S**C 发帖数: 2964 | 1 Leverage take out two important advantages from ordinary investors, one is
time that is you may not be allowed to ride the downturn out, and two is
psychologically it make one lose his patience. |
|
r****m 发帖数: 1204 | 2
Yes, when I do the comparisons, I always use DCA for Term+Index, which you
know any market downturn actually becomes a great opportunity! |
|
g*****g 发帖数: 34805 | 3 I think the risk is lower than stock market, in which you'll definitely see
20%+ downturn market. It's unlikely you'll lose money in any year on a p2p
platform. The only exception is the hosting company goes under. |
|
g*****g 发帖数: 34805 | 4 I think the risk is lower than stock market, in which you'll definitely see
20%+ downturn market. It's unlikely you'll lose money in any year on a p2p
platform. The only exception is the hosting company goes under. |
|
|
u****e 发帖数: 99 | 6 Thanks MinaHarker. You deserve credit for both groping your way out of
darkness and for writing up your story. This will help others. And I think
you must have found out your comfort zone with 60/40 allocation. Mine is
higher than that, and I have doubt what my actual response would be at next
downturn. Although I didn't do anything silly in 2008-2009, the stake at
risk was much smaller back then.
Sometimes I wonder why I stay on this board. I cannot convince the market
timers, and vice versa. I... 阅读全帖 |
|
w***n 发帖数: 1519 | 7 Typical paralysis by analysis.
It's just 50k, spread it globally, stomach inevitable downturns, and wait
patiently to reap the returns. You apparently are just starting out. At this
stage, saving is much more important than whatever you invest.
As for valuations, US market, especially large cap growth, indeed has a
relatively high PE, and is expected to have low return moving forward. But
you never know what the actual returns will be. Besides, international
equities have been quite attractive. |
|
发帖数: 1 | 8 现在是chase的private client member,和他们聊了一下说可以把存款(10-20万)拿
来投资,他们的管理费是1.76%,那10万一年就1700。他们的performance其实和sp500
差不多。唯一感觉是不会因为大的downturn破产拿不出钱。还有其他什么好处吗?
另外,像betterment的管理费要便宜的多,0.25%。而且performance似乎更好。不知道
有哪些弊端呢?会因为破产拿不回钱吗?另外,需要用钱的时候能不能很快拿出来?
请有经验的牛人解惑。 |
|
k****e 发帖数: 337 | 9 http://www.ilw.com/immigdaily/digest/2009,0323.shtm
HIB Quota Forecast
The economic downturn has hit immigration lawyers across the country badly.
One of the indications of the depressed conditions for immigration attorneys
is the state of this year's H-1B quota. We discuss our quota forecast below
and then make general observations about the immigration law business today
.
First, lets take a look at the H-1B market, for new beneficiaries. There is
no question that the quantity of applications |
|
g********0 发帖数: 173 | 10 来自主题: JobHunting版 - 又一封据信 It happens a lot during economic downturn. At least they value your
qualification.You're still the best. |
|
g********0 发帖数: 173 | 11 Under current economic downturn, companies have a lot candidates. They tend
to interview more candidates and have more rounds of interviews. They are
really picky and slow at making decisions. Competition is pretty high! |
|
n*******r 发帖数: 258 | 12 Job market is slightly better than last year but still in the downturn
compared to 2007 and before. |
|
w******t 发帖数: 241 | 13 刚拿到一个oral的offer,package一般,fresh PHD。因为还有另外一个小公司的
pending offer,想做一下选择。本来倾向去SONY,但是在glassdoor上看对这个
research center评价非常糟糕。不知道有没有了解的朋友说说,是否内部管理很混乱
,job security很差。另外SONY最近几年做的不太好,不知道是不是还在downturn的过
程中?谢谢 |
|
L********0 发帖数: 38 | 14 Try to stay. There is always a way.
China's economy will face downturn very soon.
Unless you are well-connected in China, maybe it is not good idea to go back.
Good Luck! |
|
j******2 发帖数: 34 | 15 现在很多公司都开始为downturn作准备了。我猜这个公司的位置已经没了,你需要look
around now... |
|
g*******n 发帖数: 12458 | 16 半导体又进入downturn期,我们公司去年一年赚了不少钱,上个季度开始又亏本了. |
|
j********a 发帖数: 451 | 17 depends on when the layoff happens, in economic downturn, I have quite a few
ex-colleagues who spent 1 year + to only find a lower position. Anyway,
just to share my experience. |
|
j********a 发帖数: 451 | 18 depends on when the layoff happens, in economic downturn, I have quite a few
ex-colleagues who spent 1 year + to only find a lower position. Anyway,
just to share my experience. |
|
d**e 发帖数: 6098 | 19 ☆─────────────────────────────────────☆
shaye (wonderfull) 于 (Tue Nov 6 01:50:09 2012, 美东) 提到:
看到版上有讨论,说某某公司是PM driven,不如engineer driven,blabla.
