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全部话题 - 话题: reductions
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g*******n
发帖数: 12458
1
来自主题: WashingtonDC版 - Bank of America Starts Mortgage Reduction Effort
Bank of America Starts Mortgage Reduction Effort
Bank of America has started sending letters to thousands of homeowners in
the United States, offering to forgive a portion of the principal balance on
their mortgages by an average of $150,000 each.
The reduction for qualifying homeowners could amount to monthly savings of
up to 35 percent on mortgage payments, Bank of America said in a news
release on Monday evening.
The principal reduction offers from Bank of America Home Loans are the
result of... 阅读全帖
r***l
发帖数: 593
2
http://finance.yahoo.com/news/bank-america-starts-mortgage-redu
Bank of America has started sending letters to thousands of homeowners in
the United States, offering to forgive a portion of the principal balance on
their mortgages by an average of $150,000 each.
The reduction for qualifying homeowners could amount to monthly savings of
up to 35 percent on mortgage payments, Bank of America said in a news
release on Monday evening.
The principal reduction offers from Bank of America Home Loans ar... 阅读全帖
a*****l
发帖数: 58
3
全文如下:
REDUCTION REQUEST AFFIDAVIT
STATE OF NEW YORK COUNTY OF STEUBEN
____________________________________________, being duly sworn states the
following :
(YOUR NAME)
1. I am aware that, if I make any false statement in this Affidavit, I can
be prosecuted criminally under Article 210 of the Penal Law of the State of
New York and I am making this Affidavit in support of my request for a
reduction of a certain Vehicle and Traffic charge as stated below.
2. My date of birth is :____________.
3. Th... 阅读全帖
a*****l
发帖数: 58
4
全文如下:
REDUCTION REQUEST AFFIDAVIT
STATE OF NEW YORK COUNTY OF STEUBEN
____________________________________________, being duly sworn states the
following :
(YOUR NAME)
1. I am aware that, if I make any false statement in this Affidavit, I can
be prosecuted criminally under Article 210 of the Penal Law of the State of
New York and I am making this Affidavit in support of my request for a
reduction of a certain Vehicle and Traffic charge as stated below.
2. My date of birth is :____________.
3. Th... 阅读全帖
n****o
发帖数: 6
5
来自主题: Berkeley版 - UC Plans Employee Salary Reductions
这三个选项很奇怪呀,比方说我现在年收入十万,
1)降8%,收入为9万二;
2)21天无薪假+不降,收入也是九万二;
3)12天无薪假+降3.4%,收入仍是九万二。
那我当然选2啦,一样工资,还有21天休假。而且将来若涨工资以月薪、时薪算,也是2
的基数高啊

1) 8-percent salary reduction
2) 21 unpaid days (equivalent to an 8-percent reduction)
3) 12 unpaid days plus a 3.4-percent salary reduction (equivalent to an 8-
percent reduction)
m**********2
发帖数: 57
6
是这样的,因为超速收到单子,填单子argue后,法庭寄来reduction按照disobeyed a
traffic control device处理(2 points加罚钱),按照原来的超速行为要扣4points,
但是因为还是要扣点,如果不同意reduction去法庭argue的话,最后有这样的可能性
:按照原来的violation,超速扣4点处理么?还是最多只会按reduction的level处理么
c*****r
发帖数: 8227
7
http://www.deficitreduction.gov/public/index.cfm/pressreleases?
Nov 21 2011
Statement from Co-Chairs of the Joint Select Committee on Deficit Reduction
(Washington D.C.) – Today, the Co-Chairs of the Joint Select Committee on
Deficit Reduction, Representative Jeb Hensarling and Senator Patty Murray,
released the following statement.
"After months of hard work and intense deliberations, we have come to the
conclusion today that it will not be possible to make any bipartisan
agreement available to... 阅读全帖
b********4
发帖数: 442
8
来自主题: SanFrancisco版 - 做refinance有听过Principle Reduction么?
principle reduction (curtailment)是很常见的, 不过都是因为lender给的credit太
多, cover closing cost之后如果还有少于, 会用于principle reduction.
