s*********g
发帖数: 2350 | 1 联系了一个Mortgage agent, 拿到的GFE上有这莫几项：
Your Charges for All Other Settlement Services
4.Title services and lender's title insurance $ 2,2**
This charge includes the services of a title or settlement agent, for
example, and title insurance to protect the lender, if required.
5. Owner's title insurance $ 5**
6. SURVEY $ 7**
7. Government recording charges $ 6**
These charges are for state and local fees to record your loan and title
documents.
问题：
1） 第四项 是什么， 为什么我的 agent 跟我提到我只需要买title insurance by
owner?
2) 上面的这几项和Mortgage company有什么关系？ 是不是应该通过我的attorney 来
直接付给相应的公司？
谢谢了。
大家有谁能推荐个好的NJ 的Mortgage agent?
谢谢了！ | T***N
发帖数: 351 | 2 第4个是给title公司的费用。如果Agent做的真的no cost的话，这钱应该不用你付。
【在 s*********g 的大作中提到】
: 联系了一个Mortgage agent, 拿到的GFE上有这莫几项：
: Your Charges for All Other Settlement Services
: 4.Title services and lender's title insurance $ 2,2**
: This charge includes the services of a title or settlement agent, for
: example, and title insurance to protect the lender, if required.
: 5. Owner's title insurance $ 5**
: 6. SURVEY $ 7**
: 7. Government recording charges $ 6**
: These charges are for state and local fees to record your loan and title
: documents.
| k*******2
发帖数: 132 | 3 Is this purchasing loan?
这几项都是买房而产生的。
【在 s*********g 的大作中提到】
: 联系了一个Mortgage agent, 拿到的GFE上有这莫几项：
: Your Charges for All Other Settlement Services
: 4.Title services and lender's title insurance $ 2,2**
: This charge includes the services of a title or settlement agent, for
: example, and title insurance to protect the lender, if required.
: 5. Owner's title insurance $ 5**
: 6. SURVEY $ 7**
: 7. Government recording charges $ 6**
: These charges are for state and local fees to record your loan and title
: documents.
| s*********g
发帖数: 2350 | 4 是的， new purchase.
【在 k*******2 的大作中提到】
: Is this purchasing loan?
: 这几项都是买房而产生的。
| h****2
发帖数: 53 | 5 因为你需要贷款，lender 一定会要求买 title insurance
４／５／６都和贷款有关，７的话是把房子过户到你名下。
联系了一个Mortgage agent, 拿到的GFE上有这莫几项：
Your Charges for All Other Settlement Services
4.Title services and lender's title insurance $ 2,2**
This charge includes the services of a title or settlement agent, for
example, and title insurance to protect the lender, if required.
5. Owner's title insurance $ 5**
6. SURVEY $ 7**
7. Government recording charges $ 6**
These charges are for state and local fees to record your loan and title
documents.
问题：
1） 第四项 是什么， 为什么我的 agent 跟我提到我只需要买title insurance by
owner?
2) 上面的这几项和Mortgage company有什么关系？ 是不是应该通过我的attorney 来
直接付给相应的公司？
【在 s*********g 的大作中提到】
: 联系了一个Mortgage agent, 拿到的GFE上有这莫几项：
: Your Charges for All Other Settlement Services
: 4.Title services and lender's title insurance $ 2,2**
: This charge includes the services of a title or settlement agent, for
: example, and title insurance to protect the lender, if required.
: 5. Owner's title insurance $ 5**
: 6. SURVEY $ 7**
: 7. Government recording charges $ 6**
: These charges are for state and local fees to record your loan and title
: documents.
| k*******2
发帖数: 132 | 6 You may need Lender's title insurance if you have loan (to protect your
lender's interest).
【在 s*********g 的大作中提到】
: 是的， new purchase.
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