B********e
发帖数: 312 | 1 You are a U.S. resident for tax purpose although you are on H1 visa. You
should file return if the following is true:
Your filing status is Single and you're either of the following:
* younger than 65 with gross income of $9,350 or more
* 65 or older with gross income of $10,750 or more
Your filing status is Married Filing Jointly and you are any of the
following:
* you are both younger than 65 with a combined gross income of $18,700
or more
* only 1 spouse is 65 or older and tog... 阅读全帖 |
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f******n
发帖数: 176 | 2 好像要求填1040X 表？请问具体填哪一项？还有什么document需要一起寄给IRS? 是签
买方合同中有
房价的那一张？谢谢！ |
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f******n
发帖数: 176 | 3 这个问题很复杂吗?需要专业人士帮忙吗？没人知道？ |
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u*****7
发帖数: 18 | 5 面对税务问题, 急需帮助, 谢谢先.
Question about First-Time Home Buyer Tax Credit
I am facing with a problem with the IRS regarding to my First-Time-Homebuyer
-Tax-Credit. And below is the history about my problem: |
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k*****u
发帖数: 1313 | 6 感觉你们应该满足IRS的RA要求,但这个问题很Trick，也许这个HomeCredit的部门只是
用那两个Test用来决定是否是RA，而for Tax purpose, IRS还有更详细的规定.
开始要求退回钱和利息的时候,就应该把钱退回去,一样可以申诉,补充材料,如果你赢了
,钱还会还给你,包括利息,还有利息的利息.现在拖到这时候,利息加罚款就不要说了.我
们叫地产税申诉,也是先交,赢了再退,不然利息多少多少,人家有规定的.
最好找个律师或Accoutant问问
Homebuyer |
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s******g
发帖数: 654 | 7 You missed the easies way to get the credit. Bad example.
Good luck to you.
Homebuyer |
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r****r
发帖数: 701 | 8 09年买房拿了8000块 first time homebuyer credit.10年卖房，有亏损。
今天用turbotax报税也如实说了情况，但是turbotax告诉我不用退还这8000块，这是怎
么回事 |
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t*a
发帖数: 18880 | 10 找到“倒贴”tax (refundable)的了...:
Nonrefundable tax credits include:
* Child and Dependent Care Credit
* Education Credits (American Opportunity Credit is also partly
refundable)
* Credit for the Elderly or Disabled
* Child Tax Credit
* Foreign Income Tax Credit
* Residential Energy Credit
* Retirement Savings Contribution Credit
Refundable Tax Credits
A refundable tax credit is a tax credit that can reduce your tax liability
below zero (0). Because it is possible to recei... 阅读全帖 |
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a***g
发帖数: 2931 | 12 From IRS:
You may have to repay the full or a part of the credit when:
You sold your main home to a non-related person or entity. You repay the amo
unt of the credit up to the amount of your capital gain. Note: when calculat
ing gain or loss on your main home if you received the first-time homebuyer
credit, you reduce your basis by the amount of the credit. See Publication 5
51, Basis of Assets, for more information.
这句话怎么理解?有些情况下不用全退8000吗?up to the amount of your capital
gain.是不是如果我卖房亏钱,亏损部分可以用... 阅读全帖 |
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z****l
发帖数: 5282 | 13 两码事
这个是教你怎么算房子的收益，相信你不用交capital gain。
$8000单算
amo
calculat
homebuyer
5 |
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j****n
发帖数: 4358 | 14 Tax Law Changes for 2011 Federal Tax Returns
IRS Tax Tip 2012-27, February 9, 2012
Before you file your 2011 federal income tax return in 2012, you should be
aware of a few important tax changes that took effect in 2011. Check www.IRS
.gov before you file for updates on any new legislation that may affect your
tax return.