您如果是自己付钱, 这个就和一般意义上的principle reduction不同. 而是paydown
新的loan amount, 主要是为了降低LTV, 来增加lender rebate或者lower rate.
是不是rate lock下个星期要expire了? 不然没必要这么急着签字.
x*****g
发帖数: 2118
9
来自主题: Berkeley版 - UC Plans Employee Salary Reductions
salary要下调了,哎
UC Plans Employee Salary Reductions, Furloughs to Address Budget Shortfall
A memo issued by University of California President Mark Yudof Wednesday (
June 17) outlines three salary reduction and furlough options for UC
employees. These reductions will help the university address the severe
fiscal challenges it is facing. The combination of actual and proposed cuts
by the State to UC’s budget for the current and upcoming fiscal years will
result in shortfall of nearly $800 million.
T
I******s
发帖数: 223
10
来自主题: SanFrancisco版 - 做refinance有听过Principle Reduction么?
到现在做过10几个吧,我真的是虚心请教学习,请明白的给解释一下, 我也好注意。
据我所知, 如果房价比所欠贷款额度低, Principal Reduction是和现在的Service银
行negotiate降低贷款额的一种做法, 是Loan Modification的一种。
在重新贷款中的Principal Reduction还真没听说过, 请指点!
d*****0
发帖数: 68029
11
来自主题: PhotoGear版 - $500 price reduction for D700 in the US
比D800更振奋人心的消息来了
In March, the price of the Nikon D700 will drop to $2199.95 in the US. This
is $500 reduction from the curent $2,699.95. The price in Europe was already
reduced few days after the D800 announcement. The Nikon D700 will be
available for sale at least for few more months, maybe even till the end of
2012 (considering that the D90 is still listed on Nikon USA website and
available for sale).
Read more on NikonRumors.com: http://nikonrumors.com/2012/02/24/500-price-reduction-for-the-n... 阅读全帖
T**9
发帖数: 1528
12
今天被问到这个问题,一时不是很肯定。
我的理解 live load reduction 是用在单个 structural member 的设计,
如果设计比如 整个mat foundation, no live load reduction
d****n
发帖数: 237
13
【 以下文字转载自 Macromolecules 讨论区 】
发信人: damien (gg), 信区: Macromolecules
标 题: 有谁对drag reduction有经验的?
发信站: BBS 未名空间站 (Thu Apr 5 11:49:55 2007)
在国内小学校做教师,教学+科研,学校与学生基础差,自己水平也差。如果只是靠
国家基金,如果哪年没申请到就断粮了。现在打算搞点面向应用的课题。进来看了一些
关于drag reduction方面的介绍资料,很不全面和系统,只知道似乎有些加入少许的,
几个ppm,polyelectrolyte到水中可能会减阻,别的一概不知。
这个东西应该在液体管道输送等中有应用。
哪位对它有了解的?麻烦介绍一下,或者给了在这方面进行了许多工作的研究组的
link。也或者有什么重要文献介绍这个东西的。
thank you in advance!
Damien
P***9
发帖数: 80
14
IN THIS ISSUE:
- REDUCTION IN NUMBER OF STEP 1 ITEMS PRESENTED WITHOUT A CLINICAL
VIGNETTE; UPDATED STEP 1 PRACTICE ITEMS AVAILABLE
**********************************************
REDUCTION IN NUMBER OF STEP 1 ITEMS PRESENTED WITHOUT A CLINICAL
VIGNETTE; UPDATED STEP 1 PRACTICE ITEMS AVAILABLE
Most examinees who take a Step 1 examination after May 15, 2010 will see
fewer items presented in a non-clinical vignette format.
