w*****g
发帖数: 4298 | 1 Moody’s and Standard & Poor’s — the rating agencies gave top Triple-A
ratings for subprime and US bond. If they had properly assessed the risk as
is their job, then global capital including Chinese Government would have
never reached subprime homebuyers and flippers. The housing boom would have
stopped dead in its tracks. We do not yet know how much of the ratings firms
’ assessment were clouded by their financial interest in giving out easy
Triple-A grades. Many workers at Moody’s and Standard |
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N********n
发帖数: 8363 | 2 All these stupid programs did was to encourage consumers to spend the
money didn't have in order to push the date of reckoning down the road. |
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m****n
发帖数: 293 | 3 Biggest decline since 1968!!! |
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m****n
发帖数: 293 | 4 "Midwest was down 25.8 percent from November;
Northeast dropped 19.5 percent;
South 16.3 percent.
West fared best, down 4.9 percent" |
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b*******d
发帖数: 192 | 5 what matters is home value, not sale |
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G**P
发帖数: 369 | 6 WASHINGTON (AP) -- Homebuyers may get an extra three months to finish
qualifying for federal tax incentives that boosted home sales this spring.
Senate Majority Leader Harry Reid, D-Nev., said Thursday he wants to give
buyers until Sept. 30 to complete their purchases and qualify for tax
credits of up to $8,000. Under the current terms, buyers had until April 30
to get a signed sales contract and until June 30 to complete the sale.
The proposal would only allow people who already have signed con |
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x********9
发帖数: 266 | 7 One email I received. FYI
The further fall in the US pending home sales index in June supports our
long-held view that the housing market would falter after the homebuyer tax
credit expired at the end of April. After plunging by 29.9% m/m in May,
pending sales (those signed but not closed) fell by a further 2.6% m/m in
June. That means either a lot of sales were pulled forward from future
months to take advantage of the tax credit or that underlying housing demand
is incredibly soft. Either way |
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s*****e
发帖数: 531 | 8 俺们房黑达成了共识。等冬天抄底。
our
homebuyer tax
May,
m/m in
future
demand
sharply
5.37m in
lengthened |
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H******i
发帖数: 4704 | 9 市场预期每股净利润一毛四,实际宣布一毛,市场大不爽.
NEW YORK -- Chinese real estate developer Xinyuan Real Estate Co. said
Wednesday its third-quarter net income dropped a third from the previous
year due to government restrictions designed to curb real estate speculation.
Shares of the company tumbled on the news, falling 25 cents, or 8.1 percent,
to $2.85 in late morning trading.
Net income fell to $8 million, or 10 cents per American Depositary share, in
the third quarter, from $12 million, or 14 cents per ADS, in th... 阅读全帖 |
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k********8
发帖数: 7948 | 10 http://www.zerohedge.com/news/guest-post-keynesian-solutions-af
Submitted by Jim Quinn Of The Burning Platform
Keynesian Solutions - After Total Failure -Try, Try Again
“Lenin is said to have declared that the best way to destroy the capitalist
system was to debauch the currency. By a continuing process of inflation,
governments can confiscate, secretly and unobserved, an important part of
the wealth of their citizens. By this method they not only confiscate, but
they confiscate arbitrarily; and... 阅读全帖 |
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c*****r
发帖数: 8227 | 11 The Near- and Longer-Term Prospects for the U.S. Economy
Good morning. As always, thanks are due to the Federal Reserve Bank of
Kansas City for organizing this conference. This year's topic, long-term
economic growth, is indeed pertinent--as has so often been the case at this
symposium in past years. In particular, the financial crisis and the
subsequent slow recovery have caused some to question whether the United
States, notwithstanding its long-term record of vigorous economic growth,
might n... 阅读全帖 |
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t*******0
发帖数: 42 | 12 Hovnanian Enterprises, Inc. engages in homebuilding and financial services
businesses in the United States. The company designs, constructs, markets,
and sells single-family detached homes, attached townhomes and condominiums,
mid-rise and high-rise condominiums, urban infill, and active adult homes.
