s*****l
发帖数: 1844 | 1 Cosmetics and food regulations are much looser than drug API. Drug API is
probably the toughest among everything.
Give you an ironic example, some literature reported that a food additive
could be a potential genotoxic compound; therefore, this compound will have
to be controlled at ppm (often single digit ppm depending on daily drug
dosage) level in drug API, however, the compound is used at hundred mg level
as food additives, and what's more, this compound is widely existent in
bread, beer, c... 阅读全帖 |
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b**u
发帖数: 2761 | 2 http://in.reuters.com/article/2012/01/17/sanofi-chemist-idINDEE
Wed Jan 18, 2012 4:12am IST
REUTERS - A research chemist for Sanofi-Aventis (SASY.PA) pleaded guilty on
Tuesday to stealing trade secrets from the pharmaceutical giant and making
them available for sale through a Chinese company, prosecutors said.
Yuan Li, 29, of Somerset, New Jersey, appeared before U.S. District Judge
Joel Pisano in Trenton federal court and pleaded guilty to one count of
theft of trade secrets, according to a rel... 阅读全帖 |
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u*****d
发帖数: 1009 | 3 I had a speaker speaking in one of my classes a few years back about his own
compounding pharmacy. His pharmacy compounds prescription drugs for both
humans and animals.
For example, many drugs are very limited in dosage forms, and if you can
find your own way to compound them (or using already available receipes),
then you can really make a business out of it.
Many times insurance companies refuse to cover for compounded prescriptions,
thus the customers will have to pay for it out-of-pocket, m |
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c****m
发帖数: 626 | 4 Really?
Our pharmaceutic professor tell us all compounding pharmacies get their
ingredients from PCCA.
PCCA also provide Compounding Lab Boot Camp for compounding pharmacist and
pharmacy students interested in compounding.
FDA |
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m****p
发帖数: 404 | 5 sdn 上看到的 很多信息
http://forums.studentdoctor.net/index.php?threads/my-pharm-star
全文转载如下
-------------------------
I thought it would be helpful (or entertaining) for anyone interested in
owning an independent pharmacy or looking to start a new one to follow along
with me as I work to re-open a store starting from scratch with no retail/
independent experience. The store is in Florida. I will try and highlight
things I learned that I had never been exposed to before. Please feel free
to offer advic... 阅读全帖 |
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s**********8
发帖数: 25265 | 6 Sterilization (microbiology)
http://en.wikipedia.org/wiki/Sterilization_(microbiology)
From Wikipedia, the free encyclopediaJump to: navigation, search This
article has multiple issues. Please help improve it or discuss these issues
on the talk page.
It may need reorganization to meet Wikipedia's quality standards. Tagged
since March 2008.
It is in need of attention from an expert on the subject. WikiProject
Microbiology may be able to help recruit one. Tagged since December 2010.
Contents [hide... 阅读全帖 |
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j*****7
发帖数: 4348 | 7 从EXEL最近一次的CC简单分析一下炒作的要点
应那个谁的要求，把该明天出版的命题作文今天做了算了．
Small biotech hold 起来比较的吃力，因为在药品上市之前都是亏钱的business，所
以我们最好要有的放矢．读CC主要就是找公司在近期有没有炒作的支点．我把我对EXEL
最近一次CC的心得和大家分享一下，有什么没看到的，请补充．
1) 合作前景 (傍大款，找sugar daddy):
结论：今年至少能搞一个合作出来，决定了公司可以逢低进．
'It should come as no surprise, then that we're engaged in multiple advanced
business development discussions with potential partners who are interested
in accessing our discovery capabilities. We are confident that we will
successfully conclude some of these discussio... 阅读全帖 |
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v**********m
发帖数: 5516 | 8 楼上文章的comments
Not yet but stay tuned. But a definite fact and you can review it in the FDA
's analysis in the briefing document is that there was no SS of astrocytomas
in male rats or female rats.
Dr. Alavi had concerns about how Arena calculated the exposure margin for
Lorcaserin, that is why it appeared in the CRL. When Arena met directly with
the FDA on December 15th and 16th at the FDA, both Arena and the FDA agreed
on the CSF methodology and the number of participants that would be
acceptab... 阅读全帖 |
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S*********n
发帖数: 4050 | 9 Now I understand why wayofflying prefer to stay here.
