b***y
发帖数: 21 | 1 刚從律師拿到的，大家给看看怎么样，有什么建议？我在紐約州, 谢谢
New York State Mortgage Tax: $2595
Owner's title insurance: $2173.75
Recording Deed and Mortgage: $450
Municipal searches: $250
(the lawyer has his own company to do the above 2 items for title searching)
Lender's lawyer's fee: $750
Your lawyer's fee: $750
不包括bank fee.
It's so expensive to buy a house in state of NY. | A****B
发帖数: 335 | 2 我也在NY买房子，这些费用大体上差不多。
Recording Deed and Mortgage: $450 --- 这个费用好像稍微贵了一点，我的是300多。
这个律师费用，我的理解是Your lawyer's fee是帮你closing house的attorney吧，如
果是这样，那就差不多，一共$1500的律师费。
实际上我的还比你多了$1000的Title service and lender's coverage。
另外还有一些credit report fee, orientation fee (if there is any), flood life
fee ...
这儿似乎有一些没有给你说的隐藏费用，我当时就吃了亏：当时我问他们是不是没有
extra charge了，他们说yes, 最后还是有很多其它费用，就包括我上面提到的$1000的
Title service and lender's coverage。你一定要问清楚，什么是Total Estimated
Settlement Charge。我刚看了我的lender的diclosure information,最
【在 b***y 的大作中提到】
: 刚從律師拿到的，大家给看看怎么样，有什么建议？我在紐約州, 谢谢
: New York State Mortgage Tax: $2595
: Owner's title insurance: $2173.75
: Recording Deed and Mortgage: $450
: Municipal searches: $250
: (the lawyer has his own company to do the above 2 items for title searching)
: Lender's lawyer's fee: $750
: Your lawyer's fee: $750
: 不包括bank fee.
: It's so expensive to buy a house in state of NY.
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