S**C
发帖数: 2964 | 1 I do not think anyone who familiar with, say, Vanguard actively managed
funds will agree with you.
I tend to agree in US large and mid-cap space, especially for taxable
account, index funds/ETF is hard to beat. I tend to avoid bond index if I
have choice, I also favors actively managed allocation funds, foreign funds
especially Asian funds over their index counterpart.
I need to add I am not into cap-weighted index. |
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k********0
发帖数: 20 | 2 Well, on the contrary, it's perfect tool for the average Joe considering the
downside protection of 0%. If you been through 2008 of 38% down market then
you would appreciate that and sleep better at night. It's simply trade off.
Average Joe can't trade like goodbug, they tend to lack of self-discipline
and tend to sell low and buy high.
% |
|
n****p
发帖数: 193 | 3 Big data means big IT job opportunities -- for the right people
As companies embrace big data, they're in the market for high-level
strategists and communicators. Do you have the chops to snag a big data job?
As big data gathers momentum, it's helping to create big career
opportunities for IT professionals -- if they have the right qualifications.
According to a report published in 2011 by McKinsey & Co., the U.S. could
face a shortage by 2018 of 140,000 to 190,000 people with "deep analytical
t... 阅读全帖 |
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w**z
发帖数: 8232 | 4 二爷威武阿，走在大家前头阿。下一步该搞open source？
http://www.javaworld.com/javaworld/jw-03-2013/130314-on-becomin
Developer tip No. 1: Blog
Set up a blog, and post more than once a month. Do real research and make
sure you don't sound stupid. Seriously, learn to write. Do the stuff your
grade-school English teacher taught you: Create an outline, draw a narrative
, check the grammar and spelling. Then, with great sadness, simplify it and
shorten it to the point enough where someone scanning it will have an idea
of... 阅读全帖 |
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L*********h
发帖数: 2617 | 5 are they good looking? because those male co workers tend to hire pretty
ones.
OR are they less attractive? if hiring is still largely based on merits,
even for female applicants. then smarter ones naturally tend to be less
attractive. |
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b**********5
发帖数: 7881 | 6 no, i never said it's all about luck. Those fresh grad who enter hot tech
companies are good, some maybe execellent. But so are many other "good"
fresh grads who didn't get to enter those hot tech companies.
regarding the experienced shit, u will understand when u have some
experience urself. First, as an experienced, ur interview questions are
harder. secondly, people tend to either hire a clean slate (fresh grad
hires) or someone with a very similar experience (experienced hires). For
ex... 阅读全帖 |
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b**********5
发帖数: 7881 | 7 no, i never said it's all about luck. Those fresh grad who enter hot tech
companies are good, some maybe execellent. But so are many other "good"
fresh grads who didn't get to enter those hot tech companies.
regarding the experienced shit, u will understand when u have some
experience urself. First, as an experienced, ur interview questions are
harder. secondly, people tend to either hire a clean slate (fresh grad
hires) or someone with a very similar experience (experienced hires). For
ex... 阅读全帖 |
|
b**********5
发帖数: 7881 | 8 our fantasy life is about to get much richer, thanks to the wonders of
virtual reality.
The Oculus Rift virtual reality equipment began shipping Monday for those
who preordered or contributed to the original Kickstarter campaign. Oculus,
which is owned by Facebook, has called today “a historic moment” in a
release, adding, “soon, people all over the world will be experiencing
fully immersive VR in their own homes.”
By which they mean porn, of course.
Sure, there are plenty of VR experiences that... 阅读全帖 |
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p*******0
发帖数: 19 | 9 原文链接：https://www.abroadtalents.com/2016/05/17/outsourcing-companies-are
-taking-over-your-h-1b-visa/3073/
网站：www.AbroadTalents.com, 是一个中国留学生自己创办的就业平台，可以免费搜
索E-Verify和支持H-1B VISA的相关职位！
The H-1B is a non-immigrant visa or called a work permit, which allows U.S.
employers to temporarily employ foreign workers in specialty occupations.