It markets and builds homes for first-time buyers, first and second-time
move-up buyers, luxury buyers, active adult buyers, and empty nesters. The
company offers homes for sale in 192 communities i... 阅读全帖 |
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k**********4
发帖数: 16092 | 13 Standard & Poor's says it is to be sued by the US government over the credit
ratings agency's assessment of mortgage bonds before the financial crisis.
The civil lawsuit would focus on S&P's high ratings in 2007 for some
mortgage-backed securities that later collapsed in value, said the agency.
S&P says the case is entirely without factual or legal merit.
The suit would be the first such case over alleged wrongdoing by a ratings
agency tied to the financial crisis.
S&P said the justice departmen... 阅读全帖 |
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V*****2
发帖数: 7930 | 14 TOL:The quality of your Toll Brothers home is our number-one priority. Our
homes perform well above the building code standard as a result of our focus
on quality. How do we achieve such a high level of quality on a day-to-day
basis? Each of our communities is run like a small business, but with the
power and breadth of knowledge of a large business. Our Project Managers are
there to oversee all aspects of the building process – from sales to
construction to customer satisfaction. So your home's... 阅读全帖 |
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p*********r
发帖数: 7944 | 15 Homebuyer traffic in 40 major U.S. markets in March was down about a third
from a year ago, according to a Credit Suisse index。 |
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L******x
发帖数: 365 | 16
现在first time homebuyer 就是历史低点。这次金融危机之后涨的最多的是东西海岸
一米以上的房子。涨的最慢的是十万到二十万的房子。 |
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L******x
发帖数: 365 | 17
现在first time homebuyer 就是历史低点。这次金融危机之后涨的最多的是东西海岸
一米以上的房子。涨的最慢的是十万到二十万的房子。 |
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j*******u
发帖数: 494 | 18 如果你前3年没有住房，在after Apri 8， 2008—before July 1，2009 期间买房，在
08年的Tax return里，你可以最多拿到$7500的credit。但在随后的15年内，要逐年退
还你拿到的credit。相当于无息贷给你$7500.
这个Credit的前提是：
1，file jointly
2, 10% of your home price > $7500
3. firt-time homebuyer, 前3年没有house。 |
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w**********p
发帖数: 559 | 19 首次買屋$7500抵稅(TAX CREDIT)優惠
假如您在去年四月九日至今年六月三十日期間首次購買自住房屋，便可以獲得不超過$
7500「首次買屋抵稅額」(First Time Homebuyer Credit)，這個抵稅額可為您直接減
少聯邦稅項，假如稅項減至零，還可以從國稅局手中收到餘款。
「首次買屋」的定義，是在過去三年內沒有擁有自住房屋，即使擁有出租房屋也有資格
。抵稅金額是屋價的10%，但不超過$7,500。納稅人有收入限額，單身者收入要在七萬
五千元以下，才可以得到全部抵稅金額；已婚共同報稅者，收入限額是十五萬元。
這個優惠其實有一條「尾巴」，就是納稅人將來要分15年歸還政府，做法是在以後15年
的報稅表上，將抵稅金額的15份之一加在稅金上；假如在這15年內出售房屋，或該物業
不再是納稅人的主要住宅，便要馬上在當年將未歸還的抵稅金額全數加入當年稅金內。
最近有消息，新國會可能會免除還款要求，但目前仍未定案。
有資格獲得優惠者可在零八年報稅表內申領，需填寫5405表格，即使在今年購屋者也可
以在08年報稅表內申領。
注意﹕國會現正討論將抵稅金額提高至$15,000，並取 |
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c**********8
发帖数: 458 | 20 Additional child tax credit: $1,000
Amount paid with extension: $0
Other payments: $0
First time homebuyer credit: $0
Recovery rebate credit: $900 |
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s******g
发帖数: 654 | 21 1. Making Work Pay Credit 2009-2010 Provides individuals with a refundable
credit equal to the lesser of 6.2% of the taxpayer’s earned income or $400
($800 in the case of joint filers), phased out for modified AGI above $75,
000 ($150,000 in the case of joint filers).