Due date of return. File your federal tax return by April 17, 2012. The due
date is April 17, instead of April 15, because April 15 is a Sunday and
April 16 is the Emancipati... 阅读全帖 |
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d***a
发帖数: 34 | 15 去年买的房子，第一次要填schedule A,太难了，有几项帮我看看吧，谢谢。
7. personal property taxes是什么？去年没买新车，是不是就是车的每年的
registation 里的license fee(55刀），因为写着（may be an income tax deduction
)。还有什么呢？
8. other taxes.这一项能填什么？
12. points not reported to you on 1098.这一项能填什么？去年做过一次
refinance。
13. mortgage insurance premiums。寄来的1098表里是0.但是我们买保险了呀，怎么
填？
17.charity other than by cash or check. 捐过衣服，但收据找不到了，怎么办？
就是那种放家门口，到时候有卡车拉走的那种。收据上的价钱也是自己写的。那不是写
得越多越好（小于500刀），也没法查的吧。
还有1040表里的59b，first time homebuyer credit repayment是什么？我们是第一
次买房，有这个吗... 阅读全帖 |
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M*******e
发帖数: 1633 | 16 7. personal property taxes是什么？去年没买新车，是不是就是车的每年的
registation 里的license fee(55刀），因为写着（may be an income tax deduction
)。还有什么呢？
----do you have a boat? if no, that's all
8. other taxes.这一项能填什么？
---- other tax not included in line 5,6,7. do you have foreign bank account?
foreign tax you paid can be reported here and take the deduction, or take
foreign tax credit, depends on which way is better for you
12. points not reported to you on 1098.这一项能填什么？去年做过一次
refinance。
---- do you have settlement stateme... 阅读全帖 |
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d***a
发帖数: 34 | 17 去年买的房子，第一次要填schedule A,太难了，有几项帮我看看吧，谢谢。
7. personal property taxes是什么？去年没买新车，是不是就是车的每年的
registation 里的license fee(55刀），因为写着（may be an income tax deduction
)。还有什么呢？
8. other taxes.这一项能填什么？
12. points not reported to you on 1098.这一项能填什么？去年做过一次
refinance。
13. mortgage insurance premiums。寄来的1098表里是0.但是我们买保险了呀，怎么
填？
17.charity other than by cash or check. 捐过衣服，但收据找不到了，怎么办？
就是那种放家门口，到时候有卡车拉走的那种。收据上的价钱也是自己写的。那不是写
得越多越好（小于500刀），也没法查的吧。
还有1040表里的59b，first time homebuyer credit repayment是什么？我们是第一
次买房，有这个吗... 阅读全帖 |
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M*******e
发帖数: 1633 | 18 7. personal property taxes是什么？去年没买新车，是不是就是车的每年的
registation 里的license fee(55刀），因为写着（may be an income tax deduction
)。还有什么呢？
----do you have a boat? if no, that's all
8. other taxes.这一项能填什么？
---- other tax not included in line 5,6,7. do you have foreign bank account?
foreign tax you paid can be reported here and take the deduction, or take
foreign tax credit, depends on which way is better for you
12. points not reported to you on 1098.这一项能填什么？去年做过一次
refinance。
---- do you have settlement stateme... 阅读全帖 |
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z**d
发帖数: 145 | 19 搭车请教，也是2008年买房，每年还500，今年irs网站上说不用提交5405，只要把那
500填在60b那行即可。但是我用efile网站报税，不知道该把那500填在哪里才能最后出
现在60b，试了好几个都不对，搜索也没有找到答案。。有人碰巧知道吗？大包子答谢
！ |
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w**********9
发帖数: 1098 | 20 经常有底气足的Agent盛气凌人的告诫我“低于N十万的offer，别拿到我这里丢人现眼
”。我想的是价是一定要砍的，至于是不是丢人现眼就英雄所见不同了。
也碰到过厚道一点的，开门见山就说“我所有的房子都price right，你就最好别费力
。” 可我偏偏好事，把他近年来卖过的房子都调出来看，果然没有大起大落。但也没
信那个邪，依然客气的砍了两万送过去。经过多个回合的较量，终于磨掉了一万块，
seller不情不愿，buyer心有不甘，俺也觉得灰头土脸，有辱使命。等到终于可以签字
的时候，listing Agent忽然又抖了个包袱过来 “我知道你们中国人都怕白蚁，这个房
子有过白蚁；你们现在退出的话inspection的钱就省了” 和我的first-time
homebuyer一商量，果然犹豫，自此没了下文。我在大是大非的问题上从来让客人自己
拿主意，也就没有跟进。不想过了两天，客人经过痛苦的挣扎，犹犹豫豫的说还是去看
看再说，至少听听inspector怎么讲。我的电话刚一过去，listing Agent就连连道歉，
说因为我们没了下文，正好有别的offer进来就签了。最后还不忘提醒我，... 阅读全帖 |