For most of the U.S. international students, H-1B visa is the most
significant legal way to work in the U.S. H-1B work-authorization is
strictly limited to employment... 阅读全帖 |
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h***b
发帖数: 1233 | 10 there's no fix time that a short sale can be "approved" (then another 30-45
days to close)--or may not be approved at the end.
the length of time really depends on
1. how many lenders on the prop--1st vs 2nd mtg vs equity line. obviously
one lender should be the most efficient. multiple lenders require multiple
lenders approval (all of them whom may have diff interest in the prop). if
one disapproves, then no deal.
2. price--if buyer offers a price that's not too much (varies from local mkt
t... 阅读全帖 |
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r***l
发帖数: 163 | 11 大伙看看这位有没有道理。你会如何预测明天的利率呢？
by Matthew Graham
High Risk Event For Mortgage Rates Tomorrow
Dec 1 2011, 2:23PM
Much like yesterday (and the day before), Mortgage-Backed-Securities (MBS),
began the day in weaker territory and rallied in the latter part of the day.
Unlike yesterday, we started off in weak enough territory this morning
that the improvements in MBS were not enough to see a positive change in
Mortgage Rates. In fact, rates are a bit higher today, still centered on a
4.0% Best-Executio... 阅读全帖 |
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i***e
发帖数: 9429 | 12
了。
很感谢， heat pumps 的效率 和Geothermal Heat Pumps 当然没法比，说到
Geothermal Heat Pumps,有一点我倒不是很确定，在open loop 状态下，COP值再怎么
算，效率最高也不过在500%-600%， 但Heat pump 机子是根本达不到这个效率的，可
tend 在三楼提到在那个温度点heat pump最高可达到500%，我是想不出他是用哪一个品
牌，多少吨位的机子做如何的计算得出来的，或许我哪里没有想到? HSPF 10的机子，
达到300% 是完全可能的，可是要知道驾Mercedes 的毕竟是少数, 房奴们怎么买得起啊
！如果真的需要装到如此豪华的机子组合也能节省能源，这岂不是和穷人开玩笑。
15 SEER heat pump 一线，二线机子也就3,4个厂家在制造，且都是品牌厂家, HSPF 值
都可达到或超过9，配对好的话可达到9.2，去年有个机会对其中一个品牌的3顿 14
SEER，HSPF 8.5机子在37F的环境下做过计算，当时计算出的效率值在220% 左右。这儿
的气温已上升到50F，不然的话我到是很有兴... 阅读全帖 |
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b******t
发帖数: 1974 | 13 谢谢鼓励。我装好后来汇报效果。
[在 tend (tend) 的大作中提到：]
：我看行。浇得不好的地方自己可以再手工补喷一下，至少省很多时间。
：
：........... |
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x*******t
发帖数: 790 | 14 也看狗breed
我家的拉布拉多 基本不叫 会几十个指令。
听说奇瓦瓦很会叫
[在 wstlykm (wstlykm) 的大作中提到：]
：只有狗狗会每天给你爱，其他的人都只会向你索取
：【 在 tend (tend) 的大作中提到: 】
：........... |
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d**********g
发帖数: 1823 | 15 请推荐一个利率低，年费低或者没有的HELOC.