2. First-Time Homebuyer Credit 1/1/09-11/30/09 Extends the credit for
purchases before 12/1/09, increases the maximum credit amount to $8,000 ($4,
000 for
married taxpayers filing separately), and generally waives the repayment
req |
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f******i
发帖数: 451 | 22 我能这样做吗？我延期报税日期半年，到那个时候，按183天那个规定来算（不算F学生
的日期）我也够resident alien了。那个时候可以按resident alien报了吗？
ps,我目的是想那$7500 first-time homebuyer credit.
谢谢。 |
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m******3
发帖数: 983 | 23 Do not sign any lease. It may jeopardize your credit. You may live there as
primary residence for 3 years.
Q. If I claim the first-time homebuyer credit for a purchase in 2009 and
stop using the property as my principal residence before the 36 month period
expires after I purchase, how is the credit repaid and how long would I
have to repay it?
A. If, within 36 months of the date of purchase, the property is no longer
used as your principal residence, you are required to repay the credit.
Repay |
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d****k
发帖数: 543 | 24 从来都没有自己亲手保过税，现在想自己搞这个5405 first time homebuyer credit表
，填好后要往哪里寄？IRS网站说能e-fill，可我看到的都是fill 1040等税表，哪有
5405？而且我的2008税表早就填好回来了。请大家指点一下。 |
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n**p
发帖数: 1150 | 25 没问题是没问题，但是没有人会想这么干的。。
The 2008 first-time homebuyer tax credit has to be repaid. In effect,
the tax credit is an interest-free loan from the federal government
that must be repaid in equal installments over 15 years. |
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b******t
发帖数: 595 | 26 2009年三月买的房，现在还能补报2008的RETURN吗？
不能的话，这该死的2009年5405表什么时候能出来呀？ |
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J*****i
发帖数: 2622 | 27 First Q: No.
Second: Check IRS |
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m****m
发帖数: 101 | 28 Why can not claim the tax return for 2008? The deadline for amending a tax
return is 3 years. |
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m******3
发帖数: 983 | 29 See below. You want to use my real estate as well as CPA services? :)
Hope that helps
S3. A taxpayer owned her principal residence. Several years ago, she decided
to relocate to a rented apartment, but did not sell the former residence.
Instead, she rented it out to tenants. Now the taxpayer plans to buy another
house and make it her new principal residence. Does she qualify for the
first-time homebuyer credit?
A. A taxpayer who owned rental property within the past three years is still
eligib |
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w******e
发帖数: 40 | 30 I basically use 2008 tax return as template/reference to prepare my 2009 tax
return. And would like to see what are the major changes for 2009.
I know there is "First-time homebuyer credit", which is irrelevant to me.
Seems "Making work pay credit" is new for 2009.
Are there other new major changes to 2009 tax return? Don't want to make
mistakes or miss credits. :)
Thanks. |
|
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x******l
发帖数: 104 | 32 Some people said it is not enough to only attach Escrow closing statement
for $8000 refund. So what other document will IRS ask for? Please and Thanks
a lot |
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W**S
发帖数: 275 | 33 RESIDENT ALIEN, 要CLAIM TREATY, 还要同时给SPOUSE申请ITIN NUMBER，还要CLAIM
FIRST HOMEBUYER CREDIT，表格要往哪里寄啊？看前人帖子说寄NR的地址，看寄ITIN申
请和NR的地址也不一样，虽然都在AUSTIN。实在有点CONFUSING,请问要寄到哪里呢？多
谢！ |
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U*****5
发帖数: 189 | 34 It looks ok, please see the below and also the link to the IRS website
The Worker, Homeownership and Business Assistance Act of 2009, signed into
law on Nov. 6, 2009, extends and expands the first-time homebuyer credit
allowed by previous Acts.
