c*********e 发帖数: 16335 | 1 25万美金一个孩子。
Average cost to raise a kid: $241,080
By Melanie Hicken @melhicken August 14, 2013: 3:09 PM ET
11
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cost of raising kids
How much will it cost to raise your child? Click on the image above to find
out.
NEW YORK (CNNMoney)
From day care to the monthly grocery bill, the cost of raising a child is
climbing at a rate that many families can't keep up with.
It will cost an estimated $241,080 for a middle-income couple to raise a
child born last year for 18 years, according to a U.S. Department of
Agriculture report released Wednesday. That's up almost 3% from 2011 and
doesn't even include the cost of college.
At the same time, wages aren't keeping up. The country's median annual
household income has fallen by more than $4,000 since 2000, after adjusting
for inflation, and many of the jobs lost during the recent recession have
been replaced with lower-wage positions.
The USDA's latest estimates include expenses for housing, food,
transportation, clothing, health care, education and child care, as well as
miscellaneous expenses, such as toys and computers.
Related: How much will it cost to raise your child? Find out
The biggest price tag is for families in the urban Northeast earning $105,
360 or more. They will spend $446,100, much more than the national average,
according to the report. Meanwhile, families earning less than $61,590 a
year in rural areas will spend the least, at $143,160.
How to cut off the kids
How to cut off the kids
While expenses in all categories rose in 2012, health care, education and
child care spending increased the most.
Health care spending made up around $20,000, or around 8%, of the USDA's
estimated child-rearing expenses for a child born in 2012. Meanwhile, child
care and education expenses represented nearly 18% of the total costs for
middle-income parents.
Since 2000, the cost of child care has increased twice as fast as the median
income of families with children, according to the most recent report from
Child Care Aware of America. In 2011, the average cost of full-time center-
based care for an infant ranged from about $4,600 a year in Mississippi to
more than $15,000 in Massachusetts.
Related: 'How we afford our kids'
"Many families are priced out of licensed child care services," said Lynette
Fraga, executive director of the nonprofit group. "If they are priced out,
then the health and safety of those children are at risk."
Amanda Holdsworth, who lives outside of Detroit with her husband and 22-
month-old daughter, pay more than $1,000 a month for their daughter's day
care center -- or nearly 15% of their monthly income. The costs are so high
that they think twice about having a second child.
"To think about paying two day care rates, it's shocking," she said. |
m*******l 发帖数: 12782 | 2 不止这个数吧
find
【在 c*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 25万美金一个孩子。 : Average cost to raise a kid: $241,080 : By Melanie Hicken @melhicken August 14, 2013: 3:09 PM ET : 11 : Email Print : cost of raising kids : How much will it cost to raise your child? Click on the image above to find : out. : NEW YORK (CNNMoney) : From day care to the monthly grocery bill, the cost of raising a child is
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K**********i 发帖数: 22099 | |
c*********e 发帖数: 16335 | 4 minimum expense.
【在 K**********i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这么便宜??不会吧?
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f**x 发帖数: 4325 | |
S******8 发帖数: 24594 | |
K**********i 发帖数: 22099 | 7 也可能没到18岁就被崩了。
【在 S******8 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 养个小天使,倒赚$250K
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s******s 发帖数: 13035 | 8 老中养孩子,远不止这个数。
感觉一个小孩相当于1.5个大人的花费
find
【在 c*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 25万美金一个孩子。 : Average cost to raise a kid: $241,080 : By Melanie Hicken @melhicken August 14, 2013: 3:09 PM ET : 11 : Email Print : cost of raising kids : How much will it cost to raise your child? Click on the image above to find : out. : NEW YORK (CNNMoney) : From day care to the monthly grocery bill, the cost of raising a child is
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g*q 发帖数: 26623 | 9 10万收入的家庭,18年在一个小孩身上花的也只能这么多了.
【在 s******s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 老中养孩子,远不止这个数。 : 感觉一个小孩相当于1.5个大人的花费 : : find
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D******e 发帖数: 11265 | |
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o*******s 发帖数: 1375 | 11 我一同事,收入7万,养3个小孩.不知道怎么养的. 肯定花不到25万的.
find
【在 c*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 25万美金一个孩子。 : Average cost to raise a kid: $241,080 : By Melanie Hicken @melhicken August 14, 2013: 3:09 PM ET : 11 : Email Print : cost of raising kids : How much will it cost to raise your child? Click on the image above to find : out. : NEW YORK (CNNMoney) : From day care to the monthly grocery bill, the cost of raising a child is
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f********e 发帖数: 2194 | 12 不多啊
find
【在 c*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 25万美金一个孩子。 : Average cost to raise a kid: $241,080 : By Melanie Hicken @melhicken August 14, 2013: 3:09 PM ET : 11 : Email Print : cost of raising kids : How much will it cost to raise your child? Click on the image above to find : out. : NEW YORK (CNNMoney) : From day care to the monthly grocery bill, the cost of raising a child is
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c***c 发帖数: 21374 | 13 25万偏少了,大部分中产知识分子家庭花的都比这个多 |
T*U 发帖数: 22634 | 14 不就一年工资?