Efforts to assess basic science knowledge in a clinical context in the
Step
R********n
发帖数: 519
15
来自主题: Statistics版 - dimension reduction
linear dimension reduction研究得很成熟了,应用效果也不错
non linear dimension reduction研究也不少,理论结果很多,但还远未令人满意
d******e
发帖数: 7844
16
来自主题: Statistics版 - dimension reduction
Dimensionality Reduction在Machine Leanring里快偃旗息鼓了吧。
没有大师出现来带动这个方向了,Dimensionality Reduction被国内EECS做人脸的人用
滥了,用尽各种组合来发文章,用来用去都是那几个准则。现在看到这个有抵触情绪,
哈哈
p********0
发帖数: 186
17
In the original paper of
"FINANCIAL RATIOS, DISCRIMINANT ANALYSIS AND
THE PREDICTION OF CORPORATE BANKRUPTCY
EDWARDI. ALTMAN*" in 1968,
it didnot mention a systematic approach of dimension reduction from 22
variables to 5 variables(due to lack of computing power in 1968?),
I know PCA/Factor analysis can be used to dimension reduciton(but not to the
qualitative data).
What's the common way of dimension reduction(from 22 variables to 5
variables) By list Collinearilty and removed the highly correl
G*******s
发帖数: 10605
18
【 以下文字转载自 SmartShopper 俱乐部 】
发信人: GoRockets (火箭加油), 信区: SmartShopper
标 题: 3M Ultra Allergen Reduction Filters $59.02
发信站: BBS 未名空间站 (Tue Oct 9 23:23:02 2012, 美东)
Amazon has 6-pack 3M 12"x24"x1" 1500 MPR Filtrete Ultra Allergen Reduction
Filters for $77.02 - clip $18 coupon on product page = $59.02. Shipping is
free.
http://userquote.com/forum/index.php?topic=1570
f******d
发帖数: 563
19
二手交易风险自负!请自行验证是否合法和一手卡!:
我想卖的物品:
Sennheiser CX 6 High Fidelity Sound Earbuds with Noise Reduction
单张面值:
$209
可接受价格(必须明码标价!):
$100
物品新旧要求:
Brand new
邮寄方式要求:
yl
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
chase, BOA
其他补充说明:
广告的有效期:
till gone
物品来源(Required for All Cards!):
Amazon
我的联系方式:
mitbbs/m*************[email protected]
Warranty期限:
能否证明是合法的一手卡?(Required for All Cards!):
state and zip:
NJ
f******d
发帖数: 563
20
二手交易风险自负!请自行验证是否合法和一手卡!:
我想卖的物品:
Sennheiser CX 6 High Fidelity Sound Earbuds with Noise Reduction
单张面值:
$209
可接受价格(必须明码标价!):
$100
物品新旧要求:
Brand new
邮寄方式要求:
yl
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
chase, BOA
其他补充说明:
广告的有效期:
till gone
物品来源(Required for All Cards!):
Amazon
我的联系方式:
mitbbs/m*************[email protected]
Warranty期限:
能否证明是合法的一手卡?(Required for All Cards!):
state and zip:
NJ
x*********g
发帖数: 927
21
来自主题: JobHunting版 - Accent reduction 课程
大家上过accent reduction的课程么?提高口语的。1-1 什么的。有没有什么推荐的比
较好的。谢谢。
j*d
发帖数: 96
22
NP-complete is itself a set, not a method.
Reduction is a method of making a problem with known complexity a subroutine
of the problem you want to solve.
c******x
发帖数: 350
23
来自主题: Living版 - 请教:Paint能否Tax Reduction
我查了一下Home Improvement Tax Reduction的要求,其中有一条是Medical Reason。
我买的房子是77年造,油漆含有Lead,天花板是popcorn。我能否Claim为了小孩安全考
虑,我需要重新油漆墙和天花板,然后以Medical Reason 获得减税呢?
多谢。
z*****e
发帖数: 231
24
【 以下文字转载自 PHILADELPHIA 讨论区 】
发信人: zhimage (common), 信区: PHILADELPHIA
标 题: 请推荐安装radon reduction system的公司
发信站: BBS 未名空间站 (Thu Apr 26 13:03:35 2012, 美东)
有安装过的吗?请推荐一个质量好的,谢谢
j*******i
发帖数: 97
25
来自主题: Living版 - property tax appraisal reduction
刚刚收到一个号称很专业的律师广告信,说是可以帮忙evaluate房子的tax appraisal
,然后代表我去和county board谈。条件是,如果成功的话,他们要收取reduction费用
的50%.