-------------------
http://www.foxnews.com/world/2012/02/12/report-relative-says-bi
ISLAMABAD, Pakistan – Usama bin Laden wanted his younger children to go to
college in the West and live in peace rather than embrace terrorism,
according to his brother-in-law.
Zakaria al Sadah said bin Laden, who was killed by US Navy Seals at his
compound in the Pakistan city of Abbottabad last May, was adamant that his
children "should not follow him down ... 阅读全帖 |
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u****n
发帖数: 7521 | 10 US drone strike kills 8 German militants in Pakistan
http://islamizationwatch.blogspot.com/2010/10/us-drone-strike-kills-8-german.html
PESHAWAR: At least eight foreign militants of German nationality were killed when a US drone struck a rebel compound in the restive North Waziristan tribal region of northwest Pakistan on Monday, sources said.
The drone fired two missiles at the compound near a mosque three kilometres west of Mirali sub-division in North Waziristan.
Ten foreign militants had gath... 阅读全帖 |
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s***q
发帖数: 10585 | 11 以前中国古代，按季compound，或是按年compound
所以算复利的时候很简单
不像今天的花街，包括main st的商业银行，都是按月compound |
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W****g
发帖数: 690 | 12 在没有通知巴方的情况下，从阿富汗派遣武装直升机进入巴境内搞武力。直升机摔在人
家境内后还威逼人家退还残骸，退还残骸后还说人家做的too little and too late。
而且Obama还说了，要是他认为必要，还会再次那么做。人家的主权一点也不关他的事
。咱们天朝历史上再强大也没这么欺负过谁啊。
WASHINGTON (Reuters) – Pakistan has returned to the United States wreckage
of a U.S. helicopter destroyed during the raid that killed Osama bin Laden,
a Pentagon official told Reuters on Tuesday, but the gesture was expected to
do little to improve strained ties.
The U.S. Navy SEAL team that stormed bin Laden's compound in Abbottabad,
Pakistan, o... 阅读全帖 |
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H****g
发帖数: 14447 | 13 1. 桉树叶子有毒，消耗地下水（water-sucking)。
a. An essential oil extracted from Eucalyptus leaves contains compounds that
are powerful natural disinfectants and can be toxic in large quantities.
Several marsupial herbivores, notably koalas and some possums, are
relatively tolerant of it. The close correlation of these oils with other
more potent toxins called formylated phloroglucinol compounds allows koalas
and other marsupial species to make food choices based on the smell of the
leaves. For koalas, these ... 阅读全帖 |
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K**********n
发帖数: 1197 | 14
跟这帮自称理科的文科生物wsn实在纠缠不清楚。给丫们上点洋大人自己的说法吧，而
且都是学术圈的，已有reference一堆，其中一份是著名的兰德公司的报告。
另外，美国和澳洲已立法限制使用脑波扫描仪，拿脑波扫描仪扫本国公民已是联邦法的
重罪。不过这个比较难的是你无法证实谁接收了你的脑信号。所以立了法跟没立一个样。
Remote Mind Control Technology
Reprinted from SECRET AND SUPPRESSED: BANNED IDEAS AND HIDDEN
HISTORY, edited by Jim Keith, $12.95, available from
1-800-680-INET.
There had been an ongoing controversy over health effects of electromagnetic
fields (EMF) for years (e.g., extremely low frequency radiation and the
Navy's Project Sea... 阅读全帖 |
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j******s
发帖数: 1096 | 15 Prosecutor: Huajun Zhao, Medical College of Wisconsin Researcher, Stole
Cancer Data For China
MILWAUKEE — A researcher at the Medical College of Wisconsin is charged
with espionage after prosecutors say he stole details of a cancer-fighting
compound that he wanted to share with China.
Prosecutors say Hua Jun Zhao stole the compound, C-25, and data that led to
its development.
A federal complaint says investigators found several hundred items related
to research into C-25 on Zhao's computer. Auth... 阅读全帖 |
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T**********e
发帖数: 29576 | 16 Sanofi Chemist Admits To Stealing Trade Secrets
Posted Wed, 01/18/2012 - 7:53am by Ed Silverman
Nearly six years ago, Yuan Li was hired as a medicinal chemist for Sanofi.
And during that time, she worked on countless compounds and signed all the
usual paperwork in which she acknowledged there were no conflicts of
interest and that the intellectual property belonged to the drugmaker. But
last year, Sanofi learned otherwise.