Under the new law, an eligible taxpayer must buy, or enter into a binding
contract to buy, a principal residence on or before April 30, 2010 and close
on the home by June 30, 2010. For qualifying purchases in 2010, taxpayers
have the option of claiming th |
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a**w
发帖数: 267 | 35 如果在４月１５号以后才能进入contract，是不是需要为报税file extension？ |
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m**a
发帖数: 1840 | 36 那我就不知道了. 你可以先问问你的realtor.
但是我估计, 我会选择明年再报. federal会给你利息的. |
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a**w
发帖数: 267 | 37 All right. So claiming it either this year or next year is fine. :) |
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l****8
发帖数: 25 | 38 我想问问我是否qualify这个first time home credit? 我男朋友有一套townhouse, 在
他的名下，我没有房子，我能不能从他的手里把这套房子买下来，然后我申请这个8000
$? 我别的条件符合.
F5405 上是这样讲的：
9. You acquired your home from a related person. This
includes:
a. Your spouse, ancestors (parents, grandparents, etc.),
lineal descendants (children, grandchildren, etc.).
没找到别的信息。
另：我们现在都住在这个房子里。没结婚。
专家们帮指点一下？
谢谢。 |
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t******t
发帖数: 772 | 39 You are a nonresident alien?
You acquired the home by gift or inheritance.? If answer is yes, you can
not claim.
我们现在都住在这个房子里。没结婚? have you been claimed as partner in your
BF's documents? such as medical insurance coverage, life insurance, tax
return, etc. |
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l****8
发帖数: 25 | 40 Thank you very much for your reply. I appreciate that.
I am a resident alien... ( I am holding H1, working in this area for almost
two years).
I am planning to buy the house from him. not by gift or inheritance.
I never claimed anything from him. I have my own medical insurance, life
insurance, and tax return.
The only documents related is my mailing address is his current address. |
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l****8
发帖数: 25 | 41 I am not sure about the resident alien, should be non-resident alien.
almost |
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t******t
发帖数: 772 | 42 那还不赶快申请，你是resident alien. |
|
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t******t
发帖数: 772 | 44 4月底要签合同，这个可以问一下realtor agent |
|
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t******t
发帖数: 772 | 46 First-home exemption
Then there's your home. Uncle Sam offers various tax breaks for homeowners.
He'll even bend the IRA rules a bit to help you get into your house in the
first place.
You can use up to $10,000 in IRA funds toward the purchase of your first
home. If you're married, and you and your spouse are both first-time buyers,
you each can pull from retirement accounts, giving you $20,000 in
residential cash.
Even better is the IRS definition of first-time homebuyer. Technically, you
don't |
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w****g
发帖数: 21 | 47 6月24号close的，之前已经报过税，现在在填1040x来claim 8000 刀。请教两个问题：
1 之前报税时在1040上已经claim过 $800的 Making work pay and government
retiree credits (Schedule M), 那么1040x在LINE 14里面应该填写8800（8000＋800
）还是8000？如果写8800, 还需要再付Schedule M 么？
2 看到前面的帖子说寄1040x的时候应该附上1040。 请问要在原来的1040加填上8000刀
的First-time homebuyer credit嘛？
非常感谢！ |
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x**********4
发帖数: 75 | 48 1040退税的钱6月份就收到了，收到的钱比自己计算的多了30快，也不知道是哪里算错
了，税务局也没有给文件告诉我。现在要file 1040X，去要那个firsttime homebuyer
credit,数字该怎么填啊？还是按照我自己报税填的1040的数字来吗？
有没有经验的大虾，给我解解惑把。谢谢先了！ |
|
z****l
发帖数: 5282 | 49 get a free transcript from IRS on www.irs.gov first
homebuyer |
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a*******8
发帖数: 5069 | 50 这样的话，一起寄到w7的地方。岂不是要至少托3个月才能refund. 那8000的利息可赚
大了吧？
突然的奇想，请证实，谢谢 |
|
