t****d
发帖数: 134 | 1 新手，不是太懂。考古得知最低存公司match的，%4， 也就是$2400，那存多少最合适
的？总不能都存了吧？免得没钱花了。求指导！谢谢先。 |
S*******s
发帖数: 10098 | 2 If you have enough $ to pay monthly expenses, then max your contribution up
to your employer's match %.
If you are married and file tax jointly, then you need to consider other
facts such as your current tax bracket vs. after retirement tax bracket.
【在 t****d 的大作中提到】
: 新手，不是太懂。考古得知最低存公司match的，%4， 也就是$2400，那存多少最合适
: 的？总不能都存了吧？免得没钱花了。求指导！谢谢先。
|
g*****g
发帖数: 34805 | 3 I would contribute $2400 to 401K, $5000 to Roth IRA and stop there.
【在 t****d 的大作中提到】
: 新手，不是太懂。考古得知最低存公司match的，%4， 也就是$2400，那存多少最合适
: 的？总不能都存了吧？免得没钱花了。求指导！谢谢先。
|
t****d
发帖数: 134 | 4 Thank you very much for the reply. what is that tax bracket? how do i know
the retirement tax bracket?
up
【在 S*******s 的大作中提到】
: If you have enough $ to pay monthly expenses, then max your contribution up
: to your employer's match %.
: If you are married and file tax jointly, then you need to consider other
: facts such as your current tax bracket vs. after retirement tax bracket.
|
t****d
发帖数: 134 | 5 someone says i can save as much as i can because that money i saved is tax
free? What if i need to buy a car, a house?
【在 g*****g 的大作中提到】
: I would contribute $2400 to 401K, $5000 to Roth IRA and stop there.
|
S*******s
发帖数: 10098 | 6 We can put client's data together and estimate it.
【在 t****d 的大作中提到】
: Thank you very much for the reply. what is that tax bracket? how do i know
: the retirement tax bracket?
:
: up
|
S*******s
发帖数: 10098 | 7 The money you put in 401k is just tax deferred until you take it out after
retirement age. You will have to pay tax by then.
【在 t****d 的大作中提到】
: someone says i can save as much as i can because that money i saved is tax
: free? What if i need to buy a car, a house?
|