In May 2011, a little-known company called Abby Pharmatech began advertis... 阅读全帖 |
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W*****B
发帖数: 4796 | 17 看到有人说精液可能有治疗痘痘的功效。有人试过吗？是不是经常被颜射皮肤就会很好
？黄片里头演员皮肤都还不错，是不是经常被颜射的原因？
In sperm, a crystalline polyamine compound called Spermine can be found.
This particular compound is also known as an antioxidant. It is believed to
diminish wrinkles, smooth skin and help with taming or preventing acne.
Bioforskning, a Norwegian company, has synthesized the compounds into a
facial cream. |
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J*V
发帖数: 3150 | 18 Prosecutor: Huajun Zhao, Medical College of Wisconsin Researcher, Stole
Cancer Data For China
MILWAUKEE — A researcher at the Medical College of Wisconsin is charged
with espionage after prosecutors say he stole details of a cancer-fighting
compound that he wanted to share with China.
Prosecutors say Hua Jun Zhao stole the compound, C-25, and data that led to
its development.
A federal complaint says investigators found several hundred items related
to research into C-25 on Zhao's computer. Auth... 阅读全帖 |
|
j******s
发帖数: 1096 | 19 【 以下文字转载自 Military 讨论区 】
发信人: jurensis (春有山花秋有月，夏有清风冬有雪), 信区: Military
标 题: 又逮到一个……
发信站: BBS 未名空间站 (Tue Apr 2 13:36:22 2013, 美东)
Prosecutor: Huajun Zhao, Medical College of Wisconsin Researcher, Stole
Cancer Data For China
MILWAUKEE — A researcher at the Medical College of Wisconsin is charged
with espionage after prosecutors say he stole details of a cancer-fighting
compound that he wanted to share with China.
Prosecutors say Hua Jun Zhao stole the compound, C-25, and data that led to
its dev... 阅读全帖 |
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c*****t
发帖数: 562 | 20 looks like a 7th gen accord (2003–2007). I will not bother to fix it, but
if you really want to try, get some rubbing compound (but not grinding
compound which will be too harsh for this type of repairs), after that, if
you wish, you can use some polish compound, and then wax it.
Good luck, and ignore those pos. |
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j*****e
发帖数: 11116 | 21 compound有没有分粗细的？我最近也在研究detailing啥的，我不确定上wax之前是不是
一定要上compound，如果漆面/漆面coat还比较新的话，上compound不会把这些都磨掉
了。 |
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B*********0
发帖数: 385 | 22 filler里面好像有些填充粉之类的东西,他们claim说如果有非常tiny的scratch,filler
primer可以帮你填平,但是我实际使用的经验表示效果很差,不如先用点glazing
compound填好了再喷.sealer是比较普通的primer,我觉得etching不错而且能防锈.
sandable primer我觉得跟sealer没啥大区别就是颜色不一样,自己选和finish接近的颜
色.
另外要提醒你的是漆和漆的差别非常大.个人感觉advanceautoparts卖的dupli-color的
产品比较好用,Walmart卖的那些rust-o-leum的就差些.finish的漆一定要买好的,烂的
就是起皮没得说.
另外关于砂纸的使用: 准备工作用220号的干磨,不要用再小的了我之前用150号的结果
弄得全是道子最后用400号磨了半天都磨不平.220号磨到差不多之后换320的水磨,平了
之后检查,有道子用glazing compound填平,然后开始喷primer.薄薄一层,每喷一层等至
少1-2小时干之后用400号水磨,再干之后再喷下一层.我的做法是每层都磨太麻烦,我喷... 阅读全帖 |
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x*y
发帖数: 32 | 23 Postdoctoral Fellowships
Postdoctoral positions are available to explore metabolic diversity
among bacteria that degrade natural and synthetic organic compounds. The
emphasis is on discovery of novel enzymes and catabolic pathways using
microbial physiology, genomics, and molecular biology. A second position
will emphasize biodegradation kinetics and mechanisms in natural soils
and sediments. The laboratory is well equipped with analytical
instruments and all the facilities needed for cell culti... 阅读全帖 |
|
h******x
发帖数: 10156 | 24 from blackfday.com
http://www.blackfday.com/blackfday-sears.pdf
2-pk. Auto Travel Bottles $6.99
Amor All Gift Kit $11.99
Brake Service (must present coupon from ad) 15% off
Cobra 9-Band Radar Detector w/ Laser Eye $29.99 EB
Comfort Cushion $15.99
Craftsman Digital Air Gauge $14.99
DieHard 12-ft. Booster Cable $14.99
DieHard Battery Charger $39.99
DieHard Battery Charger/Maintainer $19.99
DieHard Dual-rate Battery Charger $29.99
DieHard Portable Power 750 $39.99
DieHard Wheeled Battery Charger / ... 阅读全帖 |
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M*****8
发帖数: 17722 | 25
......................