[在 tend (tend) 的大作中提到：]
：开HELOC最好。你付清了房贷是对的，别听上面的人瞎忽悠什么Cash is King。
：
：........... |
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U***N
发帖数: 25 | 16 【 以下文字转载自 Automobile 讨论区 】
发信人: tend (tend), 信区: Automobile
标 题: 从机会成本看买车还是租车划算
发信站: BBS 未名空间站 (Tue Feb 19 16:49:54 2019, 美东)
买新车，有机会成本。比如车6.5万，你需要拿出6.5万块钱。这6.5万块，你本来是可
以做投资用的。假如你投资贷款的利率是5%，那么你的机会成本就是5%。假如你的闲钱
投资回报是8%， 那么你的机会成本是8%。如果你是贷款买车，利率4%，那么你的机会
成本是4%。如果你有闲钱，也不投资，也没贷款，那么你的机会成本是0%。
在有机会成本的前提下，你买车的成本就不仅仅是折旧成本，还要加上机会成本。
例子：6万5的车，购物税6%，最后OTD价格是6.89万。
三年后车的残值是54%，即3.51万。
折旧成本三年内3.38万，平均每年1.127万。
机会成本假设是5%，则每年的机会成本是0.3445万。
三年后车按残值卖掉。买车的总成本，前三年每年是1.4715万。
租车，如果月租加上月租的机会成本小于1.4715万，就合算。例子:
新车6.5... 阅读全帖 |
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t*******n
发帖数: 4445 | 17 Possible reasons:
(1) Brand name recognition: many patients saw the TV commercial and did "
talk to your doctor about XXX"
(2) Minimizing side effects: new drugs tend to have less
(3) Better be safe than sorry
(4) If they have any free sample on hand, it tends to be the newest drugs.
It's possible to talk them into change the prescription, though. |
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t*******n
发帖数: 4445 | 18 My guess is these are psychosomatic symptoms, probably stress-related with
what's going on in your life. It's been said that asians tend to attribute
these to physical ailments while westerners tend to attribute them to
psychological causes. For example, the label 神经官能症 （psychoneurosis）is no
longer used medically here, but is still common in China.
* If the medicine you took from China works, simply ask the family doctor
here to prescribe more.
* Medical exams can rule out specific underlying |
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t*******n
发帖数: 4445 | 19
Dentists in the US tend to offer local anesthesia, unless patients clearly
say they don't want it.
Filling will always drill away a bit of good teeth. But dental caries (
except some very superficial ones) generally don't heal themselves w/o
treatment, and tend to get worse with time. |
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l*h
发帖数: 4124 | 20 very little information but there are some indication for prognosis:
1. desmoplastic medulloblastoma tends to have better prognosis than other
types.
2. young (can be as young as 3 - 4 yo) patients tend to have good
therapeutic response to chemotherapy. in this age group, chemo after total
resection produces a high percentage of cure (> 5 yrs disease-free survival)
. chemo regimens typically include a -platin or topoisomerase inhibitor and
other drugs.
3. radiation therapy in ≤3 yo is up to deba... 阅读全帖 |
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b*********d
发帖数: 2105 | 21 Does your baby scratch his ears? Does he cry when he pees? Does he have
diahrrea?
Drink less milk, cos that tends to increase temperature. Drink a lot of
pedialite diluted waters. Cover him less, let him sleep more. Feed him with
Tylenol and Motrin regularly if the temperature doesn't drop down. At this
age, virus tend not to localized, so less chance for ear infection/ urine
infection. Probably it's virus infection. |
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x****n
发帖数: 494 | 22 我做了前面四章的笔记，就讨论到宝宝4个月为止。还没继续整理，讲究着看吧。
书很晦涩，太学术，有些乱，所以笔记也有些乱，就挑有用的来看吧。
Healthy Sleep Habits, Happy Child
By Marc Weissbluth, MD
读书笔记
导读
如何入睡如同吃饭，是需要训练，而非天生就会。
过于疲劳的婴儿更难自己入睡，更依赖于父母的安抚。入睡之前不能太困，要在drowsy
时入睡，这样更容易入睡。
如何防止睡眠问题的出现：
1周-4周： 醒来之后的一到两个小时内开始安抚宝宝，放在相对阴暗和安静的环境下。
采取一切措施防止宝宝哭泣。最好是宝宝在drowsy而又清醒的状态下放到床上去。
4周-8周：在白天继续关注睡醒后一到两个小时这个阶段，一旦出现睡眠迹象，及时安
抚，让孩子入睡。宝宝会越来越闹，特别是在第六周的黄昏，达到顶峰。这个时候父亲
最好提前下班，在黄昏时用尽一切方法安抚孩子，包括把孩子放在婴儿车上带到外面逛
。在这个阶段，在宝宝昏昏欲睡而又未睡的时候放到床上去，宝宝很有可能不会入睡。
8周-12周： 继续关注醒后一到两个小时，提前让孩子睡晚上的一觉，大概在... 阅读全帖 |
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p********0
发帖数: 6313 | 23 1-4 Weeks Old: 15 - 16 hours per day
Newborns typically sleep about 15 to 18 hours a day, but only in short
periods of two to four hours. Premature babies may sleep longer and colicky
ones shorter.