我这个老码工来说两句,能做PM就别做码工。
对一个公司来说,无论大小,PM最重要了,从大的方面说, steve jobs, bill gates,
steven sinofsky, mark zuckerburg, robin li, pony ma,都是很出色的PM. 从小的
方面说,这些公司的vp,gm, 你看看多少是PM出身的。
动手的都搞不过动口,不过国人英语普遍不行,印度人这方面就出色很多,这也是印度
高管比较多的重要原因。
☆─────────────────────────────────────☆
StevenLow (CrossLayer) 于 (Tue Nov 6 01:51:09 2012, 美东) 提到:
怎么转PM 现在是码农
gates,
☆───... 阅读全帖 |
|
s****a 发帖数: 47 | 20 I am an offshore engineer with more than ten years experience.I think the
future of oil workers does not depend on whether oil is exhuasted or not
, but depends on the oil price.
The downturn of oil inudstry in 1980s was not caused by the depletion of oil
, but due to the drop of oil price. Europe's oil consumption went down at
that time and middle east countries raised their production. The oil price
went down and the exploration and production in US was not profitable. Oil
industry laid off ma... 阅读全帖 |
|
o**********e 发帖数: 18403 | 21 http://www.sandiegoreader.com/news/2011/mar/09/citylights1-amer
Another former employee who reapplied during the recent downturn claims that
80 percent of Qualcomm engineers are foreigners brought in during the past
ten years — mostly from India. He claims that he had a job interview with a
manager who was an Indian national. The former employee was told he was “
too senior” with too much job experience, he says, and the interview was
aborted. I asked Qualcomm about that, but it was one of the m... 阅读全帖 |
|
o**********e 发帖数: 18403 | 22 不要胆怯不要慌, 你必须show你的能力,包括
与任何人沟通的能力。 你要注意自己professional.
但是他如果打断你, 或者接电话,或者晚到,
或者早走,或者种种unprofessional, 甚至侮辱,
你可以把他的名字记清楚, 然后
A。 人肉, 要是大头,就想办法闹大。
B。 要是小头小喽罗, 就报告HR,说他unprofessional。
要是offer因为他没过,你可能还有chance.
最好不要拿烙印口音说事,
否则烙印可以拿老中口音说事。
就说他arrogant, unprofessional,
has altitude issue, likes to interrupt.
C。 中文曝光, 让大家对这个公司和这人都警惕着。
D。 注意HR是否烙印把持。 要是, 那只有曝光。
http://www.sandiegoreader.com/news/2011/mar/09/citylights1-amer
Another former employee who reapplied during the recent downturn claims th... 阅读全帖 |
|
o**********e 发帖数: 18403 | 23 没有权利换人, 你必须show你的能力,包括
与任何人沟通的能力。 你要注意自己professional.
但是他如果打断你, 或者接电话,或者晚到,
或者早走,或者种种unprofessional, 甚至侮辱,
你可以把他的名字记清楚, 然后
A。 人肉, 要是大头,就想办法闹大。
B。 要是小头小喽罗, 就报告HR,说他unprofessional。
要是offer因为他没过,你可能还有chance.