正确，这才是最重要的。
原因在此：
http://www.freewebs.com/lasalocid/
Atrial Fibrillation Caused Or Worsened By Lasalocid Residue In Eggs
1998 - 2005 updated Nov 2006 and May 2007
Richard Gee
This Paper in PDF Format
Lasalocid is a veterinary "antibiotic" which is given as a feed supplement
to certain farm animals and poultry including birds destined to become
layers. You can read all about this highly toxic heart poison and how it is
seriously afflicting UK egg production in this April 2... 阅读全帖 |
|
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b*******t
发帖数: 33714 | 27 ppt直接导出来的，格式有点乱，不过有耐心的话看看还挺有意思的。
==================================
Part 3: Arts and Methods of Kitchen Arts
TOPIC: MEAT
Cooking meat
Cooking meat is all about producing the right texture and flavours.
Texture concerns the structure of meat.
Flavours are all about chemistry –the Maillard reaction.
Components of muscle
Water: 75%
Protein: 18%
Fat: ~4-10%, varies among different types of meat
Carbohydrate: just over 1%
Vitamins, minerals, various organic compounds…
Sliding-filament model of muscle... 阅读全帖 |
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r****i
发帖数: 528 | 29 1. Coding, given a list of words (string), let compound word be the
combination of any two words in the array, check the numbers of duplicated
words (to check if there are duplicated compound words, and if the compound
word is the same as some word in the original list,
it is also considered as duplicated)
{"am", "eat", "a", "meat"} "am"+"eat"="a"+"meat" outout =1
2. OO design. Design a system for members to borrow books from a library
and a followup question is how to guarantee the performance... 阅读全帖 |
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c*****a
发帖数: 845 | 30 某知名跨国制药企业上海研发中心急聘medicinal chemistry Director/D
这个岗位寻访了2年了，一直没有特别合适的人，欢迎大家有兴趣的来咨询。
Responsibilities
Ø Initiate and direct design and synthesis of bioactive small molecules
for drug discovery programs
Ø Direct involvement of experiments in the chemistry laboratory
Ø Progress medicinal chemistry program through in-depth structural
activity/property relationship analysis, and structural-guided drug design
Ø Execute hypothesis driven compound design and synthesis
Ø Monitor t... 阅读全帖 |
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b**********5
发帖数: 7881 | 31 mark is against trump, decrying that building a wall is against america
principals, and is for gun control. basically, he's for every liberal idea
but in his personal life, he's surrounded by body guards, multiple body
guards with guns. building a compound (with multiple walls) in bay area,
gobbling up real estates without taking in one single black kid into his
large compound. He also is building a wall in his Hawaii compound, blocking
the view of his neighbors. |
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A********R
发帖数: 30 | 32 Company locates in Bristol, PA hiring chemcist.