Since newborns do not yet have an internal biological clock, or circadian
rhythm, their sleep patterns are not related to the daylight and nighttime
cycles. In fact, they tend not to have much of a pattern at all.
1-4 Months Old: 14 - 15 hours per day
By 6 weeks of age your baby is beginning to settle... 阅读全帖 |
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s*******s
发帖数: 9926 | 24 再写一篇
Dear XXX,
I am writing to urge you to reject the defective SCA-5. In recent years,
scholars have started to do careful empirical research on whether racial
preferences actually help their intended recipients. When the dispute shifts
from "is it fair?" to "does it work?" — thus changing the focus from
ideology to evidence — open-minded people can make progress toward
consensus.
Much of this new research is on the idea of "mismatch" — on what happens
after a student is admitted to a school fo... 阅读全帖 |
|
p***w
发帖数: 1906 | 25 正常的4个月有个睡眠衰退期 ，我家宝宝前几天也开始晚上睡不好，然后查到下面这个
，我就认了，熬吧！
It's very normal for babies to start waking more around 4 months- so much
so that there's even a widely accepted term for it: the 4 month sleep
regression. It doesn't happen because you're allowing him to use the breast
as a pacifier or because you're been too lenient or because you forgot to
hop on one foot while singing the national anthem, or whatever other crazy
reason people have to explain why the sleep disruptions are your fault
instead of... 阅读全帖 |
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m******t
发帖数: 184 | 26 孩子的的大夫是Tribeca， 他们有一本书叫The Bew Basics
刚看到一个部分是关于训练孩子睡眠的。
简单说
一般是从四个月开始，但他们发现其实从两个月开始更加有效。这时间训练孩子独立睡
眠只需要三天。
晚上喂饱孩子时候把孩子扔床上，然后离开不要再打搅孩子，第二天早上再来看孩子。
孩子大概第一天和第二天会哭的比较厉害，第三天第四天就没事了。
具体文章参见下面。因为我对这便不熟悉，觉得有点夸张。他们说的是否真的这么简单
有效。当然，我逻辑上同意他们的说法，越早训练，孩子依赖性越容易摆脱，有可能事
半功倍。但不知道大家看法如何？
The First Couple of Months
This period is your best opportunity to make your baby a night sleeper. Here
’s how.
After a couple of weeks, anna is sleeping more at night than during the day.
Each waking period ends with a feeding,... 阅读全帖 |
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s******n
发帖数: 2279 | 27 Both the United States and China are seen as the world’s top industrial
nations. The US has the world’s largest economy whereas China has the world
’s largest growing economy, which, at its current rate, will surpass that
of the US within a few years. However, in the international mathematics and
science testing, the scores of America are falling behind that of China by a
large gap. Critics complain that the education in the US is far behind that
of its other industrial nations, which is not ent... 阅读全帖 |
|
n****y
发帖数: 6260 | 28 I actually do not think it is necessary. You tend to believe your son, the
other mom tends to believe hers. Moms might agree the kids continue to be
playdates, with closer supervision; or the moms agree to not let kids play
together. Either way, I do not think letting the kids talk about what
happened would make the situation better. 'Cause basically, one of the kids
is going to be labeled liar. |
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f*******e
发帖数: 785 | 29
文章我读了，不过，好像和你说的意思不符啊？几乎可以说相反（！）。。。。
虽然现在增了很多医学院，就是因为以前学生不够，而且大批医生即将退休，供不应求
，缺口很大。。。
摘要：
1：医学院不够多，很多美国学生只好到国外就学，回来考board.