请问这个算是合理的流程吗?会不会是骗子公司?
如果不是骗子公司的话,50%的比例算是合理吗?
非常感谢。
k***n
发帖数: 20
26
Who has experience installing noise reduction windows? Any recommendations
or tips on brands, or related work?
Many thanks.
J**S
发帖数: 25790
27
就是银行批准了, 但是INSPECTION检查出了好多问题,然后加了个ADDENDUM要求PRICE
REDUCTION.
一般需要多长时间啊?
k******1
发帖数: 32
28
刚收到第一笔车贷的账单。提到了这几个名词。好像只有PAY OFF是可以从新算利息。
那个解释故意在绕圈,很不好理解。我现在的理解是PARINCIPAL REDUCTION 或PREPAY
只扣除本金,但利息仍然按照我原来的本金额度CHARGE我?这样的话那就没什么意义了。
只所以问这个问题是我发现我可以搞到一些现金,但离付全款还差一大截。所以想先付
掉部分车款,希望可以少付些利息。有没有这样操作的朋友?
d*********2
发帖数: 48111
29
no surprise

Reduction
we
a****s
发帖数: 93
30
Virginia州税的schedule CR 有Rent Reduction Program Credit.
我们付给房东的房租可以申请这个credit吗?
比较迷惑这个是给房东的还是房客的credit?
感谢回复!
p***s
发帖数: 866
31
I have just realized from Form 3903 that I can not get tax reduction if my
moving expenses have been fully reimbursed from my employer.
It seems that I can only get tax deduction for the part that is not covered
by the employer.
Is that right? Correct me if I am wrong. I am new on this issue.
D**********d
发帖数: 849
32
发现父母满足2010年报dependant的条件,可惜当时没有报,现在还可以申请这个
reduction 吗?
谢谢!!!
包子答谢回贴里信息最准备全面的!
m**********6
发帖数: 58
33
【 以下文字转载自 Faculty 讨论区 】
发信人: miaomiao2006 (miaomiao), 信区: Faculty
标 题: 请教有faculty做过home office tax reduction吗?
发信站: BBS 未名空间站 (Sat Feb 23 13:26:19 2013, 美东)
听说faculty可以claim home office tax deduction,看了那个Schedule C 和8829表
,有点无从下手,有经验的TX能不能指点一下?谢谢
e*******8
发帖数: 41
34
来自主题: TAX版 - tuition reduction
If I elect to be resident alien now for 2012 tax return, am I qualified for
tuition reduction? Thanks. I married a resident alien before 2012.
x*********g
发帖数: 927
35
来自主题: Working版 - Accent reduction 课程
大家上过accent reduction的课程么?提高口语的。1-1 什么的。有没有什么推荐的比
较好的。谢谢。
f******1
发帖数: 46
36
来自主题: Boston版 - Accent Reduction at Boston
想提高英语,大家有没有好的Accent Reduction 课程和老师可以推荐?
f******1
发帖数: 46
37
来自主题: Boston版 - Accent Reduction at Boston
Repeat: any good recommendation for accent reduction instructor/coach?
z*****e
发帖数: 231
38
【 以下文字转载自 PHILADELPHIA 讨论区 】
发信人: zhimage (common), 信区: PHILADELPHIA
标 题: 请推荐安装radon reduction system的公司
发信站: BBS 未名空间站 (Thu Apr 26 13:03:35 2012, 美东)
有安装过的吗?请推荐一个质量好的,谢谢
s*******0
发帖数: 1643
39
来自主题: NewJersey版 - Utility bill reduction program
If you live in NJ, you may be qualified for 18 cents for gas and 15 cents
for electricity reduction. Please call Bryan Guaranda for details. His phone
number is 2018782602. The company name is SFE Energy.
c*******r
发帖数: 272
40
link: http://www.newyorkparkingticket.com/Blog/bid/58938/NYC-DOF-may-eliminate-the-Parking-Ticket-Fine-Reduction-Program?utm_campaign=LeadNurturing_Spring-2011_Email3
忍不住说纽约真是变态,罚单都是乱开的。去年就有1.2million的罚单,其中6千
dismissed。 政府真是穷疯了。罚了再说。
路那么小,那么窄,坑坑洼洼那么多。那么差,路标志还不清楚。一条路可能有2个名
字。苦!