【在 m*******l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 不止这个数吧 : : find
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w********t 发帖数: 12853 | 15 养好一个孩子 18 年花 $250k 很多吗 ? 你就算算 18 年,你养自己和老婆花了多少
钱,何况下一代。
find
【在 c*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 25万美金一个孩子。 : Average cost to raise a kid: $241,080 : By Melanie Hicken @melhicken August 14, 2013: 3:09 PM ET : 11 : Email Print : cost of raising kids : How much will it cost to raise your child? Click on the image above to find : out. : NEW YORK (CNNMoney) : From day care to the monthly grocery bill, the cost of raising a child is
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e*****r 发帖数: 1027 | 16 orz!
find
【在 c*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 25万美金一个孩子。 : Average cost to raise a kid: $241,080 : By Melanie Hicken @melhicken August 14, 2013: 3:09 PM ET : 11 : Email Print : cost of raising kids : How much will it cost to raise your child? Click on the image above to find : out. : NEW YORK (CNNMoney) : From day care to the monthly grocery bill, the cost of raising a child is
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k***n 发帖数: 1682 | 17 唉, 我还要养两呢。。。
有些东西不是钱能衡量的。 |
t****9 发帖数: 4491 | 18 家庭收入10万以下的每年省税5K,18年可以比没孩子的夫妇少交90k的税
find
【在 c*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 25万美金一个孩子。 : Average cost to raise a kid: $241,080 : By Melanie Hicken @melhicken August 14, 2013: 3:09 PM ET : 11 : Email Print : cost of raising kids : How much will it cost to raise your child? Click on the image above to find : out. : NEW YORK (CNNMoney) : From day care to the monthly grocery bill, the cost of raising a child is
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m********3 发帖数: 2125 | 19 对老中来说,最大的一笔还是在18岁之后上大学的事。
老美很多18岁后就不怎么管了。
find
【在 c*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 25万美金一个孩子。 : Average cost to raise a kid: $241,080 : By Melanie Hicken @melhicken August 14, 2013: 3:09 PM ET : 11 : Email Print : cost of raising kids : How much will it cost to raise your child? Click on the image above to find : out. : NEW YORK (CNNMoney) : From day care to the monthly grocery bill, the cost of raising a child is
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D******e 发帖数: 11265 | 20 我给我长子定了个标准,
18年开销照着100万标准整,
每年才5万多点,扣去帮老子省的税,
一年才4万多,每月才3000多,
再苦不能苦孩子,再穷不能穷教育。
大家说多还是少?嫌少就再加 |
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h*d 发帖数: 19309 | 21 我记得以前看一个类似的报告说开销里面主要是住房
find
【在 c*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 25万美金一个孩子。 : Average cost to raise a kid: $241,080 : By Melanie Hicken @melhicken August 14, 2013: 3:09 PM ET : 11 : Email Print : cost of raising kids : How much will it cost to raise your child? Click on the image above to find : out. : NEW YORK (CNNMoney) : From day care to the monthly grocery bill, the cost of raising a child is
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M*****n 发帖数: 16729 | 22 不止这个数
俺同事三个孩子, 估计花了100万 |
t****9 发帖数: 4491 | 23 对于月薪4万的你来说,实在太抠门了
【在 D******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我给我长子定了个标准, : 18年开销照着100万标准整, : 每年才5万多点,扣去帮老子省的税, : 一年才4万多,每月才3000多, : 再苦不能苦孩子,再穷不能穷教育。 : 大家说多还是少?嫌少就再加
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D******e 发帖数: 11265 | 24
赛,怕把孩子惯坏了。18岁后加码就行了。
【在 t****9 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 对于月薪4万的你来说,实在太抠门了
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q****2 发帖数: 667 | 25 按你这么算,再加25万吧,college cost,凑个整数!