“These new schools are seeking to address an imbalance in American medicine
that has been growing for a quarter century. Many bright students were
fleeing to offshore medical schools, or giving up hope entirely, when they
could not get into domestic schools. Meanwhile, American hospitals were
using foreign-trained and foreign-born physicians to fill medical
residencies. Durin... 阅读全帖 |
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b*********d
发帖数: 2105 | 30 daycare不午睡吗？我娃一阵子跟大娃中午疯玩，只睡半个小时，那阵子晚上睡再多还
是脾气不好，后来跟老师严肃谈了几次老师注意强制他睡午觉了，他就好多了。
睡觉这事儿，睡少的人tend to 睡少，睡多的tend to 睡多，对小娃娃来说，多睡觉比
较好，我认为。 |
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a***l
发帖数: 2397 | 31 The Right Instrument For Your Child: A Practical Guide for Parents and
Teachers
Authors: Atarah Ben-Tovim and Douglas Boyd
Clarinet
前面是介绍，和recorder 比较。提到许多男孩被吸引，因为it can make such a "big
sound" and also because the notes first learned correspond to the slightly
lower register of a boy's voice.
孩子发现easy to produce a sound on the clarinet, find the fingering logical
and are reassured by being able to see their hands whilst playing.
父母会发现孩子学得很快，几周内就可以play tunes，几个月内就能加入学校乐队。
下面是抄书：
Physical Suitabi... 阅读全帖 |
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p*******h
发帖数: 184 | 32 A good read from journal today - we need to teach kids to be patient.
When my daughter was 18 months old, my husband and I decided to take her on
a little summer holiday. We picked a coastal town that's a few hours by
train from Paris, where we were living (I'm American, he's British), and
booked a hotel room with a crib. Bean, as we call her, was our only child at
this point, so forgive us for thinking: How hard could it be?
We ate breakfast at the hotel, but we had to eat lunch and dinner at t... 阅读全帖 |
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t*******r
发帖数: 22634 | 33 common sense 的确是一个不错的看问题的角度。
虽然 fiction 和 non-fiction 都兼备 common sense，但差别可能
还是挺大的。
我在想，是不是 fiction literature 常常 tend to biased due to
common sense，而 non-fiction literature 正相反，常常 tend to
biased due to critical thinking？ |
|
|
w*******r
发帖数: 7276 | 35 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: wildtiger (wildtiger), 信区: SanFrancisco
标 题: MIT male:female=53%:47%, 录取率女生是男生三倍
发信站: BBS 未名空间站 (Tue Aug 20 11:04:45 2013, 美东)
Almost 12 hours on CC/etc today and still going strong!!
A few of you, in different threads, have asked for some statistics about
this year's admissions process. I don't have many of the specifics y'all
want (i.e. what percentage of USAMO varsity athlete valedictorians with
Intel awards from Iberia), but here are some general numbers so... 阅读全帖 |
|
s*******s
发帖数: 9926 | 36 再写一篇
Dear XXX,
I am writing to urge you to reject the defective SCA-5. In recent years,
scholars have started to do careful empirical research on whether racial
preferences actually help their intended recipients. When the dispute shifts
from "is it fair?" to "does it work?" — thus changing the focus from
ideology to evidence — open-minded people can make progress toward
consensus.