向左转都要让直行,等直行走光了,灯又变回红灯了。 NND。晚上路灯都那么暗!经常
有人逆行来超车。真是讨厌!
在纽约生活的同胞,真是不容易啊。
d*****s
发帖数: 285
41
The Art of Zen and Stress Reduction
Date: Thursday, September 26
Time: 7:00PM-9:00PM (check-in starts at 6:30PM)
Place: 1871 Broadway, New York City
Speaker: Professor Jimmy Yu (student of Master Sheng Yen)
The modern life is characterized by an ever increasing pace, with constantly
shifting priorities and challenges. The myriad conveniences and
opportunities offered by the modern world come at a paradoxical cost of
increasing stress to our body, mind and spirit, frequently leaving us
feeling st... 阅读全帖
d**********g
发帖数: 1823
42
复联不拍续集了?
[在 cckyle2001 (cckyle) 的大作中提到:]
http://www.streetinsider.com/Corporate+News/Marvell+Technology+(MRVL)+Announces+17%+Reduction+in+Global+Headcount/10919155.html

:...........
p*****t
发帖数: 966
43
来自主题: SanFrancisco版 - 做refinance有听过Principle Reduction么?
61w的loan做refinance,要求close的时候给5000刀的Principle Reduction,号称之后会
从loan amount减掉,有人听过这个么?说白了就是自己提前payoff一部分的Loan,做
了三次了,一次没遇到过。
顺便吐个槽,版上某个agent,我下午四点打电话,问什么时候签字,15分钟后回电话
说今天,然后需要4 30前答复,然后说八点签字,之后7点10分才收到HUD和estimate,
一看,惊了,很多细节都不对。有谁遇到过类似情况?
先不报名字了,大家给评评理吧。
I******s
发帖数: 223
44
来自主题: SanFrancisco版 - 做refinance有听过Principle Reduction么?
您这5000的支票是写给Lender的还是过户公司的?我可以猜想到的情况是:
1. Appraisal Value比预期的低,造成LTV过高, 所以只好降低贷款额?
2. Loan Officer 对closing costs或者pay off等预估不准确,造成您close的时候要
多出钱?
我自己经手过几千个case,从来没发生过Principal Reduction 的情况, 作为一个
loan officer 我也请高人解疑学习。谢谢!
b********4
发帖数: 442
45
来自主题: SanFrancisco版 - 做refinance有听过Principle Reduction么?
如果lender credit太多, 付了closing cost还有剩余, 别的州是怎么处理这些剩余的
credit的? 在加州, 很多lender可以用来做principle reduction.
t****u
发帖数: 8614
46
来自主题: SanFrancisco版 - 做refinance有听过Principle Reduction么?
这个不行吧,这种情况不能减Principle,只能放impound account。
Principal reduction, 应该是LTV target满足不了,所以减principal, 来meet LTV
requirement。通常是appraisal没有到target value。
t****u
发帖数: 8614
47
来自主题: SanFrancisco版 - 做refinance有听过Principle Reduction么?
这些不会trigger principal reduction啊!
b********4
发帖数: 442
48
来自主题: SanFrancisco版 - 做refinance有听过Principle Reduction么?
可以的,我很多cases都是可以做principle reduction. 不用放impound.
m********e
发帖数: 4403
49
在 Costco Issaquah门店看到的,店内促销,Filtrete Ultra Allergen Reduction
Filter, 1500 MPR, 3-Park, 两种规格16*20和20*20,$39.99-$10
s***y
发帖数: 3299
50
来自主题: WashingtonDC版 - Bank of America Starts Mortgage Reduction Effort
This is more like a political show than really helping the economy. To some
degree, this action promotes the adverse effect of so called "strategical
defaulter", who can actually make the payment but choose not to, because all
of these foreclosure moratorium, loan modifications and now the BOA
mortgage reduction actions.
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