d**l
发帖数: 1546 | 1 ****************UPDATE************************
考了古, 发现有人说报DEPENDENT CARE需要填Form 2441 PART III. 我试着填了一下,
发先
还是拿不回TAX来, 大家看看我填的什么地方错了?
****************UPDATE************************
我们家双职工， 一个孩，去年投了dependent care FSA $5000, 实际daycare费用是$
8700, 现在收到W2表格, 发现BOX 10 (dependent care benefits)有$5000, 而Box 10
是要算到税表1040里边的(根据1040 instruction page 19). 而且因为有了这个FSA,
我们不能拿到任何childcare expense credit.
这样算下来, FSA没能给我们省任何钱, 而且还少拿了Childcare expense credit. 是
我哪里弄错了吗? 还是公司给的W2表格错了?
哪位能给解答一下, 包子酬谢!!! | c*****a
发帖数: 1577 | 2 did you claim the reimbusement of $5000 through out the year?
FSA should be deducted from your paycheck pre-tax for every pay cycle. you
can claim reimbusement for the expense incurred which is after-tax. you need
to do this in the tax year not after the tax year.
,
是$
10
【在 d**l 的大作中提到】
: ****************UPDATE************************
: 考了古, 发现有人说报DEPENDENT CARE需要填Form 2441 PART III. 我试着填了一下,
: 发先
: 还是拿不回TAX来, 大家看看我填的什么地方错了?
: ****************UPDATE************************
: 我们家双职工， 一个孩，去年投了dependent care FSA $5000, 实际daycare费用是$
: 8700, 现在收到W2表格, 发现BOX 10 (dependent care benefits)有$5000, 而Box 10
: 是要算到税表1040里边的(根据1040 instruction page 19). 而且因为有了这个FSA,
: 我们不能拿到任何childcare expense credit.
: 这样算下来, FSA没能给我们省任何钱, 而且还少拿了Childcare expense credit. 是
| t**e
发帖数: 354 | 3 FSA 和Childcare expense credit 是一个道理，一个是先扣，FSA里的钱已经是省了你
的联邦税，如果超出的部分，你可以用Childcare expense credit去省你的税（就是你
多出3700）。前提是双方都工作，或学生。 | N***U
发帖数: 1242 | 4 your calculation is absolutely right. You have used the maximum limit of
the FSA, thus, you can not use dependent care credit to get money back from
the excess $3700 unless you have two or more kids.
Please note FSA limit is set by family not by number of child, and credit is
more fit for low income family and have more than one child or person do
not have FSA.
This article may help:
http://www.125company.com/documents/DepCare-vs-FSA2011.pdf | W***y
发帖数: 305 | 5 It is designed so, you canno double dip FSA and the expense credit.
FSA is not taxed a on your payroll (no income tax and Social security tax).
Upper part of Form 2441 part III is to validate/qualify your FSA claim: if
either of you don't have enough earned income (including student), the
remained part will be added back to income on Form 1040, line 7. The lower
portion (line 27 to 31) is to make sure that you are entitled to the credit
only when you have earned income AND not getting enough FSA benefit.
Tell me my story, I was student in 2011, my wife put $5000 for FSA. We could
only claim up to $3000 (one child) for FSA, the remained (at least)$2000
need to be added back to income on line 7. I tried different scenario and
found my student income (6 months*$250) will be best one. Although I add $
1500 more back to taxable income, I still got better off a little bit (15%
bracket of the $1500 vs. child expense credit's 20% for remained ($3000-$
1500).
The form is designed so. If you have no income, no credit at all, all FSA
will become taxable income, worst situation. If income is greater than $3000
(for one child couple), the expense is disqualified by the FSA (so called
excluded benefit on line 25 of Form 2441). The ultimate trick is the MINIMUM
of [line 3/line 31, line 4, line 5].
If you are at 20% bracket or above, you've already enjoyted the benefit of
FSA, not to mention the saved SS tax. Good luck!
,
是$
10
【在 d**l 的大作中提到】
: ****************UPDATE************************
: 考了古, 发现有人说报DEPENDENT CARE需要填Form 2441 PART III. 我试着填了一下,
: 发先
: 还是拿不回TAX来, 大家看看我填的什么地方错了?
: ****************UPDATE************************
: 我们家双职工， 一个孩，去年投了dependent care FSA $5000, 实际daycare费用是$
: 8700, 现在收到W2表格, 发现BOX 10 (dependent care benefits)有$5000, 而Box 10
: 是要算到税表1040里边的(根据1040 instruction page 19). 而且因为有了这个FSA,
: 我们不能拿到任何childcare expense credit.
: 这样算下来, FSA没能给我们省任何钱, 而且还少拿了Childcare expense credit. 是
| N***U
发帖数: 1242 | |
|