You will be responsible for designing a new synthetic route or improving/
repeating an existing synthetic procedure for synthesis of organic compounds
. You may also be responsible for reproducibility and scalability of the
syntheses; developing practical, scalable, and cost effective synthetic
processes for syntheses of organic compounds. You are able to prepare
organic compounds at mg-kg scales in labs. You will need to run routine
analytical s... 阅读全帖 |
|
x*y
发帖数: 32 | 33 Postdoctoral Fellowships
Postdoctoral positions are available to explore metabolic diversity
among bacteria that degrade natural and synthetic organic compounds. The
emphasis is on discovery of novel enzymes and catabolic pathways using
microbial physiology, genomics, and molecular biology. A second position
will emphasize biodegradation kinetics and mechanisms in natural soils
and sediments. The laboratory is well equipped with analytical
instruments and all the facilities needed for cell culti... 阅读全帖 |
|
h**********g
发帖数: 7 | 34 2012 Professional Vacancy Announcement – Yellow Sea Fisheries Research
Institute (YSFRI), Chinese Academy of Fishery Sciences (CAFS)
YSFRI, affiliated to the Ministry of Agriculture, People’s Republic of
China, is a comprehensive marine fisheries research institute. Founded in
1947, it is now located in Qingdao, a beautiful coastal city. YSFRI’s
research interests focus on sustainable development and utilization of
marine biological resources, which consists of mariculture, fishery
resources and... 阅读全帖 |
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x*******6
发帖数: 994 | 35 Don't send email to me. Please contact Lana Levy at l***[email protected]
Job Title: Formulation Scientist
Location: St. Petersburg, FL
Job Description:
Our client is a leading Drug Development, Advanced Delivery Technology and
Supply partner to the global pharmaceutical industry. A Fortune 1000 company
, with over 20 locations on 5 continents, we partner with 90 out of the top
100 pharmaceutical companies and 44 of the top 50 biotech firms, as well as
thousands of small innovator companies.
I. ... 阅读全帖 |
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c*******e
发帖数: 9475 | 36 赫赫, 我自己finish basement, 现在正在上drywall呢. 其实就是石膏墙板, 两层纸中间
是石膏, 又大又重但是很易碎, 费了好大劲才买了搬回家的呢. 做墙的时候(如果是木头
墙的话), 墙架子是2X4的木头搭成的框架, 也就是所谓的stud,
然后把大块的(一般是4'X8')的drywall墙板用钉子或螺钉钉到木头框架上,
然后用compound(也叫mud, 类似于石膏)涂上去把缝拉钉子拉什么的遮盖起来(这一步尤其
艰难的说), 再上漆就是一面做好的墙了.
洞小的话直接用joint compound 补就行了. 你打的洞如果比较大, (5厘米见方应该算大
了), 可以切一小块drywall填上, 把缝用compound盖上, 再刷跟原来一样的油漆. 这样的
小块drywall没见到有卖的, 我家现在倒是多得是. 也许你可以跟盖房子的工地要? 不过
要补得看不出痕迹还是比较困难的, 也许补好了再挂幅画什么的遮一遮比较好.
这里有详细的怎么补一个洞:
http://www.chase-pitkin.com/How-To/Projects/floor_wall/dry |
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R**R
发帖数: 3318 | 37 1, 太小的：用牙膏。
2，大点儿洞：用putty knife 刮石膏（joint compound）, 干一天，打平，再用putty
knife 刮石膏,干一天，打平，刷漆。
3。 大洞：If big enough, screw new dry wall on the stuck and用putty knife 刮
石膏（joint compound）, 干一天，打平，再用putty knife 刮石膏,干一天，打平，
刷漆.
4。不大不小的洞：看图。塞一块木条到洞里，两边用螺丝固定。然后按洞大小补上新
的dry wall and 用putty knife 刮石膏（joint compound）, 干一天，打平，再用
putty knife 刮石膏,干一天，打平，刷漆 。若洞太小，手不方便，用绳记住木条。
注意：刮石膏至少两遍。石膏干了会收缩。
希望大家补充。 |
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f****l
发帖数: 8042 | 38 lowes或者homedepot买个patch，就像创口贴一样，直接贴上去，然后买一小罐
compound，买一个塑料刮刀，用compound把patch盖住，尽量刮平挂薄，如果你们的墙
是白色，compound干了后，基本不容易看出来。鸡蛋大不算大，买个小尺寸的patch就
可以了。加起来5、6块钱。5分钟的活。 |
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d*****s
发帖数: 5610 | 39 应该先上compound，再轻微打磨，再上compound，再打磨，然后最后上compound，稍微
打磨就好了。 |
|
n****o
发帖数: 1167 | 40 厨房天花板上原来修管道plumber留下一个两巴掌见宽的洞
一个方案是买sheet rock drywall切割好补上去然后用joint compound，然后paint
这次犯懒，直接在home depot买了一张铝箔的墙贴，类似狗皮膏药的样子
先把洞口周边打磨一下
然后贴狗皮膏药
然后joint compound
然后涂漆
糟糕的是，和我想象的一样，贴了patch的地方和周边不一样平
涂抹的joint compound也是凸凹不平，惨不忍睹
即便打磨后涂上漆，老远看去一个大补丁
还不如不修，原来即便是一个洞也没有现在难看
只能把狗皮膏药扯掉
重新修
打算买个空调vent，订到那个洞口
就当作假的空调出风口
good idea,我怎么不早点想到这个办法
结论：瓦工，漆工不是说干就能干的 |
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b*******c
发帖数: 20683 | 41 我家补块drywall和用patch都干过，貌似都可以补的看不出来。关键是要耐心，一般要
joint compound,sand,joint compound,sand...好几回才行。另外，joint compound补
的范围大点，才可以更好的过渡，和本来的墙混为一体。 |
|
j*****h
发帖数: 3292 | 42 洗手间
刚刚做完最麻烦的部分，拆旧的drywall joint bead
不知原来为什么用铁铝类的，不防潮啊，都绣得很薄了 (因为drywall joint 很靠近浴
缸) 用锯子锯下来，然后铲除周围的漆和compound
磨平了后，换上Vinyl joint bead (不需要用fastener, 卖joint bead 地方有卖3M的
喷胶，喷出来是红色的)
然后上了compound, 等24小时，明天就进入技术活阶段，打磨compound 表面
进程算是过半了 |
|
n*******w
发帖数: 6708 | 43 Annual Percentage Rate - APR,年百分率是什么意思?
