Living版 - Why does Owner's title Insurance cost a lot more than Lender's title insurance? |
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b********e 发帖数: 35 | 1 Does anybody ever use a mortgage lender called Sirva Mortgage? I am buying a
house which is being sold by its affiliate company Sirva Relocation. The
purchase price of the house is 350k. Sirva Mortgage gave me a loan estimate.
Everything looks good except Owner's title insurance cost a lot more than
lender's title insurance.
Title services and Lender's title insurace: $820.00
Owner's title insurance: $1826.00
Is this reasonable? Does anybody know why owner's title cost a lot more than
lender's insurance?
Thank you in advance!
babypiggie | b*d 发帖数: 9308 | 2 这个只是个Estimate,Mortgage company不知道title insurance是多少钱,也控制不
了。只要你选定了房子,Listing agent就会指定好title insurance company的。还有
,如果是在加州的Regular sale,Owner's title insurance是Seller付的。
a
estimate.
than
【在 b********e 的大作中提到】 : Does anybody ever use a mortgage lender called Sirva Mortgage? I am buying a : house which is being sold by its affiliate company Sirva Relocation. The : purchase price of the house is 350k. Sirva Mortgage gave me a loan estimate. : Everything looks good except Owner's title insurance cost a lot more than : lender's title insurance. : Title services and Lender's title insurace: $820.00 : Owner's title insurance: $1826.00 : Is this reasonable? Does anybody know why owner's title cost a lot more than : lender's insurance? : Thank you in advance!
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