find
【在 c*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 25万美金一个孩子。 : Average cost to raise a kid: $241,080 : By Melanie Hicken @melhicken August 14, 2013: 3:09 PM ET : 11 : Email Print : cost of raising kids : How much will it cost to raise your child? Click on the image above to find : out. : NEW YORK (CNNMoney) : From day care to the monthly grocery bill, the cost of raising a child is
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d*********2 发帖数: 48111 | 26 7万收入的, 小孩的医保都是福利价了。 这个上面每个小孩一年就省了1-2万。
地税上估计也交的比较少。
平均250K, 是因为别人替他们家负担了。
所以在美国, 生小孩少的相当于替生的多付bill. 生的多的付出心血和劳动。
生2个以下的多少都是有点SB的。
【在 o*******s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我一同事,收入7万,养3个小孩.不知道怎么养的. 肯定花不到25万的. : : find
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d*********2 发帖数: 48111 | 27 贷款, 我offcie有个土著, 33了, 学贷还没还完
其实本质一样。
还是米犹, 老中这样的父母给钱的模式好点。
我以前读书交utility fee的时候就见过米犹母女, 小破帆布包里面包了3万现金来交
学费, clerk在那里数了10几20分钟, 还验钞。
【在 m********3 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 对老中来说,最大的一笔还是在18岁之后上大学的事。 : 老美很多18岁后就不怎么管了。 : : find
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d******r 发帖数: 16947 | 28 一双筷子这么贵?
find
【在 c*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 25万美金一个孩子。 : Average cost to raise a kid: $241,080 : By Melanie Hicken @melhicken August 14, 2013: 3:09 PM ET : 11 : Email Print : cost of raising kids : How much will it cost to raise your child? Click on the image above to find : out. : NEW YORK (CNNMoney) : From day care to the monthly grocery bill, the cost of raising a child is
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a*****y 发帖数: 33185 | 29 其实很很简单,你给他搞个基金,工作之前你给他花多少,他工作之后要折算通货膨胀
给填回来,然后他再整出娃来,就花在他娃身上
【在 D******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我给我长子定了个标准, : 18年开销照着100万标准整, : 每年才5万多点,扣去帮老子省的税, : 一年才4万多,每月才3000多, : 再苦不能苦孩子,再穷不能穷教育。 : 大家说多还是少?嫌少就再加
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d*********2 发帖数: 48111 | 30 grocery上面2-3倍都不止。
好处在于娃在住宿, 通勤上面没有大的额外开销, 初中高中之前暂时也不需要配手机
。 pad随便扔个150的给他们娱乐就够了。
【在 s******s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 老中养孩子,远不止这个数。 : 感觉一个小孩相当于1.5个大人的花费 : : find
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a*****y 发帖数: 33185 | 31 PAD在18岁之前都不要给,不然近视眼
【在 d*********2 的大作中提到】![](/moin_static193/solenoid/img/up.png) : grocery上面2-3倍都不止。 : 好处在于娃在住宿, 通勤上面没有大的额外开销, 初中高中之前暂时也不需要配手机 : 。 pad随便扔个150的给他们娱乐就够了。
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d*********2 发帖数: 48111 | 32 很难, 真的。 我挺了1年多, 实在架不住了, 给他买了个没摄像头, memory最下的
, 电池不经用的。 peers pressure太大。 想想一个掌上游戏机也得这个价了。 挡不
住的。 不玩pad也要去看电视了。
【在 a*****y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : PAD在18岁之前都不要给,不然近视眼
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d*********2 发帖数: 48111 | 33 看收入吧。 我LD那一个小老板, 收入也就是15-20万吧。 他老婆不知道多少, 但是
美国这里10万+的工作也不是遍地都是那么好找的。
他送娃去的私立一年25K/人, 小学, 两个娃。
还是有点惊叹的。
不知道湾区脱贫双职工们有多少有这个guts送这个价格的私立的。
【在 M*****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 不止这个数 : 俺同事三个孩子, 估计花了100万
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b******s 发帖数: 1858 | |
S******6 发帖数: 3138 | 35 这个不算奇怪吧,奥巴马夫妇是四十岁才还清学贷的。
【在 d*********2 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 贷款, 我offcie有个土著, 33了, 学贷还没还完 : 其实本质一样。 : 还是米犹, 老中这样的父母给钱的模式好点。 : 我以前读书交utility fee的时候就见过米犹母女, 小破帆布包里面包了3万现金来交 : 学费, clerk在那里数了10几20分钟, 还验钞。
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b******r 发帖数: 1137 | 36 但凡不是穷到底的,18之后都管的。
【在 m********3 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 对老中来说,最大的一笔还是在18岁之后上大学的事。 : 老美很多18岁后就不怎么管了。 : : find
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x**r 发帖数: 1050 | 37 我觉得不止,我买个鞋几刀,儿子一双巴掌大的鞋要20多刀 |
d*******s 发帖数: 15155 | 38 which area? NYC and TX/SC is not comparable. |
s**********o 发帖数: 14359 | |