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w**********9
发帖数: 1098 | 21 Mortgage作下来，有诸多痛苦经历，在此写下来与人共勉。
递出mortgage申请，我的客人望眼欲穿终于迎来的银行开出的千奇百怪的条件，有的条
件明明是匪夷所思，不知所云。所以mortgage Broker的经验不是最重要的，关键是要找
能领会并且clear这些commitment letter里的contingency，也就是看得懂天书的人。
1.强人所难
有一单让客人出具401K的最新statement。众所周知，401K的statement都是按季度发出
的，可银行不买账，楞要最新的，网上的截屏不算数。我的客人气得七窍生烟，又无计
可施。
我强压心急火燎，故作轻松的问loan officer，“姐姐八面玲珑，就不能心疼小的在
underwriter那里使劲，不用撒泼打滚，您撒撒娇，就能帮我们搞定了”
事成之后，我的客人还在抓狂，一时竟然难以置信，问我＂会不会再起波折？＂
我疲惫的说＂恭喜你已经历经了九九八十一难，银行已经折腾够你了。想受虐等
refinance吧！不过你拿的2•75 的利率，堪称前无古人，后无来者，怕是没那么
容易refinance，您老人家有的等... 阅读全帖 |
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w**********9
发帖数: 1098 | 22 建议是：
shortsale 适于投资，不适于first-time homebuyer来买，花几个月时间（至少十个星
期）等八字没一撇的事情。闲着没事的话，扯扯可以；等着房子住的不行。
像我案例中提到的，房子是三十八万seller买下的，入住前没有work，二十五万如果真能买的成的话，还是不错的投资。应该可以租个两千块一个月。为什么当时我没买:)
可如果银行回来个二十八万的counter offer，就没劲了。 |
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a*****y
发帖数: 613 | 23 FSBO可行，但是对first-time homebuyer来说风险也挺大的。 |
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x*********a
发帖数: 54 | 24 Not many homes for sale this year compared to this season 1, 2 years ago.
Low inventory. |
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y***t
发帖数: 542 | 25 和去年比起来也还好吧，我觉得买房子还是要多看看，市场变化很快的。
★ 发自iPhone App: ChineseWeb 8.6 |
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b**m
发帖数: 1466 | 27 相对去年同时期，我这里的库存确实少。
基本是出一个每一个的节奏。 |
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y*******w
发帖数: 5917 | 28 今年太冷，很多人还没有做好准备，花花草草冻死了不少，需要重种什么的， |
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S*******s
发帖数: 10098 | 29 你得到了它。
同期比，非冬季和夏季比。
今年比前年上市房源少了很多。
我看了不同的镇， 不同价格范围， 总趋势都是类似的。
我的预测： 即便春夏房子上市量将会增加， 总体来说， 可能还会比前年上市量少很
多。 |
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t*******m
发帖数: 1893 | 32 buyer agents 和buyers有根本的利益冲突。这是大家都知道的。说buyer agent 为
buyer着想也就虎虎first-time homebuyer。 |
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t*******m
发帖数: 1893 | 33 Yes, it is important to clarify that buyer agents work for their own money.
So buyers, especially first-time homebuyers, can make an informed decision
and not overly rely on agents whose interests may not be aligned with them.
I am not paranoid like some people here to suspect all agents “把一己之利
建立在客户的牺牲之上.” I never said that. Again, don't put your words in my
mouth.
All I did is just try to clarify the BUSINESS RELATIONSHIP between agents
and buyers. It is business. Not need to make it look ros... 阅读全帖 |
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n********m
发帖数: 104 | 35 I agree with yww. This Pengtian Ma is a bad lawyer. He just wants to get
your money without helping your case.
We used him in the past for buying a home. He didn't do any reseaches on the
property. We were the 1st time homebuyers so we didn't know anything. The
seller didn't pay 2 years property taxes so we ended up to pay the penalty
fees $300. He was even late to the closing and all he did was turning the
closing documents for us without telling us what they were. |
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N********n
发帖数: 13236 | 36 Prolific burglar cyberstalked those who crossed him, prosecutors say
By Jeremy Gorner and Jason Meisner, Chicago Tribune reporters
7:05 a.m. CDT, April 26, 2012
Jicheng "Kevin" Liu was a prolific burglar with a mean streak who
cyberstalked anyone who crossed him, Cook County prosecutors say.