C。 中文曝光, 让大家对这个公司和这人都警惕着。
D。 注意HR是否烙印把持。 要是, 那只有曝光。
E。 从别的公司过去的不要教烙印任何有用的东西。
他问你有的问题, 你得知道说“这是trade secret,
可能有IP问题。 我不便回答。”
http://www.sandiegoreader.com/news/2011/mar/09/citylights1-amer
Another former employee who reapplied during the recent downturn claims
that 80 percent of Qu... 阅读全帖 |
|
g*********e 发帖数: 14401 | 24 这个不对 rsu都是发给你的时候就算在当年w2里面的
不过开头说的不错 主要都是股票的差距。但也是现在经济好,vc多,网络公司涨得快
,碰上downturn,也就goog能坚挺,剩下的fb lnkd amzn这类都得狂跌。相比而言,
semi公司还是很稳定的 |
|
P*****f 发帖数: 2272 | 25 Google,拿绿卡,学技术,顺便避过下一波downturn。然后再去startup |
|
w*****9 发帖数: 28 | 26 能否说说下一波downturn. 2018经济危机吗 |
|
P*****f 发帖数: 2272 | 27 Google,拿绿卡,学技术,顺便避过下一波downturn。然后再去startup |
|
w*****9 发帖数: 28 | 28 能否说说下一波downturn. 2018经济危机吗 |
|
o****n 发帖数: 937 | 29 市场没两年就会downturn,想想到时候这种公司怎么生存 |
|
o**********e 发帖数: 18403 | 30 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: onetiemyshoe (onetiemyshoe), 信区: SanFrancisco
标 题: PROFESSIONAL烙印老板经常让帮小烙印怎么办 (转载)
发信站: BBS 未名空间站 (Sat Apr 11 11:23:24 2015, 美东)
发信人: totowhitedew (涂涂白露), 信区: Working
标 题: 老板经常让帮别人怎么办
发信站: BBS 未名空间站 (Fri Apr 10 09:12:14 2015, 美东)
我在组里做的还不错。但是老板明显让我帮别人的次数大大增加了。经常让我给别人
review code,说是review,其实就是别人不会做的让我补上,关键是这样我拿不到那个
project的credit呀。还有一个印度人,上次让我帮他,code最难的部分是我给他写的
,剩下的我只要一个小时就能写完,他花了两天交上去照样是他的credit。还有一次给
他一个project擦屁股,我一周搞了六十个小时重新做,老板写review的时候,照样说
这个project是印度人做... 阅读全帖 |
|
j******8 发帖数: 746 | 31 可能出于像2000年底的阶段?据说2016年是大裁员的一年 |
|
|
A******a 发帖数: 143 | 33 没看到什么裁人的迹象,看到了的可以出来说说
[在 jerry848 (Jerry) 的大作中提到:]
:可能出于像2000年底的阶段?据说2016年是大裁员的一年 |
|
j******8 发帖数: 746 | 34 裁人的消息现在是越来越多吧?好消息是H-1B可能不用抽签了。 |
|
r****7 发帖数: 2282 | 35 不会像2000年底
好处是不会有大批码农灰常快的失业
坏处是不会有Google这样的公司又拉出一波高潮,IT逐渐衰落成传统行业 |
|
j******8 发帖数: 746 | 36 那些加入startup的很多可能盼不到上市的那一天了 |
|
b******y 发帖数: 9224 | 37
对,其实2000年后,计算机业已经没有啥划时代突破了,所以同意IT已经沦落成传统产
业的说法。想想看,当年汽车业,也曾经是划时代的,但后来也是传统产业了。 |
|
n*******s 发帖数: 17267 | 38 没看到什么迹象, 现在还都是hire like crazy.
这波裁员估计主要是修理干活不咋地的烙印, 拭目以待。 |
|
e***y 发帖数: 4307 | 39 我是觉得,以sharing economy为卖点的公司最终是无法做大的。与economy of scale
验证几百年的经济学原理背道而驰。 |
|
a*******a 发帖数: 383 | 40 今年flg都有传闻说new hire 的head count少或者已经几乎用完了
我是这么感觉的啊 |
|
|
|
j******8 发帖数: 746 | 43 2000年也是进入2001年突然就开始大裁员。 现在相当于2000年中,已经处于下坡路的
途中了。估计到明年初就要开始了。 |
|
g*****g 发帖数: 34805 | 44 小startup比较危险,但像2000年那样的大裁员是不会的。08年大熊都没裁多少人,无
非招人的少而已。 |
|
g**d 发帖数: 383 | 45 扯淡。。。我老板经常跟我们说,你们这些年轻人看到一点风吹草动就激动,没见过世
面,完全不知道什么是真正的泡沫,2000年的时候基本是个人会扯一点ebiz,会做网页
,就能在硅谷拿高薪,光股票都是一年10万以上,纳斯达克9个月就翻了一番,很多公
司每半年股价就翻两番或三番。现在充其量只是个小泡泡,完全不能跟2000年比 |
|
g**d 发帖数: 383 | 46 纳斯达克从1995的750涨到2000年的5048,几乎是7倍;
现在这一波,2400到4700,翻了一番而已 |
|
l*****v 发帖数: 122 | 47 IT大泡沫的时候,稍微懂几个Java名词,扯下Hash Table,就能找工作。
现在的招人的bar,高太多太多了 |
|
|
|
A******a 发帖数: 143 | 50 那是因为到了财年末吧
[在 austurela (austurela) 的大作中提到:]
:今年flg都有传闻说new hire 的head count少或者已经几乎用完了
:我是这么感觉的啊
:........... |
|