D*******a
发帖数: 3688 | 41 就是登陆boa之后，有个my portfolio的页面
可以输入其他银行帐号，信用卡登陆信息
它就能取得各个帐号的balance和recent activity
连airline的miles都有
然后自动计算net asset，liability和networth
他好像是用的yodlee的服务，免费的。
用quicken连boa的checking account好像还得交钱，
money我不知道为啥总是连不上 |
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b**********x
发帖数: 844 | 42 can't update my amex account in BOA my portfolio for 3 weeks, anyone has the
same issue? |
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e********d
发帖数: 1202 | 43 update: 12/30/14, 新版本上线，应大家的要求，加了realtime quote 和 quarterly
earnings，支持用volume up/down切换portfolios。 |
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u**o
发帖数: 4652 | 44 我本来用BOA my portfolio 看我所有账户的BALANCE， 后来因为不用BOA的卡被BOA关
账户了？
大家推荐个类似的。
MINT？ 还有什么好的吗？Personal Capital？ YNAB？ |
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l*****e
发帖数: 261 | 45 搭车问一下，我们公司是可以自己manage的，我想停掉fidelity portfolio advisory
services, 可是网上没找到这个选项，是要打电话取消么？ |
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y******0
发帖数: 8807 | 46 Lowe's has Portfolio 3-Piece Brown Lamp Set for $9.60. Price may be lower
depending on your area. YMMV if your local store has them in stock. Reviews
seems to indicate it isn't the best of quality, but probably worth it if you
need some cheap lamps.
有人需要吗？ |
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n******n
发帖数: 12088 | 47 【 以下文字转载自 Investment 讨论区 】
发信人: newgumin (新股民), 信区: Investment
标 题: IRA的一个portfolio
发信站: BBS 未名空间站 (Thu Jan 7 18:40:54 2010, 美东)
大家讨论讨论？
BX
BP
CHL
CVS
FXI
NYX
TLT |
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J******s
发帖数: 913 | 48 Long only; portfolio hit new high today. |
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d*****1
发帖数: 33 | 49 不能贴截图么这？？ 想求点建议，portfolio很惨现在。。。 |
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d*****1
发帖数: 33 | 50 前一阵买了google的stock and option...一下子跌了很多。。
short的baidu也很惨。。。高价short的:(
搞了点Bonds...
现在不知道该如何做这个portfolio了。。。 |
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