In retaliation for his arrest in the theft of a stroller, Liu ran online ads
claiming his accuser performed acts of prostitution out of her Roscoe
Village residence, authorities said. The woman and her husba... 阅读全帖 |
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a*l
发帖数: 1915 | 38 有个program 叫做naca
https://www.nacalynx.com/nacaWeb/index_main.aspx
我正在研究，好象是专门给穷人贷款的。需要去上课，利息超低。但是这个东西是真的
。我还没有时间仔细研究。
还有一个program 叫做 gwinnett county community development program
homestretch first time homebuyer program.
联络人是770-822-5190
d**********[email protected] 几乎是没有利息免头款那种，就是需要45天才能过
户。
再有就是高利贷，年利息8到10%都有人愿意借给你。 |
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M****7
发帖数: 13407 | 39 【 以下文字转载自 Chicago 讨论区 】
发信人: Nietschean (不如归去), 信区: Chicago
标 题: Re: more news about Jicheng Liu. He is famous now.
发信站: BBS 未名空间站 (Thu Apr 26 14:18:59 2012, 美东)
Prolific burglar cyberstalked those who crossed him, prosecutors say
By Jeremy Gorner and Jason Meisner, Chicago Tribune reporters
7:05 a.m. CDT, April 26, 2012
Jicheng "Kevin" Liu was a prolific burglar with a mean streak who
cyberstalked anyone who crossed him, Cook County prosecutors say.
In retaliation for his arrest in the theft ... 阅读全帖 |
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J*e
发帖数: 230 | 40 I am a discount realtor. I have access to the multiple listing services in
any town at NJ. New Jersey just legalized homebuyers rebate to make buying
home less expensive. I can work with buyers/sellers according to their
needs ranging from full services to just list your home for fix amount of
fees. There is a house (Sale by owner now) that fits you description here
which local in Basking Ridge. Basking Ridge has very good school district
and great neighborhood. There are also big Chinese... 阅读全帖 |
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w*****3
发帖数: 683 | 41 Financial help for first-time Nassau homebuyers
Friday March 29, 2013 11:00 PM By Sid Cassese
Nassau County Executive Edward Mangano. (March 19, 2012)
Photo credit: Howard Schnapp | Nassau County Executive Edward Mangano. (
March 19, 2012)
Nassau County Executive Edward Mangano announced the award of $500,000 in
Federal HOME Investment Partnerships Program funding to help make home
ownership a reality for some first-time buyers.
“My administration has made it a priority, working with the Long Is... 阅读全帖 |
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s**o
发帖数: 578 | 42 March 25, 2010
Dear C.A.R. Member:
I’m gratified to report that late this afternoon, Gov. Schwarzenegger
signed Assembly Bill 183, the Homebuyer Tax Credit legislation, into law.
His actions today are the result of our efforts in Sacramento over the last
several weeks as members and our team in the capital worked for the bill’s
passage before it landed on the governor’s desk.
AB 183 will provide $200 million for home buyer tax credits, allocating $
100 million for qualified first-time home buyer |
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x********a
发帖数: 143 | 43 The proposal, approved by a 60-37 vote, would only allow people who already
have signed contracts to finish at the later date. About 180,000 homebuyers
who already signed purchase agreements would otherwise miss the deadline. |
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w****g
发帖数: 97 | 45 能分析一下对SD房价的影响吗？高端和底端的影响有不同吗？
first-time.html |
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h******h
发帖数: 655 | 46 这个明明就说的是要继续接受application了呀，deadline被推迟到了8月15号。上个月
看的时候已经停止了接受first time的application，现在又开始接受了。 |
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d******t
发帖数: 1242 | 47 加名字到title无所谓，其实如果有证明显示你们财产在婚后comingle 了，基本一样吧
。有人想享受first-time homebuyer benefits，所以分开买第一次财产。这个需要看
具体情况具体分析。
相反的，如果你的名字在贷款里面要除名字，就要做release of liability，基本像个
refi。investment property (non owner-occupied)的基本还不给做，必须refi。 |
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a****g
发帖数: 3027 | 48 问一下专业人士：
比如先现金买了个10来万的小condo，接下一两个月内去付20%首付买个便宜点的SFH，
买这个SFH算是first time homebuyer?
如果先用一个人的名义买小condo，再用另外一个人的名义买SFH，这样可以可以算
first time home buyer? |
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