Much of this new research is on the idea of "mismatch" — on what happens
after a student is admitted to a school fo... 阅读全帖 |
|
t*******r
发帖数: 22634 | 37 我上面说了，人没说你娃不聪明，考试无权也无能力去 judge 一个娃聪明与否，考试
仅仅是告诉你一个 positive or negative results。虽然考试 tend to be
statistically correct，但 individually 很难说，所以才有 false negative 一说。
另外考试无法 tell the future development of an individual (statistically
maybe correlated though)，所以也有大器晚成一说。
但是教育系统里的考试系统，在目前这个社会里 practically work，and tend to be
the best, at least statistically。。。另一方面，教育系统里也有很多其他的系统
/努力来 work around 考试系统的弱点。。。对一个个体而言，理解和 work around
我们这个考试系统，但不做考试系统的奴隶，也是社会适应和生存能力的一部分吧。。。 |
|
u*****a
发帖数: 6276 | 38 没治。天生的。
- - - -
Researchers found that Asian-American children were more likely to be myopic
, or nearsighted, than their Hispanic, African-American and white peers,
while white children were more likely to have hyperopia, or farsightedness,
than were children from the other ethnic groups. Astigmatism -- an irregular
curvature of the cornea that causes blurry vision -- was most prevalent
among Hispanic children.
Nearly one out of five Asian-American children in the study was nearsighted,
and one... 阅读全帖 |
|
u*****a
发帖数: 6276 | 39 没治。天生的。
- - - -
Researchers found that Asian-American children were more likely to be myopic
, or nearsighted, than their Hispanic, African-American and white peers,
while white children were more likely to have hyperopia, or farsightedness,
than were children from the other ethnic groups. Astigmatism -- an irregular
curvature of the cornea that causes blurry vision -- was most prevalent
among Hispanic children.
Nearly one out of five Asian-American children in the study was nearsighted,
and one... 阅读全帖 |
|
u*****a
发帖数: 6276 | 40 Scientists believe they may be able to discover why children who spend much
of their time indoors rather than playing outside are more likely to develop
short-sightedness following a breakthrough study into the genetics of
myopia.
More than two dozen genes have been linked to an increased risk of
developing myopia, a finding that may finally allow researchers to
understand why children today are more likely to become short-sighted than
children in the past.
Myopia now affects about one in three ... 阅读全帖 |
|
r*g
发帖数: 3159 | 41 底下这个故事，大概是进美国阅读教材的，一搜就能搜到。
这是个怎么教小孩物理的正面例子。注意他爸说的：
That, nobody knows," he said. "The general principle is that things which
are moving tend to keep on moving, and things which are standing still tend
to stand still, unless you push them hard. This tendency is called 'inertia,
' but nobody knows why it's true.
费曼总结：
I learned very early the difference between knowing the name of something
and knowing something。
知名物理學家費曼接受訪問時，談到他的父親，說了這麼一則故事：
我父親教我要注意事情。有天我在玩一種叫做「快速貨車」的玩具，它是一輛小貨車，
走在軌道上，小孩可以拉著走。當... 阅读全帖 |
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t*******r
发帖数: 22634 | 42 另外也许每个娃不一样，但是对于我家娃，目前还没确认，但我猜测/怀疑 extra
structured math problem solving 和 feel bored / tend to play more video game
/ tend to watch more non-educational TV，似乎有一定正相关，而 unstructured
reading / learning 没有这个问题，还能取代 TV / Video 的时间。
目前只是猜测。 |
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t******l
发帖数: 10908 | 43 Research also shows that elite athletes don’t tend to receive pressure from
their parents when it comes to winning and rankings, said Daniel Gould,
director of Michigan State University’s Institute for the Study of Youth
Sports. Rather, parents in the early years of an elite athlete’s life tend
to stress the goals of being active and healthy as well as developing values
like showing up on time, respecting coaches and making an effort. |
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t******l
发帖数: 10908 | 44 Ministers insist the Government's new compulsory assessment can help schools
spot slow readers. Teachers argue the brightest pupils fail it. Here,
Jennifer Jackson gives a parent's perspective.