The one year rate that is charged for borrowing (or made by investing). By
law, credit card companies and loan issuers must show customers the APR.
For example a credit card company might charge 1% a month, but the APR is 1%
x 12 months = 12%. This differs from APY, which also takes into account
compound interest.
这里1%是根据什么来收的,是借款额度的1%吗, 还是日平均存款额?
--------------------------------------------------------------------
QUOTE:Originally posted by lew-card at 20... 阅读全帖 |
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J**S
发帖数: 25790 | 44 LEVELING最重要。。
SUBFLOOR弄了，有的地方还是有低有高，可以用LEVELING COMPOUND填平。。
铺地板，TRANSITION MOLDING真难选。 比如瓷砖和烂米地板的高度差，都各异。 很难
找到刚好合适的。 如果差的不多，可以弄些LEVELING COMPOUND调整一下，这样让瓷砖
和烂米地板的高度差刚好用上市场上可以买的MOLDING。。
你看第一个图。 瓷砖和烂米地板的高度差就差一点，1/8 INCH。 这个差别可以在
TRANSITION边缘加些LEVELING COMPOUND，这样正好用上HOME DEPOT的T MOLDING了。 |
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a****y
发帖数: 106 | 45 你用的什么leveling compound？调的很稀吗？
我的subfloor也不平。开始还以为是一个梁高了，后来发现是2,3个梁中间低了。（估
计是长期压弯了点？）
都撬开太麻烦了。还是上compound。我还看过贴薄木板的。
另外，这种compound干了后和水泥一样硬吗？钉子会钉裂吗？ |
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q****e
发帖数: 3660 | 47 俺老大在做BASEBOARD，那个和墙的缝应该用caulk填的结果俺老大用上COMPOUND了。
COMPOUND DRY了都，俺老大想打磨一下，结果是很TOUCH。 今天他去店里问，才发现用
错东西了。店里说要拿出来重新用caulk填上。但是COMPOUND都干了，不好弄啊。上来
问问大家怎么弄。谢谢了 |
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N*******3
发帖数: 625 | 48 Drinking Beer Might Save Your Brain Cells From Damage
Posted: 29/01/2015 13:26 IST Updated: 29/01/2015 13:26 IST
Love wine for its bouquet of health benefits? Try some beer too. According
to researchers, a beer compound can protect brain cells from damage.
It can also potentially slow the development of disorders such as Alzheimer'
s and Parkinson's diseases.
For this, Jianguo Fang from Lanzhou University's school of chemistry and
colleagues found that one compound found in hops called ... 阅读全帖 |
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g***e
发帖数: 4074 | 49 大洞用相应尺寸的drywall mesh补，然后再上drywall compound，干了后打平补漆
小洞可以直接上drywall compound或者先用drywall tape补在上compound，也是要干了
找平补漆 |
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a****r
发帖数: 1486 | 50 APR是名义年利率
apy是实际年利率
因为大部分银行是按复利计算，有的是monthly compound，有的甚至是daily compound
，所以一般APY要比APR高一点儿。
如果是annually compound，那么APR和APY就是一样的 |
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