Word games: experts say phonics tests can create problems for children and
hold them back Alamy
http://www.independent.co.uk/news/education/schools/why-phonics-tests-spell-trouble-8364917.html
Parents are up in arms about the state of reading and writing in primary
schools. Not only, they claim, are teach... 阅读全帖 |
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H******7
发帖数: 34403 | 45 发信人: tend (tend), 信区: PDA
标 题: Gamestick不刷ROM就很好
发信站: BBS 未名空间站 (Sat Jan 10 15:11:38 2015, 美东)
搞了一个，用developer模式，就是Android界面，可以随便安装apk apps，无线手柄很
好用，不存在有人刷机反应慢的问题。这个手柄简直就是为电视家定做的，换频道太方
便了，比遥控器还好用。用悟空遥控器也不错，居然能语音控制换台。 |
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a******o
发帖数: 261 | 46 first of all, when we say freedom, it's always within boundaries - we
are not talking about corner cases. i.e., if a child doesn't want to
eat or sleep, i don't think any responsible parent, american or chinese,
would do anything differently.
the difference b/w the two system, is that generally speaking, the
chinese education system, or the parents for that matter, tend to think
there is one "right" answer, or a very narrow range of "right answers".
here's a classic example:
http://www.mitbbs.... 阅读全帖 |
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发帖数: 1 | 47 12月27日 为什么我要替中国辩护
我要替中国辩护，并不是因为我是一个中国人，而是因为我知道中国就和这世界上绝大
数的国家一样，虽然有很多丑陋的现象，但是他们是受害者。就
象这个犯罪集团里很多的人一样，他们来自各种种族，他们可能充当了工具，但他们不
是制造这一切，谋划这一切的人。虽然经常会暴露中国产品出现问题。但要知道中国是
世界工厂，他们只是打工者，他们只是按照各种雇主提供的配方来生产，他们并不知道
他们会产生怎样的后果。或者这些工人知道后果，但他们只是奴隶，他们又如何去改变
这一切？ 所以，当我的调查不断往前推进的时候，不可避免地会涉及各国的企业，但
这并不表明是针对这个国家或这个国家的人民，而是针对一种社会现实和丑陋现象。就
拿菲律宾来说，菲律宾是一个犯罪猖獗的国家，有很多犯罪分子，但是菲律宾人民却是
这个集团的受害者，他们／她们被绑架，沦为了牺牲品，人体实验对象。一个日本人，
强奸上千名菲律宾女孩，却没有受到惩罚。以前我也提到过，有20个国家的名单，这20
个国家的人民其实都是受害者。现在他们把矛头对准中国，或许仅仅是因为我揭示了他
们图害世界人民的内幕，而我是一个中国人的缘... 阅读全帖 |
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w****l
发帖数: 6122 | 48 想抄底的同学最好还是多存钱吧。
http://www.rgemonitor.com/roubini-monitor/254354/the_dismal_out
The Dismal Outlook for the US and Global Economy and the Financial Markets
Email PrintShare
Delicious Digg Facebook reddit Technorati Nouriel Roubini | Nov 11, 2008
Here is a below brief summary of many of the points that I have made for the
last few months on the outlook for the U.S. and global economy and for
financial markets:
The U.S. will experience its most severe recession since WWII, much worse
and longer and... 阅读全帖 |
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f****e
发帖数: 227 | 49 My experience of data mining shows that indeed sophisticated systems
sometimes tend to overfitting the data. And for black box models you don't
know what is going on in there. Just like blindly following GPS may lead you
to a wrong place. So I think simpler but more intuitive ones tend to be
more robust and might be helpful in decision making - not necessarily auto
trading, but as a facilitating tool.
automatic |
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l***n
发帖数: 812 | 50 I am not saying there is no risk involved.
REIT tends to fare better in low interest environment. MBS tends to do well
if there is no mortgage meltdown.
Market is more concerned with international issues: European debts / Japan
tragedies / interest hikes in developing countries, none of which have
direct impact on IVR's business.
Also 60% of the MBS are backed by US gov agent so I don't think a drop-to-
zero catastrophe is likely to happen.
Also the current capital raise brought share price d... 阅读全帖 |
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